Thursday 22 Oct - what small DFW things will you do today?

Baileys_Babe

FinallyGettingFree wrote: »

Long time lurker here, finally approaching the endgame of my debt! Hi everyone :T

Today I have brought my lunch in, to save a few pounds, and at lunchtime I'm phoning up Barclaycard to pay off my outstanding balance!

:beer:

Hello and welcome Finally Getting Free

ziggy2407

determined_new_ms wrote: »

Well I heard from her but contact didn't go ahead. Right now I'm pretty mad at her. despite being as clear as possible she needed to contact me by 9.30 to confirm if she was coming yesterday she sent me a text at 11.45 to say she wasn't coming. My reply was well I didn't hear from you by 9.30 so mad other arrangements and went out. We're about to head into a rocky patch I can tell...

Oh dear, so sorry to hear this - big hugs

ziggy2407

FinallyGettingFree wrote: »

Long time lurker here, finally approaching the endgame of my debt! Hi everyone :T

Today I have brought my lunch in, to save a few pounds, and at lunchtime I'm phoning up Barclaycard to pay off my outstanding balance!

:beer:

Congratulations and welcome to the thread - this is a great place to be even after you're debt-free

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link )
  
• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link)

List checked 29 Sept 2015.

foxgloves

Morning all,
Good start to the money saving today.
*Did my hour in the garden. It was nearer an hour & a half today as job over ran. Sorted out the worm composter ready for overwintering. Removed a bucket of very rich-looking compost. Started off base layer with shredded bank & cc statements for bedding, a bucket of kitchen scraps & topped them with a moisture mat cut from a huge cardboard box that's been lurking in the shed for months. The worms go catatonic in bad frosts, so we always move the composting unit into our unheated greenhouse. They are not as active as the warmer months, but will still keep chomping to give me some more compost ready for spring.
*Picked up another 3lbs of pears. Overwhelmed again & they are all ripe & need using. Think will make more compote later....the problem will be getting it in the freezer, as it's so full at the moment.
*Cleared out a desk drawer & recycled a pile of birthday cards - backs cut into strips for lists, pictures saved for Mum for craft.
*Did a few surveys.
*Received another £5 voucher in payment for my contributions from the online brand community I'm on at the moment. I've done quite well with this. £15 from last couple of months & other projects I've done pending. Will update my signature re 2015's survey earnings.
*Do meal plans for next week. Prioritise stuff from freezer.
*Finalise anniversary meal for next week. We've decided not to go out. mr f is working, so I'm going to cook a special meal. Pretty much decided on main & dessert, just got to decide what to make for starter.
*Write shopping list. Work out how to make the best use of a Waitrose voucher I was given when I popped in for a couple of items earlier this week - £6 off a £30 spend. I think that's defo worth using,
*Turned towel radiator off first thing. Bright day with a bit of a breeze, so opened windows for getting towels dry.
*Money saving contribution from cat - the telltale wing & random internal organ up behind the greenhouse tells me he's been indulging in a bit of naughty hunting. Grrrr! He usually can't be bothered. Far too busy hanging around waiting for the fridge door to open!
Must crack on now. Hope all the walking wounded soon start to feel better & the stressed among us feel calmer as we move towards the weekend.
DNMS - Sorry to hear of the continuing difficulties with your daughter. It must be very difficult to get that balance between supporting her, & feeling angry & frustrated. I hope you're not heading into a more difficult time x
f x

FinallyGettingFree

Thanks for the welcomes everyone - this has long been one of my favourite threads to keep my resolve up in a thrifty lifestyle!

I just made the last payment on my Barclaycard and it feels AMAZING to have all my debt in one place at last (just the TSB credit card to go). Later I am going to the cinema, but I made my OH buy the cinema tickets... that counts, right ;-)

lego_mum

That's great FinallyGettingFree,
Dnms, Sorry to hear about yesterday, good luck with the interview prep.
Bob, Hope you are feeling better today.

ooopps just realised that I didn't actually post a list this morning!

Health & Fitness plans (lose this weight once and for all, no fad diets ever again!)
:starmod: Walk the boys to & from the bus stop done
:starmod: Gym class – aiming for 5 a week (works out to less then 80p/class!) done
:starmod: Fill water bottle at the gym done
:starmod: Shower/dry hair at the gym, save my water & electricity!
:starmod: Walk at least 7000 steps to get bounts points done
:starmod: Eat for health
:starmod: Drink water through the day
:starmod: Monitor fitness goals etc using my fitbit daily & adjust when needed


Daily jobs:
:starmod: Wash a load at 30 degrees 2 loads done & a higher temp one with karate kits
:starmod: Hang washing on the line if dry 3 loads out
:starmod: Check banks/update spreadsheet done
:starmod: Delete junk from emails
:starmod: Clean & tidy fridge (make sure we don’t waste anything) done
:starmod: Use something out of the food use up box using up some freezer bits as its v full
:starmod: Plan today’s meals from stores kids shared a tin (& part to use up what was in the fridge) of beans and ys bread, we are using up some breaded cod fillets (that Mr t delivered in Aug by mistake but when I rang them they said to keep them , mushy peas & chips. Also made a blackberry, pear, rhubarb crumble to use some of the collected berries up out of the freezer
:starmod: Make families lunches for tomorrow
:starmod: No heating on yet, plenty of blankets & jumpers available done

Tidy home = Tidy mind
:starmod: Hoover carpets
:starmod: Clean the kitchen using minimal products done
:starmod: Tidy at least one cupboard pan cupboard sorted
:starmod: Gather together items for the cs added a couple of books

Money making schemes
:starmod: Inbox pounds 5 searches
:starmod: Swagbucks
:starmod: Check Fpl done
:starmod: Check luckyphone done
:starmod: Check for surveys
:starmod: Rm survey done

Freebies/vouchers/offers
:starmod: Check 02 priorities
:starmod: Check tcb/quidco
:starmod: Check cos/shopit

Extras
:starmod: Sew missing button onto my winter coat: omg I must get this done!!!

allydowd

Hi all,

Quick post. 40 hours into the working week and 10 to go.

* Helping my OH develop her Physio/Therapy business today via Facebook. Free marketing! She's running a free online "Ask The Therapist About Your Injuries And Aches And Pains" session today in the hope of generating trade and interest. Really enjoying the project.

* Take a packed lunch.

DawnW

Afternoon all
Hugs to everyone who is feeling down/ stressed
Congratulations and welcome to Finallygettingfree

Today's list:
So far I have:
Bought potatoes cheaply at the market
Cleaned through downstairs, which was like a bomb site after baby GD's best efforts yesterday!
Received 6 £6 off a £40 shop vouchers from Sainsburys. I shan't use them all, as they have expiry dates, but I will certainly use a couple of them.
A couple of surveys plus today's postal survey tasks
Checked FPL
Cleaned out chicken run
More tidying in the garden
Walked dog
All HM food
Put nice rug back in the lounge as we decided the puppy won't destroy it - he is only allowed in there if supervised anyway. Given the room a new look without spending any money

Still to do:
Make a big pot of bolognese to use up bendy veg from fridge
Cook fish I bought this morning ready to make kedgeree tomorrow
Check banks
Find recipes for sloe gin / vodka, as we have a big plastic pot of sloes in the fridge, that OH and I picked the other day

Right, coffee to finish and then I must make that bolognese!

MinnieMousesMummy

Good evening everyone, I am back after a much needed rest.
CCL - Thanks for starting the thread off today.

My list for today:
Work this morning (9-11)
Do some course work in the aim of catching up
Check uni emails
Check experiment for uni and record the results for today
Look online for costumes for next week and new shoes for work(going shopping tomorrow, just need to know where to go and if I can use student discount card) - M*t*l*n for work shoes, where I can get discount and *sd* for costumes
Check Luckyphone
Check JPJ daily whilst avoiding spending money
Check FPL
Delete 50 emails
Top up electric meter
Catch up with thread
All meals from stores (lasagna and garlic bread for dinner)

I think that is enough to be doing today. Hope everyone is having a good Thursday x