Everyone lost in the Ether II

davemorton

Either that is a very small bowl, or a HUGE spoon. Big gob??

mhoc

looks like a nice evening - my little marks charges £15 for their wine events so this is going to be so much better

http://www.harveynichols.com/news/2015/10/26/wine-tasting-masterclass/?_%24ja=tsid%3A65442&store=edinburgh

Wine Tasting Masterclass
Wine a bit, you'll soon feel better...
Whether it’s to discover the tastiest tipples for a dinner party, or to find the best bottles to suit your budget, Wine Tasting Masterclasses at Harvey Nichols Edinburgh offer the ideal opportunity to sample and compare some of the very best wines on the market and explore lesser known producers.
So let the expert Wine Team be your guide as you imbibe some great releases, and learn a little more about the wondrous world of wine.
Upcoming events:-
WINE & CHEESE
Tuesday 17 November
7pm, Forth Floor Wine Shop
£20 – includes £5 redeemable on wines purchased on the evening
The first of our series of events will be a tutored wine and cheese tasting experience, showing a variety of cheeses alongside some well known and some lesser known wines.

FESTIVE TIPPLES
Wednesday 25 November
7pm, Forth Floor Wine Shop
£20 – includes £5 redeemable on wines purchased on the evening
The second of our wine events is a celebration of festive tipples – think fizz, ports and sweet wines with a touch of classic Christmas fayre.
To reserve your place or for more information, please call
0131 524 8322
or email forthfloor.reservations@harveynichols.com

- See more at: http://www.harveynichols.com/news/2015/10/26/wine-tasting-masterclass/?_%24ja=tsid%3A65442&store=edinburgh#sthash.h9ExMyWL.dpuf

miss_corerupted

neas wrote: »

Heres my current stooze allocation:

I have a 'Mrs' Neas so we double up on accounts.


*Breaths in*

Right... so I have the following credit cards

M+S (0% for 18 months) Mine - 6,000 debt
M+S (0% for 18 months) My Wife -6,000 debt
Barlcays (balance transfer from previous purchase 0 % for 28 months) - £6000
Lloyss ( balance transfer from previous purchase 0% for 27 months)) - £2000
Tesco credit card (current one for purchases 0% for 21 months)


And I have the equivalent cash in these 'savings' accounts. It is true savings accounts give about 1% but if you are clever you can get around 3-5% saving rate from current accounts. So we have the equivalent cash in these sorta accs:

Santander 123 current account (must pay in £500 a month and 2 DD) 3% on up to 25,000 -£11,000
TSB Mine -5% interest before tax up to 2,000 - £2,000
TSB Wife -5% interest before tax up to 2,000 -£2000
Nationwide Mine - 5% interested before tax up to £2,500 - £2,500
Nationwide Wife - 5% interest before tax up to £2,500 -£2,500

So I have £9,000 earning 5% before tax so 4% after and £11,000 earning 3%, so approx the interest rate is 3.45% (last time I calculated it).

To get 3.45% I have 5 current accounts between the of us and effectively the stooze money is transfered by SO each month from one account into another thus meeting the 'pay in X' amount per month criteria. For example Nationwide sends £1000 to TSB and TSB sends £1000 to Nationwide on the same day.

So 3.45% on 20,000 squid is nearly £700 profit

OMG That is quite a list!!!! For some reason I didn't think cards let you just move a balance to a savings account. Do you have to ring up and ask?

Sunshinemummy

davemorton wrote: »

Either that is a very small bowl, or a HUGE spoon. Big gob??

It is a medium sized dish, and a very large spoon.... and TM has a small gob as she is a lady!!

;);)

mhoc

TrulyMadly wrote: »

Anyone for crumble? I promise to give you a clean spoon:D

Windfall apples and whoopsied blackberries

where is the value custard or Asda vanilla ice cream???

miss_corerupted

TrulyMadly wrote: »

Ooooh I love a good coupon....made an effort to print some out today.

Got 2 Covent Garden ones and got a couple of the skinny ones in A

Cidres and the porridge ones I picked up in S last week.....S allowed me to put 5 through.:T

The Barilla pasta has gone up in T to £1.50 so I will wait patiently for it to come down in price.
Found an M&S womble .......£5 off when you spend £30 so now the race is on to get the mymail fivers and I have to find 24p on valued opinions to get to £10.50 when I can withdraw a tenner.

That's nearly a shop in itself. :rotfl:I'm planning to get tins of M&S biscuits for Christmas ......love a good tin......they get lots of use throughout the year transporting cakes:)

What is the porridge one please TM?

TrulyMadly

mhoc wrote: »

where is the value custard or Asda vanilla ice cream???

:rotfl:

TrulyMadly

davemorton wrote: »

Either that is a very small bowl, or a HUGE spoon. Big gob??

Sunshinemummy wrote: »

It is a medium sized dish, and a very large spoon.... and TM has a small gob as she is a lady!!

;);)

Philistines


It's a serving spoon:rotfl:

Oh DM....I forgot to look for the kegs in T:eek:

TrulyMadly

miss_corerupted wrote: »

What is the porridge one please TM?

I picked them up in store miss c

davemorton

TrulyMadly wrote: »

Philistines


It's a serving spoon:rotfl:

Oh DM....I forgot to look for the kegs in T:eek:

So that would be a table spoon then?

And just :cool: