MFW Baby steps

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  • katep23
    katep23 Posts: 1,406 Forumite
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    Hi petal. Not only do we have similar amounts but our rate is exactly the same. Daily interest should over £40!

    Also doing exams, don't envy you doing 4 in one go!
  • Petal88
    Petal88 Posts: 272 Forumite
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    Oh that's funny katep23! Should be even more motivating to follow your diary then as it'll give me a kick up the wazoo each time you've done something MSE!

    Apropos nothing at all - just transferred £9.44 worth of TT's into the mortgage account :)
    Mortgage Oct '20: £615k
    Mortgage Feb '24: 590k
    Debt Feb'24: £35,501.54
  • smallholdingsister
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    Hello Petal.
    Welcome and Good Luck!
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
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    Petal88 wrote: »
    just transferred £9.44 worth of TT's into the mortgage account :)

    :beer::beer::beer: Happy Sunday
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Dird
    Dird Posts: 2,703 Forumite
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    edited 8 November 2015 at 3:00PM
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    Petal88 wrote: »
    Have you done the ACCA then Dird?

    Nope~ I came across http://opentuition.com/acca/p2/ and was tempted to read/watch the stuff on F1-3 and taxation (for potential avoidance purposes obviously :P) but still haven't gotten around to it :) like the countless free online courses I register for but never seem to do :eek:
    The multi quote thing can be done easy enough

    It seems bugged from what I've done. I went through like 20 pages clicking multi-quotes then in the end it only quoted 3 of them...I think there's a limit with it
    Mortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
    Cashback sites: £900 | £30k in 2016: £30,300 (101%)
  • Petal88
    Petal88 Posts: 272 Forumite
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    Dird wrote: »
    Nope~ I came across http://opentuition.com/acca/p2/ and was tempted to read/watch the stuff on F1-3 and taxation (for potential avoidance purposes obviously :P) but still haven't gotten around to it :) like the countless free online courses I register for but never seem to do :eek:



    It seems bugged from what I've done. I went through like 20 pages clicking multi-quotes then in the end it only quoted 3 of them...I think there's a limit with it

    Oh gosh you'd want do some of it voluntarily?! Run the other way whilst you can! I hate it with a vengeance...

    Another thing that's bugged is the quote button full stop on mobile devices - doesn't seem to work at all.

    Put the flat up on airbnb yesterday and already got two people asking to stay the same 4 nights over the New Year! That's another £212 (220 - £8 airbnb fee) toward the wedding fund :T
    Mortgage Oct '20: £615k
    Mortgage Feb '24: 590k
    Debt Feb'24: £35,501.54
  • Petal88
    Petal88 Posts: 272 Forumite
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    Thank you LIL and smallholdingsister for the warm welcome! I love it here already :)
    Mortgage Oct '20: £615k
    Mortgage Feb '24: 590k
    Debt Feb'24: £35,501.54
  • greent
    greent Posts: 10,671 Forumite
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    Great news on airbnb :)
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Petal88
    Petal88 Posts: 272 Forumite
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    Got a reminder to pay our service charge today which was due 2 months ago, and with a threat to fine us £75 if we don't pay asap... Thing is I did pay it back then so now I'm going to have to call the property managers tomorrow and battle it out - which I hate doing.

    €on transition is progressing nicely and I did apply for that Spanish account last week so will have to send them proof of address and ID when I'm back at work on Wednesday. In the mean time, I think I may have the flu? Lying in bed shivering, with a fever and my whole body aching certainly seems to suggest that...
    Mortgage Oct '20: £615k
    Mortgage Feb '24: 590k
    Debt Feb'24: £35,501.54
  • Petal88
    Petal88 Posts: 272 Forumite
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    Woops turns out this service charge letter was separate from the one I paid recently - it all got a bit off with timings due to us moving in this spring. This means we're very low on funds this month and I've had to dip into savings :(

    Oh and we had to cancel the plusnet switch as t@lkt@lk wanted to charge us 180 pounds for leaving :eek: we've been with them since 2011 so wasn't sure how on earth we'd still be within any contract period but as it turns out, it got reset by the home move...

    Our only positive this month so far has been the two airbnb bookings we've got for next month.
    Mortgage Oct '20: £615k
    Mortgage Feb '24: 590k
    Debt Feb'24: £35,501.54
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