Monday 12 Oct - What small DFW things will you do today?

crazy_cat_lady

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending! :money:

crazy_cat_lady

Good morning all
Just time for me to do a quick check in before I go to work... Hope everyone is doing ok - I know there are a lot of us really stressed out. I've slept ok, and I'm just about starting to see half term approaching (2 more weeks).
Here's today's list:
check banking (no PAD - I'm broke)
load of washing
15 mins housework and declutter (given up trying to get dh to do this)
meals from stores
aim for nsd
heating has been on for 20 minutes this morning, but is off again.
mark a set of books
full teaching day
try really hard not to stress
Have a good day everyone.

YORKSHIRELASS

Morning everyone

Washing is out on the line, sandwiches made for lunch, tea in slow cooker. Just having breakfast then off to get ready for work.

CCL I have given up on OH helping out too. Trouble is my teenage boys now follow his example!

Have a good Monday everyone x

lego_mum

Morning CCL, Good to hear that you slept better last night. Hopefully the two weeks will fly by and half term will be here, I'm hoping the same as my dh has that week off also and is in need of a break.
Yorkshirelass Wow you've got loads done already! Hope you have a good day.
Morning all who follow.

My list is getting boring but it helps me so I'll keep posting it!
Health & Fitness plans (lose this weight once and for all, no fad diets ever again!)
:starmod: Walk the boys to & from the bus stop DONE
:starmod: Gym class – aiming for 5 a week (works out to less then 80p/class!) DONE
:starmod: Fill water bottle at the gym DONE
:starmod: Shower/dry hair at the gym, save my water & electricity!
:starmod: Walk at least 7000 steps to get bounts points DONE
:starmod: Eat for health DONE
:starmod: Drink water through the day DONE
:starmod: Monitor fitness goals etc using my fitbit daily & adjust when needed DONE

Daily jobs:
:starmod: Wash a load at 30 degrees DONE
:starmod: Hang washing on the line if dry DONE
:starmod: Check banks/update spreadsheet DONE
:starmod: Delete junk from emails
:starmod: Clean & tidy fridge (make sure we don’t waste anything) DONE
:starmod: Use something out of the food use up box DONE BOYS HAD ONE OF THE LEFT OVER CUP DRINKS
:starmod: Plan today’s meals from stores DONE
:starmod: Make families lunches for tomorrow DONE
:starmod: No heating on yet, plenty of blankets & jumpers available DONE

Tidy home = Tidy mind
:starmod: Hoover carpets DONE
:starmod: Clean the kitchen using minimal products DONE
:starmod: Tidy at least one cupboard DONE
:starmod: Gather together items for the cs not found anything today
:starmod: Work out how to change light bulb on dh’s fancy reading lamp

Money making schemes
:starmod: Inbox pounds 5 searches
:starmod: Swagbucks
:starmod: Check Fpl
:starmod: Check luckyphone NOT TODAY AS NO DRAW
:starmod: Check for surveys
:starmod: Rm survey DONE

Freebies/vouchers/offers
:starmod: Check 02 priorities DONE
:starmod: Check tcb/quidco DONE
:starmod: Check cos/shopit DONE

Extras
:starmod: Sew missing button onto my winter coat
:starmod: Pull out the winter hats/scarves/gloves and put away the summer hats
:starmod: Look into switching energy suppliers

I'm sure I'll get some other bits done but will add as I go!

Have a good day all.

DawnW

Morning all (need a bleary eyed smiley here )
OH somehow managed to switch off one of the freezers, and the first I knew of it was when I noticed a small, suspicious looking puddle on the floor at 10pm last night :eek:

Most things were completely defrosted, a few still very slightly frozen, so I had to start a massive cooking session there and then, to avoid having to throw the lot away. I have had to chuck some things such as HG veg and cooked rice, but the rest is now all cooked and ready to be refrozen. OH wiped out the freezer and switched it back on last night to get really cold, and have just put the first few bits into it. Thankfully it is just a small under counter freezer - imagine if it had been a chest one :eek:

So, list for today:
Pot up and refreeze tomato sauce which I boiled for a few minutes to be on the safe side (done )
Pot up and freeze cooked fruit (blackberries and rhubarb) Doneoriginally frozen raw
Bag up cooked sausages Done
Flake and bag up cooked fish Done
Pot up cooked game meat once cool (it spent the rest of the night in the SC) Done
Somehow isolate and label the freezer plug as it is plugged into a bank of sockets that OH is always using, which is how it happened (he switched off the wrong thing ). I will actually murder him if he does it again :mad: Done
Clear up the kitchen, which looks like a disaster zone after the mad midnight cooking session :eek: Done
Come to think of it the rest of the house isn't much better :eek: Did all of downstairs :T
Pack and post off item sold on ebay. Done See if any postal survey tasks need to be done today, and if so, do them at the same time! Nothing needed posting today
Go to the pound shop while in town for loads of cheap foil freezer containers and more freezer bags Didn't need to do this - salvaged some of the original packaging and managed with what I had :T
Take some items to sales unit - could do without this, but must work for my business, domestic dramas or not! Done
Make something for supper, using food I have cooked (I am thinking fish pie ) Yes, probably the most expensive fish pie I have ever made, with loads of wild Atlantic salmon and big prawns :eek: Normally this would have made loads of meals, but is at least better than wasting it. And there will be enough for dinner tomorrow as well
Make a loaf in the BM Done
Few things needed at the shops - small bag of frozen peas to go in my fish pie, milk. Just those two things bought :A
Few surveys for onepoll
FPL
Puppy to free training class at the vet's
Bit of paperwork for my business

Not done too bad on very little sleep :rotfl:

Right, I think that will keep me busy for now - better get on
Hope a good day is had by all

lego_mum

Oh Dawn!!! At least you found out when you did and were able to save most of your food. Hope your day improves.

ziggy2407

Good Morning Everyone

CCL - Thanks for starting us off today
Dawn - Sorry to hear of your late night dramas

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today I will:

Packed lunches for DH & DS
Ironing
Post letters/parcels
Bank 1ps and 5ps from sons money box (£6)
Make turkey meatballs for tea
Peel bag of potatoes and make something with them -(thinking fishcakes and potato farls)
Continue purge on Emails
Surveys
Check Banks
Enter a few comps
All meals from cupboards/fridge/freezer
Read book (from groaning shelf)
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win
Check Lucky Phone

Have a great day, love to you all

C x

twiggy86

Morning all!

Hope you all had a good weekend - haven't caught up on the weekends post yet.

That's rubbish Dawn but at least it sounds like you managed to save most things. However a cooking session at 10pm on a Sunday night I'm sure is not what you envisioned!

Today I have/will:-
* Check banks
* Load of washing on 30 degree quick wash
* Washing hung on line before work
* Take lunch to work - well partly as I ran out of time to make my salad
* Catch up on weekends thread
* Ring doctors to make an appointment for Friday as cant shift this nasty cough and I'm off Friday
* Pay money into bank whilst out for boss (so can claim petrol back too)
* Decide how to allocate money
* Update spreadsheet signature and snowball
* Check FPL
* Charge phone in work
* List bits on eBay for boss who said I can have 10% of whatever she makes for doing it
* Take cake stand back to Mr T
* Dinner from stores - will be left over roast lamb as lodger bought a huge joint. Any ideas what I can do with it?
* Help OH finish ripping out living room
* Clean bathroom

Think that's everything for today. Hope you all have a great day.

Pippilongstocking

Thanks for the thread CCL - xx

Morning all posting and dashing but catch you later.

post parcel (s)
wood to chop
HM meals
Garden work 6 hours
Womble work 1/2 hour more done half hour already
banks
cards
move money for kids uni accounts
walk les mutts
feed la chookies
pick some flowers cos I'm awesome and I've worked hard this weekend.

Have a good un!

carrielovesfanta

Morning all


Thanks to ccl for starting us off


Dawn - glad you managed to save a lot of it. My OH left the freezer door open while I was away with work for a week - I was not too impressed!


I went to bed at 8pm last night, but still knackered this morning. I really feel like I need some time off work but I've got no days left. I may need to just get my a$$ in gear and sort some stuff in the evenings. I was super organised when I got home from London yesterday and started the chutney and did some cleaning/rearranging of ornaments to try and make the house look a bit different and listed one knick-knack on ebay. I even washed and IRONED the little table cloths. I never iron.


Today's small things:

• B/L/D from stores
• Decluttered a hideous knackered scarf and a equally knackered beanbag cover into new fabric bank bin that has appeared en route to work - done
• Charge phone in work - done
• Hang washing outside - done
• Check online banking and reconcile spreadsheet - done
• Charge fitbit in work - done
• Check flylady zone of week (bathroom?) - done and yep it is
• Add bits to shopping list as I think of them - ongoing
• Go for a run at lunchtime - done
• Do some general cleaning/sorting/decluttering
• Strip spare bed
• Finish chutney and jar it
• Read magazines that I wombled from the train
• Talk to manager about time off in lieu
• Sent KonMarie info to OH as all his t-shirts are scrumpled up in drawers and he lives off the clean washing pile! - done
• Work on sewing afghan squares together
• Ring insurance people off work phone - done

That's enough for me today


Have a good one all


clf x

xxxJOJOxxx

Good Morning All

Completely missing from action last week. Got rushed into hospital Monday Evening and was in til Friday night. Picked up a very violent stomach bug, which came on all of a sudden after taking my insulin meaning sugars dropped extremely low. Not nice being away from the little ones for so long. However on the plus side, I spent no money and managed to save enough to pay the deposit for my holiday in February :-D Jut leaving £289 to pay. Few pots of money coming in soon (switching accounts, surveys etc) so should be all paid off in a couple of weeks.


Todays Listy;

Walk to town (no bus)
All meals from stock
Pay ballet lessons for the month
Pay child-minder
Pay for school photos
Big sort out upstairs and tidy
Wash bedding
Sort weekly budget
Onepoll
Write shopping list for few bits needed
Pick up birthday present for party next week
Pick up 1 x Christmas present