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I don't understand why people can't be bothered!
Comments
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You do realise that anyone invested in the FTSE 100 is up around 70% since 2000? That's hardly showing a loss.ft100
but banks haven't done too well
some oil stocks aren't great
the odd supermarket isn't doing too well
Supermarkets may not have done well recently but even Tesco is at a higher price now than it was in 2000.
Misinformation or believing things that are more hearsay than fact is probably another reason why people don't invest.Remember the saying: if it looks too good to be true it almost certainly is.0 -
Meh. I am financially secure enough not to worry about needing even the most basic knowledge on the subject. Have managed nearly 50 Years without the knowledge to get by, I am sure I can manage the rest.Archi_Bald wrote: »As you have admitted it already, I can confirm that you don't know enough about it.
It's a crying shame that most people weren't taught in school what savings and investments, and their differences are, and why everybody should want to invest for their own future.
There are a lot off great books and websites about investing, and everyone should care about acquiring at least some basic understanding. Especially with the advent of workplace pensions, it seems pretty critical that people have some basic grasp of investments.
:A:dance:1+1+1=1:dance::A
"Marleyboy you are a legend!"
MarleyBoy "You are the Greatest"
Marleyboy You Are A Legend!
Marleyboy speaks sense
marleyboy (total legend)
Marleyboy - You are, indeed, a legend.0 -
You do realise that anyone invested in the FTSE 100 is up around 70% since 2000? That's hardly showing a loss.
Supermarkets may not have done well recently but even Tesco is at a higher price now than it was in 2000.
Misinformation or believing things that are more hearsay than fact is probably another reason why people don't invest.
2000 the ft100 was 6223
today it is 62750 -
Ever heard of dividends?
Think they are piddling little things that make no real difference?I am one of the Dogs of the Index.0 -
if you're comparing money earning dividends with money kept under the matress then please make it clear.
It does appear that you've not invested and don't understand investments. At least marleyboy recognised that.
So even on the raw FTSE100 numbers your initial statement was wrong before you even include dividends as 6275 is higher than 6223.2000 the ft100 was 6223
today it is 6275
And it only focuses on one index rather than a balanced portfolio as well as only looking at a single point in time.That does not include dividends though. With dividends there is a much larger profit.Remember the saying: if it looks too good to be true it almost certainly is.0 -
That does not include dividends though. With dividends there is a much larger profit.
My Ftse100 ETF yields 4.1% - beats savings accounts
Wheras my S&P 500 ETF yields only 1.68%
Pricing suggests the market feels UK politics inhibits growth, compared to the US?“It is difficult to get a man to understand something, when his salary depends on his not understanding it.” --Upton Sinclair0 -
Aren't you the one doing that?if you're comparing money earning dividends with money kept under the matress then please make it clear.
Quoting an index number in isolation is meaningless, the index generates income, that can't just be ignored to make a point, about +70% has been returned in reinvested dividends since 2000. Of course inflation then scrapes a lot of the polish off that number but it does that with everything else too.'We don't need to be smarter than the rest; we need to be more disciplined than the rest.' - WB0 -
ChesterDog wrote: »
Ever heard of dividends?
Think they are piddling little things that make no real difference?
Your sacrasm is unwelcome and un-necessary: this should be a sensible discuss not a bad tempered rant.
I hold shares and a wide variety of investments.
However to compare stock investment with (say) savings one must obviously compare like with like.
Yes, investments generate dividends and saving generate interest.
A fair minded compasion compares like for like.
Your graph illustrates the variability of the stock exchange and the scope for losing capital.
Of course if you are rich enough NEVER to NEED the money urgently then the stock exchange is fine : however if you will ever need the money to say buy a house or fund such for your childen or is a fund in case of redundancy or a must have pension, then one needs to cognise its variability.
e.g. if one had a urgent need for money in 2003 or 2008/9 then one would perhaps take a more considered view.0
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