Can I Fix This?

sammy115

Hope you aren't going out tonight Spud, I want someone to party with!

spud30

sammy115 wrote: »

Hope you aren't going out tonight Spud, I want someone to party with!

No I'm not going out hun, except maybe a quick trip to B n Q in a bit :rolleyes:

sammy115

Okay you go to B & Q - I've got the Friday night chinese and bottle of wine to get (its coming out of my £50 food budget - I have only spent £24 this week!)

charliemouse

spud30 wrote: »

Just a thought Ciara, but SS has helped quite a few peeps on here get a bit of free dosh, average of £100.

If you haven't done it yet, send him a pm and he'll tell you all about it

What or who is SS.... sorry i'm new to all this.

southernscouser

charliemouse wrote: »

What or who is SS.... sorry i'm new to all this.

:hello:

Afraid the offer is no longer available though!

PasturesNew

Just looking at your original posting again ... and I can (will) tell you how you can probably save another £150/month minimum.... only you might not like what I am about to say.

Move into a studio flatlet. Yes, the ones without an actual bedroom.

Now, if you own a lot of furniture, that's probably not practical (or are you just dragging stuff around with you because you own it ... and would be pleased of a fresh start)

Last month I was looking for a place of my own. Money is pretty much no object. But even so, I am as per the duck's rear end....

I looked at studio flatlets.
I looked at one bed flats.

And the decision I made was that you can only be in one room at a time. So you don't NEED an actual bedroom.

Your rent is £450. A studio where you live is probably £350. Saving you £100.
Then council tax. You will probably find CT on a studio is Band A (mine is) and with the single person discount that comes down to about £45. Saving you another £50.

Now the "and more" bit: if you are heating a smaller space, you have smaller heating bills. And less cleaning materials. And less insurance (probably). In addition to this, you've less space to buy stuff for.

I figure, all in all, living in a studio flatlet, rather than a 1-bed flat is saving me £170/month.

I don't need to save money per se. It's just a nice warm fuzzy feeling.

Anyway - have a look about, go view some studios. You might actually find a lovely one once you've seen about half a dozen!

ciarasdreams

I have just finished a six hour shift where I have constantly worn my Disney Store style smile and it seems to have paid off because my tips tin is rattling nicely.

ciarasdreams

PasturesNew wrote: »

Just looking at your original posting again ... and I can (will) tell you how you can probably save another £150/month minimum.... only you might not like what I am about to say.

Move into a studio flatlet. Yes, the ones without an actual bedroom.

Now, if you own a lot of furniture, that's probably not practical (or are you just dragging stuff around with you because you own it ... and would be pleased of a fresh start)

Last month I was looking for a place of my own. Money is pretty much no object. But even so, I am as per the duck's rear end....

I looked at studio flatlets.
I looked at one bed flats.

And the decision I made was that you can only be in one room at a time. So you don't NEED an actual bedroom.

Your rent is £450. A studio where you live is probably £350. Saving you £100.
Then council tax. You will probably find CT on a studio is Band A (mine is) and with the single person discount that comes down to about £45. Saving you another £50.

Now the "and more" bit: if you are heating a smaller space, you have smaller heating bills. And less cleaning materials. And less insurance (probably). In addition to this, you've less space to buy stuff for.

I figure, all in all, living in a studio flatlet, rather than a 1-bed flat is saving me £170/month.

I don't need to save money per se. It's just a nice warm fuzzy feeling.

Anyway - have a look about, go view some studios. You might actually find a lovely one once you've seen about half a dozen!

I know that you are right and that I should really look into getting a plca with lower overheads so that I have more money left every month to pay towards my debts but I really do not want to move to another place because I have only just after nine months started to feel like I actually have a home. My rent is already at a discounted rate because my sister managed to negotiate it down for the full duration of my tenancy because of the disgusting state that it was in when I signed the lease. She spent a lot of time and put a lot of effort into helping me to get it clean and repaired and making it look nice and like a home and I am finally starting to feel settled. I am not ignoring your advice because I know that you are right but it is something that I would now find very difficult to do.

southernscouser

ciarasdreams wrote: »

I have just finished a six hour shift where I have constantly worn my Disney Store style smile and it seems to have paid off because my tips tin is rattling nicely.

Get your tips out for the lads!

ciarasdreams

No I am not sharing them with anybody. I did get a similar request though from a group who were there for most of the night. :rolleyes: