Sat 17th/Sun 18th October - what small DFW things will you do this weekend?

crazy_cat_lady

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending! :money:

crazy_cat_lady

Good morning everyone
Awake since 5am again this morning. I seem to have no trouble getting to sleep at night but once I wake up my brain goes into overdrive. Hoping to get back to sleep for an hour or two after I've had a cuppa and a look on here. I've just been reading through the frugal thread, thinking that should probably be my aim for next year. I am a little concerned about our financial position if dh is off work for the long haul. I had so many plans for our spare £566 a month rather than replacing his contribution to running the house. Ah well.
I wish I could say I was planning a quiet weekend, but no...
Here's today's list:
check banking
ds to football
both kids to gymnastics
catch up with bestie over coffee
hoover right through the house
clean the bathroom
load of washing and line dry
nsd
meals from stores
inventory food stocks
read through my 'Girl Called Jack' books for inspiration to use up stuff I have in house.
nap
That's just today's list - plenty more for tomorrow. Have a good day everyone.

DawnW

Morning CCL (and everybody else who comes along later)
I have been awake for ages too, and like you, once my brain gets going, there is no stopping it No going back to bed for me though, or I will as likely do the same tonight. I will get a shower in a minute.

List for today:
Sort out chickens Done
Washing out on line to dry One load dry, the second is out there now, blowing nicely
Put dry washing away Done x 2
Go to post office and sales unit - one of the other dealers has for sale a beautiful silver and amber necklace that DD1 would love, so I am going to buy that and put it in my present box for her birthday, which is in January. Only £20, too It is always worth checking out local antiques arcade places for present shopping, as you can often get unique items for much less than something pretty ordinary in a 'normal' shop Only thing is, you have to buy it when you see it! Done, and stashed necklace in pressie box
Make more food items for baby GD's christening tomorrow, and see what other help DD needs Waiting for shopping to arrive before I do the rest of the cooking. OH has been summoned to do some jobs :rotfl:
HM meals Omelettes tonight, to reduce egg mountain
Shopping delivery later
Water garden pots and baby fruit trees, as it is so dry Done
Exercise and groom pup later (didn't brush him yesterday and he looks like the contents of a hoover bag at the best of times :rotfl:) Done

Pulled out the rest of the carrots and beetroot from veg patch, and planted kale plants, put up mini plastic greenhouse thing and put strawberry plants in there to over winter. I usually leave them out (and lose them some years) but we had this thing up in the garage loft so might as well use it!

Still need to water the pots in the front garden, and do some mending (I hate sewing ) and polish boots so that they look respectable for tomorrow

Just realised how long I have taken to write this post - in between doing other things! Better get on :eek:

Hope everyone has a good day

Rosylee

Morning everyone


Not a massive list today, mostly because I am sooooo lazy


* Take DD to jazz, musical theatre and conditioning. It's all at the same place so it's a drop off at 9:30, collect at 12:30.Three hours to get on with other stuff

* Nip into Aldi for eggs, salad and nothing else - well bought more than I planned of course, but only £3.77 more than the budget

* Really must make an effort to clean the living room, it's a disaster, and the bathroom.Only managed the living room

* Check bank account - Done

* List 2 bedside tables on Facebook - Done but no responses. I am starting to wonder whether Ebay is better than Facebook for selling

* Meals from stores, OH cooking though, yippee - Lovely beef curry and rice for lunch and dinner, with butternut squash for veg

Have a good day everyone

determined_new_ms

Morning :wave: thanks for starting the thread ccl :A

Yay to the weekend :j love it when it's the 3 of us

Small plans for the day:

* [STRIKE]check banking[/STRIKE]
* [STRIKE]all meals from stores[/STRIKE]
* [STRIKE]get meat out of freezer for today & tomorrow[/STRIKE]
* [STRIKE]think I'll make chilli for dinner tonight. Will bung it in the sc [/STRIKE]
* [STRIKE]submit meter readings[/STRIKE]
* [STRIKE]some diy[/STRIKE]
*[STRIKE] oh taking some bits to the tip[/STRIKE]
* read up on ms assignments for next week
* [STRIKE]entertainment needs to be free or as low spend as possible[/STRIKE]
* go through fridge and make sure nothing gets wasted

Ok that's all I can think of. Happy Saturday everyone x

carrielovesfanta

Morning folks

Quick post from my phone so please excuse the lack of formatting. Got to get on this morning as friend coming around lunchtime

List:
B/L/D from stores probably
Clean bathrooms
make loaf of bread
Hoover
Send OH to charity shop with tat sitting on landing
Strip and make bed
Oodles on washing to go on the line
Probably general crafty day if friend's hubby doesn't come along
Declutter some board games
Pre emptive phone call to energy supplier as noticed an issue with the readings
Hooray! Oven people have called. They are taking it away to be fixed? (did it in situ last time in about five minutes?) but am wondering if this means that there is a chance they will either refurb it a bit or I may get a shiny new one. Must make sure there's a clear path in/out of the house. Won't hoover until they traipse through!
Checked ebay. Five watchers and one bid on knick knack

Lots to and I have a banging headache. Painkillers, coffee, brekkie then bring it on!

Have a good one all

clf x

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link )
  
• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link)

List checked 29 Sept 2015.

WantToBeSE

Morning All

This weekend i will

-Get the boys out for a long walk
-Paint hallway and stairs
-Sort washing
-Change bedding
-Go to the gym
-Get rid of my books that i dont need anymore
-Do some baking with the boys
-Stick to my meal plan
-I am aiming to spend a grand total of £0,00 this weekend
-Check OLB
-Do dusting and cleaning upstairs
-Play board/card games with the boys

Thats all i can think of at the moment. Have a lovely day everyone.

allydowd

Morning DFW-Ninjas,

Decided not to go running this morning. Unusually for our area we are shrouded in fog for the third morning running.

OH and I haven't decided what we're doing today apart from going to the theatre tonight to see a comedian. Probably put the telebox on and sit in front of that.

I'm going to write this list as I do it.


Debt-Free Nillionaire Month 5:

* Did GfK Surveys.

* Checked remaining Broadband allowance.

* Looked to see if i-Say £20 e-voucher has appeared yet. It hasn't.

* Used Resolver again. (Link) Energy company promised to pay me £10 compensation for a delay in processing my refund. This was over 30 days ago now and they promised I'd have it by now. Maybe I'll get compensated for a lack of compensation?!

* Registered M&S Sparks card.

* Sorted out pile of paperwork sitting on my desk. For some reason I hate filing and I always put it off even though it only takes 5 mins.

* Did own manicure and pedicure.

* Two home haircuts.

* Did own eyebrows.

Have a good day everyone.

lego_mum

Morning all & thanks CCL for the start.

Health & Fitness plans (lose this weight once and for all, no fad diets ever again!)
:starmod: Walk at least 7000 steps to get bounts points
:starmod: Eat for health
:starmod: Drink water through the day
:starmod: Monitor fitness goals etc using my fitbit daily & adjust when needed

Daily jobs:
:starmod: Delete junk from emails done
:starmod: Clean & tidy fridge (make sure we don’t waste anything) done
:starmod: Use something out of the food use up box a pasta bake sauce that none of us remember buying! Its only 2yrs OOD!! hehe
:starmod: Plan today’s meals from stores done
:starmod: No heating on yet, plenty of blankets & jumpers available  done

Tidy home = Tidy mind
:starmod: Clean the kitchen using minimal products done
:starmod: Tidy at least one cupboard done
:starmod: Gather together items for the cs
:starmod: Work out how to change light bulb on dh’s fancy reading lamp

Money making schemes
:starmod: Inbox pounds 5 searches done
:starmod: Swagbucks
:starmod: Check Fpl done
:starmod: Check luckyphone won 35 points,
:starmod: Check for surveys
:starmod: Rm survey walked to the postbox

Freebies/vouchers/offers
:starmod: Check 02 priorities done
:starmod: Check tcb/quidco done
:starmod: Check cos/shopit uploaded 4 receipts

Extras
:starmod: Sew missing button onto my winter coat & ds2 onesie done the onesie so far
:starmod: Tyre pressure light come on in my car so need to go to the garage done
:starmod: Will get fuel at the same time to get the extra points from sainsbob done
:starmod: Use £10 sains voucher from surveys to buy something nice for tea done

YORKSHIRELASS

Morning everyone

Havent been up long. Very rare for me to stay in bed so late, must have needed it. OH still in bed, he seems to be in a funny mood so he can stay there.

OH and DS1 off to footie later, not sure what DS2 is up to. I shall potter at home, dont feel like doing anything too strenous.

I was just contemplating the fact that we need some food shopping. Can I be bothered to go out or can we just manage on what we have got?

Oh and the car needs washing.

But first I need to prise myself out of my jim jams.