a bit of a fantasy - what would you do if you had a £100000 windfall?

atush

clear_as_mud wrote: »

20% in pension, 20% in S&S, 20% cash and the rest on a new car, holiday and small home improvements.

Currently have am ongoing with refurbishment, thanks for reminding e llol!

lawriejones1

I'd buy my cat a big cat house, a bottle of Jonny Walker Blue and a pre-CBS Fender guitar. Buy a new camper van and order an Indian takeaway.

The rest would be saved.

Malthusian

Lawrie: You really shouldn't be feeding your cat whisky. Although I would like to see it playing the guitar.

AndyT678

Malthusian wrote: »

Lawrie: You really shouldn't be feeding your cat whisky. Although I would like to see it playing the guitar.

I understand that many cats are accomplished musicians!

https://www.youtube.com/watch?v=zSQDR1yF3uQ

ossie48

I received a £100k windfall last year..the mortgage had been paid off luckily and we have a decent pension.

We bought a car, nice holiday and currently have £90k left sat in the usual high interest cash accounts plus an ISA, so all easily accessible.

The massive difference between now and then is that we now have a barrier so we dont have to worry about the expense of eating out, a weekend away, servicing the car etc, treating the kids or buying nice clothes.

Its literally being used as a buffer and peace of mind for every day living expenses and trust me that has taken away all our financial worries and led to a better quality of life all round.

gadgetmind

A few years ago, we got a similar sum courtesy of some critical illness insurance. I invested the lot in a variety of assets, mainly equities, and I'm mighty glad that I did. It's going to buy us a great holiday or two every year for 30-40 years, which it couldn't have done if stuck in the bank.

lawriejones1

Malthusian wrote: »

Lawrie: You really shouldn't be feeding your cat whisky. Although I would like to see it playing the guitar.

rather frighteningly the cat started flicking at the strings of one of my guitars yesterday! Very strange. Maybe I'm in line to get £100k - who knows?!!

MEM62

1) Smile a lot.
2) Get a round in :beer:
3) Full ISA (S&S) allowances for the next 2 years so £30.5K there.

4) Max overpayment on my mortgage for 2 years £18K-ish.

5) Using my back-dated allowance I should be able to get £40K into my pension pot. I am a 40% tax payer so there is a big benefit here.

Undecided on the remaining £11.5K. I may be frivolous and enjoy it.

veryintrigued

I'd come on here and tell everyone

166million

Use it for house deposit although I probably still couldn't afford most of the properties in my area. I would prob ask my landlord if he would sell us the one we live in