Thursday 22 Oct - what small DFW things will you do today?

crazy_cat_lady

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending! :money:

crazy_cat_lady

Morning all
I am definitely not feeling the love today... dd just knocked the laptop off the sofa and it was touch and go for a bit....
Plus I don't want to go to school after yesterday's drama
But it should just be a state of mind so if I think more positive then in theory it should be ok.
check banking
do my photocopying which is now urgent
do not waste a minute of my time at work
mark a set of books
leave the heating off
leave a list of jobs for dh
try and not get stressed :rotfl:
plan for the week after half term
try and spend some time on my own
Hope everyone has a good day.

lego_mum

Morning all, Thanks for the start CCL, hope you are feeling better then you were yesterday.
Sorry didn't catch up on yesterdays posts properly, I had an "blue" day were I didn't seem to have the energy to get anything done. Hoping for a better day today.

Chocolatelover, I use bounts as it links to my fitbit & LF equipment at the gym, when I have taken 7000 steps I earn some points on bounts that ultimately I convert into a gift voucher. Its not a quick way of getting vouchers but for me as I'm doing the walking and gym its nice to have a financial reward! I'm not sure what other apps etc it works with but its worth a look. If its suitable for you, I could give you my referral link and we'd both get 100 points.HTH

ziggy2407

Good Morning Everyone

CCL - Thanks for starting us off, sorry to hear you're having such a rough time

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Feeling absolutely shattered, every bone and muscle in my body aches and feel under so much pressure (school have thrown a last minute meeting for tonight regarding GCSE assessment but only one parent is allowed to attend - so will mean DH has to take me up and then either wait around for 45 mins or go home and come back and we have lots to do today and this evening) so fed up, just want to crawl back to bed but have to now go to meet the manager of mum's sheltered accommodation. Today I will:

Packed lunch for DH & DS
Washing
Post Office
Bump all sale listings/freecycle/facebook
Check Banks
Continue purge on Emails
Surveys
Enter a few comps
All meals from cupboards/fridge/freezer
Beef in slow cooker (had planned a full roast but school meeting and post office may mean this is a late tea)
Read book
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win
Check Lucky Phone

Have a good day!

C x

determined_new_ms

Morning guys :wave: thanks for starting the thread Cat :A

legomum sorry to hear you're under a cloud today. Do something to pep up your spirits! :A

Ziggy hope everything's ok at your ma's home :A

My list for today:

*[STRIKE] dropping car off for mot - praying it get through with no/minimal work...[/STRIKE] phew it passed with only a bulb needing to be changed :T can't afford the £60 but it's better than if it were a lot more!
* [STRIKE]meeting a friend for lunch :j [/STRIKE]
*[STRIKE] check banking[/STRIKE]
*[STRIKE] 1 hour gardening[/STRIKE] Just finished. Time just whizzes by. Starting to see a *little* difference. Lots of just tidying up. Hopefully oh will be able to do some more digging up the bushes over for my upcoming veg patch this weekend
* pick up some fertiliser for garlic & onion bulbs Didn't get a chance
* ask oh to bring home a couple of pallets so I can make a cold frame over the weekend Didn't get a chance
* [STRIKE]while waiting for car/friend go into town and look through pundland/world for any xmas gifts[/STRIKE]
* look through job applications and work out which if any I want to apply for
* [STRIKE]do job search[/STRIKE]I am positively angelic :starmod: as I wanted to go into the garden but did my job searching activities first
* start thinking about prep for interview I have (you know the job where I really didn't want to apply for and didn't give it my best???!)
* b/l from stores
* [STRIKE]dgd being fed by cm :A[/STRIKE]
* pop to supermarket and get a few strategic supplies to make what we've got stretch further Didn't get a chance

Ok better go got 15 mins till I need to leave! Have a good day guys x

determined_new_ms

Bobarella wrote: »

Determined - Did you hear from your daughter?

Bob

Well I heard from her but contact didn't go ahead. Right now I'm pretty mad at her. despite being as clear as possible she needed to contact me by 9.30 to confirm if she was coming yesterday she sent me a text at 11.45 to say she wasn't coming. My reply was well I didn't hear from you by 9.30 so mad other arrangements and went out. We're about to head into a rocky patch I can tell...

Pippilongstocking

Morning all.

Today - 6 hours garden, 1 womble work
Laundry done and on the airer in kitchen
Dugs and hens to sort (first feed done)
Walk mutts
Do bed flylady
pick up apples all over garden from windy night
HM tea - fish I think. Will take that out.
A bit of tidying and some walking later.
Got pedometer on today - lets see how long it takes before I lose this one......

Have a great day folks.

Thanks for the thread CCL and have a great day folks.

carrielovesfanta

Morning all,


Big hugs to all of those having a tough time - ccl, DNMS, ziggy, lego mum and any others


Had a nice evening with my friend although she's very tired as she's yet another one who is pregnant! I didn't spend too much - only £20.


Today's list:

• B/L/D from stores (must decide what to make for dinner!)
• Charge phone in work - done
• Check online banking and reconcile spreadsheet - done
• Update spreadsheet with new energy monthly payment - done
• Post ebay item. Pinched a box and bubble wrap from work. Don't think I'll make any money on the item as am upgrading to 1st class postage as due to weekend events, have posted late. - done
• Crossfit - actually quite missed it on Tuesday. Will work extra hard to make up for it. - done. They got us to lift weights and I hated it.
• No booze (am doing really, really well atm. Can recommend the drinkaware app to anyone who is trying to cut down.)
• Sit down with OH and sort new energy tariff
• Put washing away
• Crochet
• Ring restaurant to book Friday - done
• Print that damn voucher! - done

Have a good one all


clf x

FinallyGettingFree

Long time lurker here, finally approaching the endgame of my debt! Hi everyone :T

Today I have brought my lunch in, to save a few pounds, and at lunchtime I'm phoning up Barclaycard to pay off my outstanding balance!

:beer:

twiggy86

Hi all!

Hugs all round.

Today I have/will:-
* Check banks
* Take mince and rolls out of freezer
* Turn off straighteners at wall
* Take lunch to work
* Check FPL
* Charge phone in work
* Earn more on OnePoll
* Possibly go for a walk at lunch
* Book opticians appointment
* See if I can arrange for washing machine to be collected
* Dinner from stores
* Sort out laundry which OH washed and hung on airers yesterday
* Hoover bedroom
* Sweep stairs
* Freeze crumpets if not eaten today (cost me 8p!)

Think that's everything for today. Hope you all have a good day.

carrielovesfanta

FinallyGettingFree wrote: »

Long time lurker here, finally approaching the endgame of my debt! Hi everyone :T

Today I have brought my lunch in, to save a few pounds, and at lunchtime I'm phoning up Barclaycard to pay off my outstanding balance!

:beer:

Congratulations!! (and welcome to the thread )