Tuesday 3rd November: What small DFW things will you be doing today?

ClootiesMum

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

ClootiesMum

I'm sorry for starting a thread with the wrong date / title - and as I can't amend a header I'm afraid I've had to leave it. I was so intent on putting a smilie in I got confused. Please accept my apologies for any confusion.
In my defence - my coffee is made but not yet consumed




So - my plans for today


Proactive MSE-ing

• All meals from stores
• I have a phone number I need to call about Dad's pensions from many moons ago - will do this today

Winter prep

• Make up Black out box & put in newly cleared space in living room unit (I have all the stuff - it's just not all together) - I will start this tonight

Christmas prep

• Look at Christmas shelf and make some more room in it - then tally with Christmas list - will man I don't have to buy some presents

Round tuits

• Clean out a couple of drawers in living room unit - I promise

Good habit forming (28 days to set a habit into daily routine or something like that - I'm going for 1 a week)

• Post on here once a day 9/28
• Get up at 6 am on work days 2/28- you can see I need more practice at being up and co-ordinated

Happy cheapness and freeness

• On to series 4 of "The Walking Dead"

Painful - but gotta be done

• Check banks for direct debits going out and look at bills
• Clean out another kitchen cupboard to up the Mins game total - I have my eyes on a toast rack that is somewhere and I know there are 3 pairs of shoes in the wardrobe that need to go

Mins game - 17/465


Hope you all have a good day - take care out there everyone


Will catch up later

determined_new_ms

Ha ha ha Clootiesmum! Made me chuckle first thing in the morning which is no feat for the light hearted! I wouldn't worry about it though it'll get eaten into the ether before long. I absolutely LOVE TWD! Am so jealous that you have all those episodes to watch...

Things for today:

* all meals from stores
*[STRIKE] get something out of freezer for dinner[/STRIKE]
* dig out gc receipts for the last week and update gc totals
* more prep for interview tomorrow
* get interview outfit sorted. Need to wash my jumper. Might possibly have to put the heating on to dry it....
* dig out id needed for interview
* [STRIKE]an hours gardening. Think I will plant remaining onion sets & garlic :j as well as some more general cleaning up[/STRIKE] Didn't get a chance to do the planting but dug over a bed, washed the outside of the greenhouse and washed a load of pots. Not bad for just over an hour and with dgd's *help*
* [STRIKE]take dgd to free play group this morning[/STRIKE]
*[STRIKE] get petrol[/STRIKE]
* go for a walk this afternoon
* continue sorting out larder - we can actually walk into it again!
* flylady bathroom & dgd's bedroom
* look through wood in garage and see if any of it can be used for shelves in dgd's room
* check onepoll
* 1/2 hour ebaying tonight
* [STRIKE]load of washing[/STRIKE]
* mins game 18/465

OK that's loads - too much! Have a great day everyone x

YORKSHIRELASS

Morning, if the title is wrong I didnt notice, but then I havent got my contact lenses in yet!!!

DS2 has the chance to go on Germany on a school history trip. He cant find the letter but thinks it costs about £500. In the past he hasnt told me about school trips and I have found out later from other parents because he thinks we cant afford it. I have been putting £10 away for the boys since they were small and I have told him he can use this money if he wants to go. Its not like OH and I can take him abroad at the moment but he is undecided, keeps saying its a lot of money.

So today, mountains of washing that I cant get dry, OH went to Li*dl to do the shopping for me last night (a very rare thing). He stuck to the list and stayed on budget. Chicken pie for tea. DS1 and I have been doing something together on a Tuesday afternoon but not sure what the plan is today.

Right, better get ready for work. Have a good day everyone x

crazy_cat_lady

Morning all and thanks for the start(s) Clootiesmum
I hate this but I feel worse than I did yesterday - tired I think I had better be kind to myself again to be honest, otherwise I could end up all emotional and hysterical.
Here's my little list for today.
check banking and PAD
leave dh a list of jobs to do
nsd
all meals from stores
20 mins exercise
15 mins housework and declutter
full teaching day
mark a set of books
try and get dh to mow the lawn
ring my dad at some point
do not stress
do not make any big decisions
load of washing in
I'll be back later - have a good day everyone

ziggy2407

Good Morning Everyone

Clootiesmum - Thanks for starting us off, we've all started the thread with the wrong day at some point (me more than once ) - don't worry

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today I will

Packed lunch for DH & DS
Bake
Bump all sale listings/freecycle/facebook
Craft ?
Check Banks
Continue purge on Emails
Surveys
Enter a few comps
All meals from cupboards/fridge/freezer
Read book
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win
Check Lucky Phone

Have a good day!

C x

La_escocesa

Hi everyone :hello:

Ha ha Clootiesmum - that made me laugh. But do tell - how do you put a smilie on the title? Are you still using the old layout? I can't figure out how to do it on the new layout...
DNMS - nice one on the next interview you have lined up!
Hi Ziggy - hope things with you are going well. What is Lucky Phone??? I have a feeling with you it may be a competition I haven't heard of
CCL - You'll get through today - lots of deep breaths.
YorkshireLass - that sounds like a great idea to use your son's savings for his trip. Hopefully he'll come round.

Big hellos to everyone else who follows!

I've just noticed the time!! I best post properly on lunch rather than now!
*makes a mad dash for the shower*

ziggy2407

Baileysbabe and anyone else who may have enquiring minds (young or not so young):

You can claim a free poster of 'The Hunt' the BBC's New ground-breaking series, narrated by Sir David Attenborough, which explores the dynamic relationship between predator and their prey.

http://www.open.edu/openlearn/whats-on/tv/the-hunt

ziggy2407

La_escocesa wrote: »

Hi Ziggy - hope things with you are going well. What is Lucky Phone??? I have a feeling with you it may be a competition I haven't heard of

I was introduced to Luckyphone by Legomum


https://www.luckyphone.co.uk/

lego_mum

Morning all & thanks Clootiesmum for the start.

Sorry just a quick post & run as I'm a little behind but if I don't get my list up, I feel that I may not achieve anything today!! Will catch up properly later on.

Health & Fitness plans (lose this weight once and for all, no fad diets ever again!)
:starmod: Walk the boys to & from the bus stop and found a penny
:starmod: Gym class – aiming for 5 a week (works out to less then 80p/class!)
:starmod: Fill water bottle at the gym
:starmod: Walk at least 7000 steps to get bounts points
:starmod: Eat for health :eek: not great tbh
:starmod: Drink water through the day
:starmod: Monitor fitness goals etc using my fitbit daily & adjust when needed


Daily jobs:
:starmod: Wash a load at 30 degrees not today, still got lots around not dried yet
:starmod: Hang washing on the line if dry
:starmod: Check banks/update spreadsheet Just closed off my Oct banking, late for me as we were away last week, really need to rein food bill down again as it's sneaking up again
:starmod: Delete junk from emails
:starmod: Clean & tidy fridge (make sure we don’t waste anything)
:starmod: Use something out of the food use up box
:starmod: Plan today’s meals from stores
:starmod: Make families lunches for tomorrow
:starmod: No heating on yet, plenty of blankets & jumpers available :D

Tidy home = Tidy mind
:starmod: Hoover carpets
:starmod: Clean the kitchen using minimal products
:starmod: Tidy at least one cupboard
:starmod: Gather together items for the cs
:starmod: Minsgame 4/465 so far

Money making schemes
:starmod: Inbox pounds 5 searches
:starmod: Swagbucks hit targets again
:starmod: Check Fpl
:starmod: Check luckyphone not far off a £10 payout
:starmod: Check for surveys several done today
:starmod: Rm survey

Freebies/vouchers/offers
:starmod: Check 02 priorities
:starmod: Check tcb/quidco
:starmod: Check cos/shopit

Extras
:starmod: Make a date cake smells lovely
:starmod: Pick up prescriptions for dh & ds (free as we're in wales) ds's prescription is being increased as his last blood results showed a change so I've bought one of those medicine box things (from £land with the days of the week on as he has to have meds half hr before breakfast when we're all bleary eyed, so will fill that now as he has to alternate amounts of med, 1 day 50mcg next day 75mcg
:starmod: Don't pick up anything else in Tesc0's whilst getting the above! picked up a ys hunters chicken, walked round with it whilst waiting for prescription and put it back before coming away. The freezer has enough in and it wasn't a huge discount
:starmod: Don't take purse to swimming
:starmod: Take a drink & snack to swmming
:starmod: Make a beef casserole in SC as hubby working away today and no idea what time of night he will get home in now, will look to see if theres a bag of dumplings hiding in the back of the freezer to go with them for him
:starmod: Hubby using a works car as away so that's saving us fuel/wear & tear on ours

FinallyGettingFree

I brought lunch in today, leftovers from last night's sweet potato, chickpea and rice dish. YUM!