Barclaycard Application

fpp1

Hi All,

Many thanks for all your useful advice on this forum. I have a quick question I hope you guys can answer.

I just applied for a Barclaycard where the offer was 20 months 0% BT and 20 months 0% purchases.

I was approved on the spot and given access to my online account. I am very happy with the limit they have given me (5k+), but cannot find any details on the 0% BT. Their documentation indicates that they state any 0% offers etc. in their statements, but obviously I don't have one.

I want to make a BT onto the account, but don't want to be stung by a change to the 0% BT.

Would I be correct in saying that if I got approved instantly, the terms I signed up for (0% BT and purchases) have been approved? I know that often people get offered different terms, but am I right in thinking you need to physically accept the new offer? ie. They can't just accept you and offer you a different rate to that which you applied for originally without letting you know?

Any info would be awesome!

Regards

fpp

Dobbibill

When you log in to BC, if you go to the link that says 'Activity Summary' on the top, it will scroll the page down and on the right hand side it should say about BT's.

I'm hoping it will show the same for you, even though it's a new account, if not I would give them a ring.

HTH

fpp1

Thanks for the reply.

I gave in and rang them. Turns out until I activate the card, I won't see anything. The guy I talked to did confirm that the account was showing the 20 month 0% deal, so I'm sorted.

Sorry for wasting a thread on this!

Dobbibill

As least you know why you can't see anything and if anyone else is in the same situation this thread will help them.

Glad it's all sorted for you