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Cazmanian_minx's MFi3 diary

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Comments

  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Well done for getting the oversea's order sorted.:T

    Smokey looks wonderful, I'm sure he'll be very happy (and spoiled) in his new home
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    a big mega ouch.gif to that energy bill .

    And a big fantastic wow_smiley_1.gif on the gorgeous dog:D

    and a big fat signs_107.gif to the idea of getting into the sea at this time of year
  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    setmefree2 wrote: »
    And a big fantastic wow_smiley_1.gif on the gorgeous dog:D

    and a big fat signs_107.gif to the idea of getting into the sea at this time of year

    I second that - especially the last bit!!

    Couldn't you get him to do lots of lengths in a cold bath???:rotfl:
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • RosieTiger
    RosieTiger Posts: 863 Forumite
    The Dog looks fantastic - good luck with him !
    RosieTiger - Highest £242,000 Feb 2004 :mad:
    Lightbulb Dec 2008 £146,000 by March 2026:eek:
    MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
    Current Position-Fully off set by savings since March 2013
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Another £100 into the offset this week - every little bit helps. Got my Bill of Lading for the overseas order and my 8 cartons (all 171kg of them) are currently on this:

    800px-Osaka_Express_Container_Ship.JPG

    heading for Southampton. Not sure when she's due to dock yet, but it should be about 6 weeks if the weather holds good. Really looking forward to getting this order.

    Not going to go for the shop, it's been widely advertised locally, there's a lot of interest and I think it'll go for way more than the guide.

    Caz
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Thank goodness I didn't buy that camera lens - had an email from my divorce solicitor on Wednesday afternoon saying they were terribly, terribly sorry, but they'd received a letter from my barrister asking them why they still hadn't paid for my counsel last June. They checked back through my account and found that although they'd billed it to me at the time, payment had never been made to the barrister, so the refund they'd sent me should have been a bill and could they possibly have a cheque for £470 made out to the barrister directly??

    Add that to the car being serviced next week and that's the lens fund gone :(

    Hey ho, at least it didn't have to go on a credit card. I've been paid for the majority of my transcription work now and 25% of that has been dutifully transferred into the offset. I've got a sort of waterfall system set up now. I'm trying to keep £5000 in the offset current account at all times - that's my emergency fund. Every time the balance gets to £6000, I transfer £1000 into the offset savings account and then once a year, £3600 comes out of the offset savings account into the offset cash ISA account. Currently have nearly £6000 in the current, £2000 in the savings and £3600 in the ISA, so I should be able to use up my ISA allocation pretty early in the year. OH still isn't really using his offsets, but he's concentrating on clearing his debts first, which is fair enough as they're at higher rates than the mortgage. (And he's just bought a shed :rolleyes: )

    Mortgage payment goes out on Monday - I know I'm a very sad individual, but I'm really excited to see how much capital's going to come off this month :rotfl:

    Caz
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Morning Caz

    At least the solicitor was sorry but how annoying!
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Hooray - IF updated my online balance today instead of waiting until Monday and I'm delighted to see that we've tipped over the £2k paid off mark. Just another £143 and a bit thousand to go....

    Shop sales utterly, utterly dire this weekend. Hoping they pick up again soon - I'm wondering if eBay has tweaked its search algorithm again.

    Caz
  • gingababe
    gingababe Posts: 1,040 Forumite
    Part of the Furniture Combo Breaker
    Caz, how is your own website going compared to ebay?

    Ginga
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    gingababe wrote: »
    Caz, how is your own website going compared to ebay?

    Ginga

    Last month I took about £600 through the website and about £3,400 through eBay. So it's catching up very slowly.

    Caz
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