Quit everything , and start again over 50?

harz99

And in the Weymouth area:


http://www.rightmove.co.uk/property-for-sale/property-58288715.html


http://www.rightmove.co.uk/property-for-sale/property-57315421.html


http://www.rightmove.co.uk/property-for-sale/property-45376377.html


http://www.rightmove.co.uk/property-for-sale/property-45414123.html


http://www.rightmove.co.uk/property-for-sale/property-57612241.html


http://www.rightmove.co.uk/property-for-sale/property-41960670.html

another_casualty

Thanks harz&LL , for the wake up that I need .
Have I done the hard part by moving & quitting? Not sure now, but I feel much better doing so. The only thing I can say about the slight extravagance of the iPad, is that I have spent hundreds and not thousands.
I of course realise that hunkered s can go into thousands , but the sharp reminders I have had here have made sure I won't be doing this kind of thing again.
Weymouth? I will have to give it thought, as its obvious you get more for your money. I have time to look. I may go down there on Tuesday .
Have to see doctors on Monday . May still go Monday .

Believe it or not, apart from the cough still there I feel the best since I came here.
I've just been for brisk walk . Took berocca for first time in months .
No excessive runny nose etc. Maybe immune system is recovering.
That said I'm apprehensive about where I'll end up.
I'll be seeing my friend tomorrow who'll be with me for 2 second viewings.
I left message with estate agent about a one bedroom around the corner.

Maybe things are beginning to happen. It's up to me now

Have a good day

another_casualty

Thanks harz
That Ashley cross one is near the one I'm looking at tomorrow for£207k
I may view that as well, but it's probably too much
Thanks

another_casualty

Had redirected mail last weekend. Then , I receive 2 council tax letters.
One was a final statement , giving me credit of £140.95
Then I receive red reminder ' our records show as at 28/12 you have not paid enough council tax.
So, I phone Richmond council up. They tell me that I have been refunded too,much. So I had to pay back £95
Still , I guess I still got a refund .

Smodlet

Give with one hand, take away with the other, typical govt. dept.

JustAboutThere

Smodlet wrote: »

Give with one hand, take away with the other, typical govt. dept.

Don't I know it.

Years ago I actually got a tax rebate of £287. Yippee

The next week there was a storm that blew down part of my side fence. Cost: £300

Easy come - easy go . . .

another_casualty

2 more viewings booked. One tomorrow at 11,15, and one on Monday
around the same time .
I wish this cough would go.

dreaming

another_casualty wrote: »

Thanks harz&LL , for the wake up that I need .
Have I done the hard part by moving & quitting? Not sure now, but I feel much better doing so. The only thing I can say about the slight extravagance of the iPad, is that I have spent hundreds and not thousands.
That said I'm apprehensive about where I'll end up.
Maybe things are beginning to happen. It's up to me now.

Hi AC - glad you're feeling better now. Woke up to snow this morning but it's already pretty much gone.

Please try not to be apprehensive, and as for the hard part being over (moving etc.) - well we always knew this was going to be a game of two halves. But a few gentle reminders not to get too complacent won't come amiss.
The last sentence of your quote is correct - it is up to you now - but there is no need to panic. Find the areas you like best, whether Weymouth, Bournemouth, Poole (they will all have their good and bad bits) and get to know the agents who operate in those areas. Personally I would only look at houses/bungalows to avoid ongoing service charges as well as not having people living above/below me (somehow "sideways" neighbours don't seem so intrusive to me). But also I would take some time to think about how you live (or want to) and work out what is really important to you (not your friends or family, or any of us on here). Separate kitchen and living area? Garden? Parking/bus links? Whatever it is - write it down and tell the agents what you want (but be prepared to look at other things too). Then bear in mind that you are almost certainly not going to get everything on your wish list. Try not to get swayed too much by the glamour of certain areas - quite often the bit next to the "best" areas are just as good (if not better because of price).
I still think it might be better to not worry about settling debts until you have completed - but that is just my opinion. A few thousand might just make a difference. Make a budget with all living costs accounted for - you can find council tax bands etc. online, and other bills can be (generously) estimated - then add at least 10% on to allow for the next couple of years. You should then be able to work out what will be required income-wise. This is what worked for me when I was trying to see if I could afford to take early retirement - but I have previously admitted that I am a bit anal.
Definitely see your doctor and get back on track with medications etc.
Good luck.

harz99

another_casualty wrote: »

Weymouth? I will have to give it thought, as its obvious you get more for your money. I have time to look. I may go down there on Tuesday .
Have to see doctors on Monday . May still go Monday .

That's the point with Weymouth! Your still near the sea and the Jurassic coast, just a lot less cost involved.


If you are going, make it a full day on the train, and do try and do some house viewing at the same time.


About £15 for a day return from Parkstone no matter what time you travel, less if you still have a valid railcard, and maybe add a Plusbus for Weymouth area.


I feel that what your doing at the moment, viewing flats that are really at the top of your budget (worst case scenario), is at best wasting your time, and at worst going to cause you grief whether you buy one or not.


If you buy a house in Weymouth or a similarly priced area, for say £160-£170k and add on another £10k for costs of moving, buying new furniture/household goods, pre occupancy decorating etc. you'll have spent a maximum £180k with no ongoing charges to worry about.


Then the cash buffer you will have will be much that larger, and finding work will become less urgent, and as LL indicated please don't base your future and expectations on finding full time work, it won't be that easy.

another_casualty

Wow! Thanks for the brilliant advice dreaming & harz.
Lots more to think about . Glad you said don't panic .
I'm back to realistic mode now .
Looking back since the move : I can say I was destressed once I was in that nice posh flat on the quay . Even trying to get in after reception hours , I just felt the weight come off my shoulders .
When my friend's 50th happened . I stopped talking robotically and felt normal again.
The whole time tho' , my immune system was shot . Apart from the coughtoday is the best I felt .
I now have to explore ,and get on with it