Borrowing while on benefits. Is this allowed?

FBaby

A single parent who is healthy with a healthy child is not a protected group. They can lead a perfectly normal life with no hindrance to it apart from having a child to bring up on their own.

But you are hanging on to that term 'protected'. It's not because one group of people is legally protected whilst others are not that they can't find themselves struggling with what life has thrown at them.

As a matter of fact, you could even hazard that it is because they are not protected that they struggle more, whether they made choices that have led them to be in the situation they are or not.

cattermole

FBaby wrote: »

But you are hanging on to that term 'protected'. It's not because one group of people is legally protected whilst others are not that they can't find themselves struggling with what life has thrown at them.

As a matter of fact, you could even hazard that it is because they are not protected that they struggle more, whether they made choices that have led them to be in the situation they are or not.

I didn't make the law FBaby. As I said to you in another thread.

Disabled people still have all the other things life throws at them as well on top they are not exempt from it.. Hence my reply above a disabled single parent would be more heavily dis-advantaged than a healthy one as would a disabled person trying to escape domestic violence.

cattermole

Can I make another point to you as well FBaby.

What inspired me to take on the inequality of a severely disabled person needing a room for a sleep in carer and taking that challenge on was the very fact that a single mother with a new born baby was entitled to the two bedroomed rate in LHA.

Not that I am saying they should not be but that was discrimination against a disabled person and the law of the land has upheld it.

However a disabled single adult in the same position today with a young child would now be entitled to the 3 bed rate if they needed a sleep in professional carer.

cbrown372

cattermole wrote: »

Excuse me the OP made it absolutely clear they did not want to discuss whether their repairs were necessary or not and whether they should borrow money.

The benefits board is full of those who dole out moral messages/opinions rather than just answer the questions asked.

Pot, kettle ....?

cattermole

cbrown372 wrote: »

Pot, kettle ....?

No because none of my recent posts are aimed or related to OP what so ever who has now left it has transpired into a general discussion about disability discrimination and is not personalised at the OP. Although agree it probably shouldn't have done but is not moralised to an individual OP.

tomtontom

cattermole wrote: »

No because none of my recent posts are aimed or related to OP what so ever who has now left it has transpired into a general discussion about disability discrimination and is not personalised at the OP. Although agree it probably shouldn't have done but is not moralised to an individual OP.

So you're not doling out moral messages then?

(Clue: You are - and far more so than most of those you regularly criticise )

alano1963

Sorry but I just got an email that led me to come back and whilst here I was looking at some of the comments. I have PTSD, severe social anxiety disorder, severe depression, arthritis, gout, and other health problems I will not say. When you say that your £300 is supposed to be for your disability, I never leave the house, so sitting staring at all these problems makes me ill, so in fixing them I AM using the money to help with my disability! I do not smoke. I know someone on disability who spends £80 a week of fags, nobody makes them stop smoking (nor should they as it is there own business!)! That amount would more than cover this loan payment. I don't drink, and as I can't leave the house I never go out so don't have those costs either. People have a million different disabilities and a million DIFFERENT needs. Nobody should be judging anyone.

bloolagoon

alano1963 wrote: »

Sorry but I just got an email that led me to come back and whilst here I was looking at some of the comments. I have PTSD, severe social anxiety disorder, severe depression, arthritis, gout, and other health problems I will not say. When you say that your £300 is supposed to be for your disability, I never leave the house, so sitting staring at all these problems makes me ill, so in fixing them I AM using the money to help with my disability! I do not smoke. I know someone on disability who spends £80 a week of fags, nobody makes them stop smoking (nor should they as it is there own business!)! That amount would more than cover this loan payment. I don't drink, and as I can't leave the house I never go out so don't have those costs either. People have a million different disabilities and a million DIFFERENT needs. Nobody should be judging anyone.

No one has had a go but you need to really look at affordability if you can do it cheaper, repercussions if you fail disability assessments and also grants and charities.

Now you have your answer deliberate carefully if such a huge amount is necessary or available without debt. We see regularly and I do as a CPN how the vicarious nature of benefits. Do what you feel best but please consider all options.

cattermole

tomtontom wrote: »

So you're not doling out moral messages then?

(Clue: You are - and far more so than most of those you regularly criticise )

Given I've only posted to a few threads on this forum this year or last 6 months is hardly regular is I! . I am not a regular poster to this particular board. So a comelette exaggeration on your behalf.

The moral difference distinction is when people make discriminatory comments aimed at the OP ie "why should anyone on disability benefits be able to have a £300 loan?!" That is my objection and it is discriminatory..

What I disagree with people elsewhere ie in Discussion forum is irrelevant.although I can only think of two maybe 3 posters and hat applies to.

Anyway I think it proves a point to stand up for an OP on disability discrimination will meet with massive opposition from the hard core on this board so I won't post on it again aside from post below

cattermole

nonnatus wrote: »

It's absolutely bonkers that the OP is provided with enough money to not only allow them to live comfortably, but also to be able to service re0payments on a loan of £300 per month.

It's not OP's fault. If they're being OFFERED the money, they're not likely to turn it down are they? Who would? The problem is the Benefit System as a whole, which is now completely out of control.

Obviously, mine is an unpopular view in these parts judging by some of the other reactions here.

No one having a go eh at disabled on disability benefits. ?

Over and out!!