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Can I Fix This?

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  • sammy115
    sammy115 Posts: 15,267 Forumite
    She is right!

    Are you going to save up and pay another debt off with a settlement figure or overpay on a credit card and bring the interest down?
    Quality is doing something right when no one is looking - Henry Ford
  • I do not have the option to overpay on a credit card because I was a complete fool and kept hiding from everything and hoping that it would just go away for so long that everything that I owe is to Debt Collectors. My plan is to keep making monthly payments to them as I have arranged but keep saving every extra penny that I can get until I eventually have enough to pay the Goldfish card off which is currently with Moorcroft in one go and then I can save everything else up for however long it takes to pay off Alliance & Leicester. :D
    Debt August 2007 - £38,204.58 - Completely Debt Free - May 2008 - Now Proudly Saving. :D
    DFW Nerd Number 684 - Proud To Have Dealt With My Debts
    :heartpuls Very Proud Aunty Ciara :heartpuls
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Keep up the good work then, with tips like yours you should be there in no time!
    Quality is doing something right when no one is looking - Henry Ford
  • sammy115 wrote: »
    Keep up the good work then, with tips like yours you should be there in no time!

    I had the best teacher in the world to show me how to get them. :D
    Debt August 2007 - £38,204.58 - Completely Debt Free - May 2008 - Now Proudly Saving. :D
    DFW Nerd Number 684 - Proud To Have Dealt With My Debts
    :heartpuls Very Proud Aunty Ciara :heartpuls
  • I am totally exhausted after a finishing the week in my day job and really do not feel like working tonight and tomorrow and Sunday as well but I know that I have to and that I have to keep smiling as well. :cry: I am getting a bit worried about how much I am actually going to get to take home after I have paid my Tax and National Insurance and Student Loan contributions and I am actually beggining to wonder if there will be anything left for me at the end of the month. :confused:
    Debt August 2007 - £38,204.58 - Completely Debt Free - May 2008 - Now Proudly Saving. :D
    DFW Nerd Number 684 - Proud To Have Dealt With My Debts
    :heartpuls Very Proud Aunty Ciara :heartpuls
  • While your earning it you can't be spending it! ;)

    Want me to post a picture of my willy to cheer you up? :D
  • spud30
    spud30 Posts: 16,872 Forumite
    While your earning it you can't be spending it! ;)

    Want me to post a picture of my willy to cheer you up? :D

    I know you weren't asking me but....

    YESSSSSSSSS PLEASE
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • While your earning it you can't be spending it! ;)

    Want me to post a picture of my willy to cheer you up? :D

    I know that is true but I think I am just fed up of not doing anything hardly but work and sleep and being paid a low wage to watch other people having a life and enjoying themselves. :o

    Would the picture cheer me up? :p:confused:
    Debt August 2007 - £38,204.58 - Completely Debt Free - May 2008 - Now Proudly Saving. :D
    DFW Nerd Number 684 - Proud To Have Dealt With My Debts
    :heartpuls Very Proud Aunty Ciara :heartpuls
  • spud30 wrote: »
    I know you weren't asking me but....

    YESSSSSSSSS PLEASE

    Here you go then ladies! :cool:
  • spud30
    spud30 Posts: 16,872 Forumite
    SS, you're Deliciously Dedicated and I'm Fantastically Fervent :rotfl: :rotfl:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
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