How to open a 2nd current a/c with same bank

Kernel_Sanders

One peculiarity of current accounts is that some banks allow you to have more than one (of the same issue) in your sole name, instead of just increasing the maximum allowed in one. Try and find out on the banks' websites though, and you'd do well to spot it, except perhaps by implication in the T & Cs. So, I think a number of people on here would like advice as to how to go about opening a second account; do any banks have a link from when you are banking online, or are they all accessible from a fresh application? Or maybe you have to apply in branch? Of the banks paying 3%APR or more, Tesco allows two sole accounts @£3000 and Bank of Scotland three @ £5000 each.

grumbler

Kernel_Sanders wrote: »

Try and find out on the banks' websites though, and you'd do well to spot it, except perhaps by implication in the T & Cs. So, I think a number of people on here would like advice as to how to go about opening a second account; do any banks have a link from when you are banking online,

Most do, including Tesco.

Archi_Bald

I can't think of one that doesn't.

Kernel_Sanders

grumbler wrote: »

Most do, including Tesco.

Well I'm in Tesco banking right now and there's nothing there, The only thing you can apply for is an overdraft (under 'Your account preferences').

EarthBoy

Kernel_Sanders wrote: »

One peculiarity of current accounts is that some banks allow you to have more than one in your sole name, .

Don't they all? Some banks limit you to one current account of a certain type, e.g. Halifax Reward, or TSB Classic Plus, but you can have several of their bog standard accounts if you want.

Archi_Bald

Kernel_Sanders wrote: »

Well I'm in Tesco banking right now and there's nothing there, The only thing you can apply for is an overdraft (under 'Your account preferences').

You aren't looking hard enough.

Kernel_Sanders

Archi_Bald wrote: »

You aren't looking hard enough.

The damn thing logs you out after 3 minutes of no clicking! Why can't they give you an audible warning of impending logout?

Futuristic

Kernel_Sanders wrote: »

Well I'm in Tesco banking right now and there's nothing there, The only thing you can apply for is an overdraft (under 'Your account preferences').

I found links to open savings & bank account from tesco banking, it logs you in and pre-fills most of the details for you

With BOS it simply links to the sign up page and you have to enter all the details again.

jimjames

Kernel_Sanders wrote: »

Well I'm in Tesco banking right now and there's nothing there, The only thing you can apply for is an overdraft (under 'Your account preferences').

Look at the Products option. As long as you only have 1 account then you can apply for another. Unlike other accounts it doesn't matter whether the account is joint or sole, it's still only 2 total

grumbler

jimjames wrote: »

Look at the Products option.

I see

Apply for a new product

• Current accounts
• Credit cards
• Savings
• Loans
• Mortgages
• Insurance

- on the right side of the main page of my account.

Kernel_Sanders wrote: »

The damn thing logs you out after 3 minutes of no clicking!

Well, I was logged out after 10 minutes:

Your Online Banking session has timed out

To keep your information secure, your Tesco Bank Online Banking session has timed out because there has been no activity for over 10 minutes.

Kernel_Sanders

If you're talking about 'Apply for a new product' on the bottom right of the first page you land on, I've already tried that; it just leads to the external application.