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Quit everything , and start again over 50?

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  • enthusiasticsaver
    enthusiasticsaver Posts: 16,054 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Just caught up on your thread AC and sounds like things moving ahead for you. I have commented before but just want to say well done and hope you have a great couple of days in Dorset. We moved from London to West Country 28 years ago and best thing we ever did.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • another_casualty
    another_casualty Posts: 6,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks again folks ;)
    Had the m d from websters pay a visit . He was ok. Very knowledgeable.
    He said it falls into the £350-400k bracket.
    Asked me how much I expected. I said £380 min.
    He thinks it will sell easily . Thinks the place could do with a refurb, but likes the layout .Then he said I'd probably get £400k.
    I didn't like the % issue . He said 1 1/4 % plus if it over achieves , then the % goes up. I think chase Buchanan are in the lead.
    Dexters are coming to see me in 35 mins time ;)
    The very bottom I want is £400k. Chase Buchanan say £425, then go for the nearest offer to that . The chap there was upfront as far as I know .
    We'll see ;)
  • another_casualty
    another_casualty Posts: 6,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Headache time .
    Dexters are equal with chase Buchanan . Dexters fee is 1 1/2 % as I'd be a returning customer.( I bought this property through them in 2002).
    Dexters say I will meet the whole team , who will all come to my flat, take pics etc. They still have staff from when I dealt with them back in 2002.

    Dexters did mention about the energy certificate I would have to pay up front. Nobody else did . The guy from chase Buchanan has severe arthritis and is fairly young, on steroids etc. He likes music. So, difficult one to think about . Got to let them know on Monday ;)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Headache time .
    Dexters are equal with chase Buchanan . Dexters fee is 1 1/2 % as I'd be a returning customer.( I bought this property through them in 2002).
    Dexters say I will meet the whole team , who will all come to my flat, take pics etc. They still have staff from when I dealt with them back in 2002.

    Dexters did mention about the energy certificate I would have to pay up front. Nobody else did . The guy from chase Buchanan has severe arthritis and is fairly young, on steroids etc. He likes music. So, difficult one to think about . Got to let them know on Monday ;)
    I've had a look on RM at how they present properties for sale.

    Both have around the same number for sale/sale agreed under 1/2 million but Dexter's have the cheaper properties and most of the CB ones are in one block.

    The CB properties seem to mostly be refurbs - possibly indicates good ongoing relationship with developers (or willingness to cut fees!) Could be they'd have a buyer who may be interested already on their books (though probably not enough margin I'm guessing).

    Both have floorplans.

    CB tend to have more pictures.

    CB have better descriptions.

    Overall CB edge it for me. TBH though there is little on the market at that price and buyers will look at all agents plus RM etc.

    Good luck :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • another_casualty
    another_casualty Posts: 6,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks gally girl;) means a lot .
    Wouldn't be surprised if I ended up with £415,000 .in the end.
    Just got a letter delivered by hand , by Websters.
    No thank you ;)
    Tbh, I don't really want to meet the office staff of Dexters .
    Sounds like I'd have to splash out on balloons and ticker tape .
    I'll have to sleep on it ;)

    Gotta get a solicitor , and contact agents in branksome .
    Busy time
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Exciting times ahead. I know Branksome and think it's a great choice. You're handy for work in Poole or Bournemouth or elsewhere on the Waterloo to Weymouth line. Close to the sea and although I don't know the pubs in the area I guess there must be some music ones. I hope you get a sale soon and get to have some summer in your new home.
    Don't leave losing weight for when you get to x or y situation. Start now. Get outside in the sun and walk and cut down on portion sizes or whatever works for you.
    I'm glad you've made a decision and are working towards your goal.
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  • zizu73
    zizu73 Posts: 98 Forumite
    Part of the Furniture Combo Breaker
    Just wanted to say good luck. Hopefully you manage to sell in the coming weeks and have a smooth move to Branksome. From what i have red on this thread it sounds like you are doing the right thing.
  • another_casualty
    another_casualty Posts: 6,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks again;)
    Just saw my accupuncturist, and she thinks it's a great move .
    Just contacted one estate agent in Poole . Will ring another couple for hopefully something to look at on the 19th
    Getting scary now
  • lessonlearned
    lessonlearned Posts: 13,337 Forumite
    10,000 Posts Combo Breaker I've been Money Tipped!
    Good scary though.......;)

    Just keep going, keep your eyes on the prize and all will be well.

    I agree with Verbatim - start your healthy eating/weight programme today.

    Get out in the sun, start with a gentle walk and build up from there. And just think, you'll soon be walking on the beach.........
  • another_casualty
    another_casualty Posts: 6,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 8 May 2016 at 3:22AM
    Trying hard to stay focused. When you're older making decisions seems harder than in your 30's for example imho.
    Many emotions are passing through me ( sorry to go on ):
    For example, I told my pharmacist of my plans sounding all excited.
    That was Friday . Yesterday , I spoke to an estate agent in Poole and realised if I haven't got a place lined up to buy , then I could be in trouble.

    Spoke to one of my sisters who is surprised , but supportive .
    Spoke to my brother, who questions everything ."what are you going to do , when you get there?" "You haven't got a job to go into ?"etc.
    Then I'm thinking about when to actually commit to selling.
    Do I do it on Monday , or wait till I've been to Poole on the 19th?

    I have to pay around £100 for an energy certificate within 10 days of registering. I get paid 28thof the month.
    Then if I do find a house in Poole , the sellers may want a deposit before my sale goes through.
    It's when I go into the office, I see determined to see the move through.
    Because of my age, and my new illness I lost confidence .
    I sometimes wonder, if it's the steroids making me irritable or a combination of less tolerance and reality.

    As I'm typing this , I realise all my debt will be cleared when I move .
    My health will improve also. Looks like , as I'm typing this the doubts are beginning to creep in , but the debt cleared and health improving means I am making the right choice . Just got to decide when to do it .Then there's the conveyancing. Is it best to find my own solicitor? How much roughly do I pay ?
    Thanks
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