Sat 7th/Sun 8th November - what small DFW things will you do this weekend? :)

Bobarella

Morning All

CCL - sorry to hear OH is so down again. Do you think that being debt free has sunk in for him yet?

Quiet day for us today. Have to sit and do a comprehension exercise with son for his homework but other than that nothing we 'must' do today. Maybe a walk to the local park if the weather allows.

Hope everyone has a good Sunday.

Bob

glass_half_full

Good morning all,
Thanks for your words of welcome. If all goes to plan I will be here until I reach the debt free destination.


Here are some DFW steps for today.
1. Keep posting everyday on the small steps thread
2. Applied for a Virgin Money Card so I can pay off Natwest Loan and move to 0% and pay off early due to interest savings (got a free case of wine!!)
3. Today will be a spend free day
4. This afternoon going on a mini-retreat with OH. Hoping for some spiritual guidance and inspiration!
5. Filled in YNAB
6. Did some decluttering and found some coats and clothing to take to charity shops

YORKSHIRELASS

Morning everyone

Foxgloves thats a really good idea, thank you. I am trying to use my debit card less but occasionally there is something that its cheaper to buy from the internet.

I am just updating all my spreadsheets, emptying receipts out of my handbag, filing bits of paper etc.

The sun is shining at last so I have some footie kit out but not sure how much its drying. I also have some washing over the heated airer with the dehumidifier going, but no heating on as it's mild again.

I received a 0% offer on one of my cards yesterday which runs until March 2017. Might have a look and see if its worth doing any shuffling.

Not sure what else is planned. Might have a trip to the tip later with some rubbish (exciting stuff). Otherwise a fairly lazy day I think.

Ooh and glasshalffull I am new here too but its so great to be around like minded people isnt it?

DawnW

Morning all
Hope your DH is ok when he wakes up CCL
Well, it is murky outside but not currently actually raining, so I might chance putting the washing out in a minute in the hope that it will at least partly dry!

Other things for today:
Get rid of rest of dead flowers into the compost
Do another load of washing, as the basket is overflowing I do find getting it dry is a real pain in the winter, and tend to put it off!
General tidy up
Put boxes of sales stock away in the loft
Clean some silver / silver plated items ready to put in my sales unit tomorrow
HM meals from stores
Make a cake or some scones
Put summer clothes away
Find out some more items to make doing a charity shop run worthwhile tomorrow
Any surveys / FPL
Sort out postal survey items for next week
Walk and groom pup later on

I am sure there is more - I will pop back and update later

ziggy2407

Good Morning Everyone

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today I will

Practice with sewing machine
Bump all sale listings/freecycle/facebook
Check Banks
Continue purge on Emails
Craft
Continue decluttering
Enter a few comps
All meals from cupboards/fridge/freezer
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win
Check Lucky Phone

Have a good day! Love to you all!

C x

lego_mum

Morning all, just a quick one as I need to take ds2 to swimming in 5 minutes!

Health & Fitness plans (lose this weight once and for all, no fad diets ever again!)
:starmod: Walk at least 7000 steps to get bounts points
:starmod: Eat for health
:starmod: Drink water through the day
:starmod: Monitor fitness goals etc using my fitbit daily & adjust when needed

Daily jobs:
:starmod: Delete junk from emails
:starmod: Clean & tidy fridge (make sure we don’t waste anything)
:starmod: Use something out of the food use up box
:starmod: Plan today’s meals from stores
:starmod: Make families lunches for tomorrow
:starmod: No heating on yet, plenty of blankets & jumpers available 

Tidy home = Tidy mind
:starmod: Clean the kitchen using minimal products
:starmod: Tidy at least one cupboard
:starmod: Gather together items for the cs
:starmod: Minsgame 6/465

Money making schemes
:starmod: Inbox pounds 5 searches
:starmod: Swagbucks
:starmod: Check Fpl
:starmod: Check luckyphone
:starmod: Check for surveys
:starmod: Rm survey

Freebies/vouchers/offers
:starmod: Check 02 priorities
:starmod: Check tcb/quidco
:starmod: Check cos/shopit

Extras
:starmod: tidied freezer before mr T del
:Stamod: reading/homework/spelling tests/maths practices done
:starmod: Don't take purse to swimming
:starmod: play board games this afternoon

Have a good day all

P>S HAPPY BIRTHDAY FOR YESTERDAY BOB!!

La_escocesa

Hi everyone :hello:

GlassHalfFull - Glad you are enjoying the thread - it's defo the best place on MSE
Ziggy - I got MIL's old sewing machine - must do some practice too - quite excited about it.
Foxgloves - Oooh I might try with the envelope system again. Have tried it once or twice but it's never really stuck - sounds so useful though!
Legomum - think I need to get into this minsgame thing too
DawnW - I'm just setting up the energy owl you gave me years ago in our new house :A

:question: Just thinking for the new folk - does anyone want to join our secret facebook group? If you PM me your email address I'll add you.

Here's me:
- finished friend's baby dress :T
- teaching yoga tonight :cool:
- leftover roast chicken for tea tonight
- paid £2 into savings pot :A
- bought sister's bday pressie with 'free' money :T
- mum gave me a jumper - need to decide if it sparks joy or I'll send it to CS :A

M&D are here this weekend so I'm busy hosting

Catch up soon.

xxxx

determined_new_ms

Hi everyone hope everyone is having a good day.

So far have been extremely productive this morning :T I have:

* picked up fallen leaves and put in black sack to make leaf mould
* planted some onion sets
* continued tiding up the garden - am definitely winning the battle now
* oh finally dug up the last of the future veg patch - source of conflict as he really didn't want to do it...
* sold an item on fleabay for £10 that I have had to list, relist, and relist for ages :T
* made meal plan & shopping list
* had a girl come round who is going to do some babysitting for us. So fantastic to finally have someone!
* put my shifts on the calendar so I can try to be organised!

I still need to:

* pay cm
* cancel band for party (as have a DJ for free )
* got to aldi & sains
* make some brownies & breakfast bars for week ahead
* wash out last of plant pots for storage
* pot up some baby spider plants
* dig out some paperwork to send off to my new job
* photo and list items on ebay tonight

Ok other than shopping trying to not spend any cash!

Oh sooooooo exciting managed to get a patio apple tree yesterday in the sale at a garden centre £15 reduced from £35 :T oh paying for this for my birthday :T

Ok hope everyone is ok x

ClootiesMum

Glad everyone seems to be having a good weekend despite the weather - we're waiting on more rain blowing through this afternoon
La escocesa - have sent you a PM - hope that's OK


My update so far....

Proactive MSE-ing

• Review food in cupboards, freezer and fridge and sort meal plan for week. Then make up shop list for basics & go out for these (shopping probably tomorrow) - did shopping for week yesterday - will only need to top up with bread this week

Winter prep

• Dig out rucksacks for car bags - must do this

Christmas prep

• Still working on ideas for aunt's Christmas
• Have a look at Argos offer & nectar points available - can I get 3 games as Christmas pressies for free??? Yes this would work but they don't have the game in that I want. I'll keep checking daily as I really want 2 of this game for Christmas pressies

Round tuits

• Put hook on back of bedroom door for dressing gown - we've only had the hook in the house for several years
• Empty trolley in garage so that when rain stops I can move new logs to woodstore - not only did this but as the rain went off I stacked the tonne of logs that had been delivered
• The unloved sock drawer may be brought out tonight and socks mated with their partners - sounds like a nice job to do in front of the fire
• Set up OWL to monitor electricity usage - thanks clf
• Run to charity shop required with items liberated courtesy of Mins game

Good habit forming (28 days to set a habit into daily routine or something like that - I'm going for 1 a week)

• Post on here once a day 14/28
• Get up at 6 am on work days 7/28 - not a work day - but still counted

Happy cheapness and freeness

• Watch more of series 4 of "The Walking Dead" - now finished series 4 - left with decision as to whether to pay to watch series 5 or not

Painful - but gotta be done

• Check banks

Mins game - 40/465

• Rug from garden - don't ask
• Wicker basket with no base
• Dead mop
• 3 large bags of carrier bags from garage to tip
• Things given to next door for grandchildren to play with
  • 2 Chiquita hats
  • 2 Chiquita garlands
  • 1 stick on moustache (Clootie is modelling all of these in my signature picture)
  • 1 pack of Nerf cards
  • 1 Luigi plastic figure
• (Next door loves me )

Today may be a Stepford and a going out visiting day - BIL sold an old laptop for us so we could nip down & pick up cash for that, DH's nephew has a bag of kindling for us & a 6 month old baby that could be cuddled and DH's niece is just out of hospital after having been in for a couple of days as she has thyroid cancer.
But nothing will be done if I don't get of my arris & start working...


Catch y'all later folks - and be careful out there.

foxgloves

Hi all,
I wrapped up warm for the cermony at the cenotaph & then didn't even need a coat as it's so mild. We've had the fire on for 2 or 3 evenings, then had to switch it off as both too hot. Should be stashing some serious credit towards folder months at this rate. Only a few frugal things today:
*Free coffees in Waitrose.
*Pumpkin soup from freezer for lunch.
*Washer loaded & timer set for cheap overnight laundry.
*Make packed lunch for tomorrow as Mr f back at work.
*Gift voucher delivered this morning so crossed it off my Christmas Presents planner.
*Knit more of Dad's jumper. Am half way through the fairisle panel I should have finished last week.
*Saved 2 coffee cups, a deep meat tray & some other items for using in the garden.
CCL - Re paying in cheques.....one of the things I like about the Co-op Bank is that you can pay in at any branch of the Post Office. For cash, they just need your bank card & for cheques, I just order a stash of paying in enveopes from the bank. The cheque/s & paying in slip go in the envelope, which is sealed, I fill in my sort code & account no on the front then just hand it in at post office counter. You are given a general receipt with date which says you deposited a payment. They convey all such envelopes to Co-op Bank who pay it in. Takes a few days to appear on statement but it has been very helpful to me when I haven't been able to get into town on a weekday.
Right, out with the knitting needles.
F x