Friday 9th October - What small DFW things will you do today?

Bobarella

When we start our debt free journies we focus on the big changes to be made. Cutting up credit cards. Giving up the 2nd car. Cancelling the sky and gym memberships. All of these things are good and important, but along the way it is the small daily habits we form that keep us going in the right direction. This thread is a place to log your own daily efforts to get and keep debt at bay. Examples include shopping with a list,looking for Yellow Sticker (YS) food reductions, saving your loyalty points for Christmas, searching for pennies on the streets, or logging into your banking daily. Good luck with your small things

Bobarella

Good morning All

As I was up anyway I thought I'd kick us off.

Condolences again to Maria on the chickens. Really sorry.

CLF - hoping you feel better in yourself today?

My own list today.

1. Use up food that MIL and FIL have very kindly shopped for this week. I came home to a lovely roast chicken meal last night. Will do stock etc over weekend.

2. Dig out 0 to 6 month gro-bag for DD. Can find 6 to 18 month one which is huge but I know this is around somewhere.

3. Use up samples from Bounty pack bag before we buy more stuff. Very useful small packs of wipes and nappies included.

4. Drink as much tap water as I can. Free and good for me.

5. Rest as much as possible to get stronger quicker.

6. Feeding DD myself so that's free.

7. Make sure DS is ready for the day. Swim bag packed. Snacks for after school pick up for OH.

8. Check online bank against spreadsheet and update spending app.

9. Pack away any gift wrap that is in a good condition from early baby gifts.

10. Consider going back to daily PAD habits.

Have a good day everyone.

Bob

ziggy2407

Good Morning Everyone

Bob - Thanks for starting us off today, cherish these early days
Maria - so sorry to hear about your chucks and naughty Mr Fox
Dawn - Hope pup is better
CCL - Massive hugs
CLF - Hope you are ok too

Thank you to Ally and all of you lovely people for all the wonderful advice, hints and tips regarding anxiety and mental health issues, off to re-read as am struggling at the min and just grateful to get through each day

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Another early start and yet again she's now snoring in her basket - she is a lovely old girl but you can tell she's a ladies dog, she follows me absolutely everywhere (including the toilet, worse than kids), I fell over her twice yesterday while prepping and cooking as she was that close, funny really cos I miss her when she's gone home. Today I will:

Packed lunch for DH
Craft?
Continue purge on Emails
Surveys
Check Banks
Enter a few comps
All meals from cupboards/fridge/freezer
Read book (from groaning shelf)
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win
Check Lucky Phone

Have a great day, love to you all

C x

crazy_cat_lady

Morning all
I am very pleased to report that:
1. It's Friday and
2. I woke up at 6.26am today, only four minutes before my alarm.
Thanks for the start Bob - hope you're settling back in at home ok.
Ziggy - I hope you're feeling better. When my anxieties are getting on top of me I look at the website getselfhelp.co.uk - there are some really useful techniques on there...
Another small list today as there's already too much month left and I am out of money.
Check banking and PAD
get dh to hang a load of washing out and hoover
mark 2 sets of books to try and bring no work home this weekend
get ds to football practice
get naughty tortie to the vets for a vitamin injection
clean the bathroom (I don't quite trust dh to do this properly in his current state)
use every minute of my free time at work wisely
do not stress
grocery shop so no nsd today

Pippilongstocking

Thanks for the thread boberella! Hugs to M and the chooks, xxx

And hope all other pets are behaving today.....

Here's my list

Work 6 hours garden (paid I should have explained that bit)
Work 2+ hours womble (paid)
HM Meals although tonight MIL is coming and think DH wants a takeaway but that's his treat and will do a couple meals - when did portions get so big?
Tidy up spare room - change bed, sort bathroom.
Wood in from kitchen to living room - kitchen baskets are full to bursting due to a 2 hour chopping session last night.
Must empty free wood (friends deck) in the car and stack for chopping
Pick more veg found a monster courgette and more tomatoes - must make more pasta sauce
Check through stores and make a list for weekend, need milk not sure what else. Probably bread and fruit.
Check freezer - take out chook (the cooking kind) for Sunday
15 mins flylady - and a quick once round if I have the energy
Washing on and air dried empty airer and put away.
Charge Ipad at work and listen to story book whilst propagating, long day otherwise
Post some wild garlic to a friend - got spare
Cut grass later if its dry enough might even be last cut.
Heating still off but its chilly in morning
Feed hens and chooks, walk mutts
Check banks and move money if wages clear
Put in weekly time sheet in garden for 24+ hours
Find out which part of exhaust is sounding dodgy and see about a cheap part somewhere.....

Well that's enough for now I think - have a great day everyone.

princess_pea

Morning all,


Bob - have you had the baby?! Many congratulations!! And thanks for starting the thread
Ziggy - sending big hugs. I was off work for 5 weeks earlier this year with stress/ anxiety/ depression so I can empathise. You have to believe things WILL get better even though it doesn't seem like they will at the minute :A


Hugs to everyone else going through a tough time right now


I've not posted this week as it's been manic at work and the OH had to go into hospital on Wednesday for an operation on his spine. It was scheduled so nothing out of the blue but we only found out there had been a cancellation on Monday night so it was all go. He's made really good progress and hopefully this will be the start of the rest of his life.


Not a NSD today as I'm going to the theatre tonight (pretending to be cultured!). Cheap tickets but I'll have to pay for parking in town . I might fill up the car today so hopefully the weekend will be NSDs


Banking/ FPL/ surveys to check


Breakfast and tea from stores but it looks like I'll have to fork out for lunch :mad: My bad as I should have prepared something last night


Busy day and work today, lots of meetings and travelling between sites - I'm going to walk or else I'll never get a parking space again! Saves fuel and is good for me at least!


Think of cheap things to do with my parents when they visit in two weeks time...


Have a lovely day everyone (IT'S FRIDAY!!!)

determined_new_ms

Morning guys thanks for the kick off Bob! I'm dying to ask what is the plan with your business now you've had little Bob?

Maria so sorry to hear about your chooks

Today is a dgd day so doubt there'll be much done!

* Play gym this morning (money from cb)
go into town after pg and look at something for the Ms assignment yesterday
all meals from stores
submit Ms report before 4
tidy up the house again!
decide whether we are going to Belgium tomorrow...
go and purchase laptop charger as ours broke and I need it desperately for Ms assignments this week. Have order one off amazon but it won't arrive until Monday so then will take back the one I'm getting today. Both :T and
today we will know if oh got the job and if we will be relocating! Bob how easy was it to become landlords? What did you do about your mortgage did you change it? Wher did you get your tenancy agreement from? Any tips???

Ok need to finish my coffee and get ready x

carrielovesfanta

Hi guys,


I'm feeling much better today thanks (my muscles disagree though!)

Thanks to Bob for starting us off - glad you're back at home

Maria - sorry about the chickens


Quick list today:

• Charge phone in work - done
• Get OH to hoover/tidy - done
• Sort house before going away at weekend
• Possibly make chutney before green toms go off
• Check online banking and reconcile spreadsheet
• B/D from stores
• Take bits to cs that have been by my desk forever - done
• signed up to crossfit sessions with work ppl (works out at £3 per class, which is fine I think. I was on the lookout for an exercise class). - done
• Washed side-table cloths as they looked all dusty and horrible - done
• Look for cheap batteries for my new alarm clock (or possibly rechargeables) - forgot to check size...oops

Might have to think of some more. Didn't get much done off yesterday's list... I just find it hard to get going again once I'm home. (just because it's late as opposed to feeling down)


Oh and my yarn arrived! Yay! (Mustn't start new project until my spring afghan is finished though.)


Have a good one all


clfx

DawnW

Morning all
Thanks for the start Bob, and do take it easy
Sorry to hear about your chickens Maria I love the idea of them being free range, but sadly mine are confined to a secure run because I have lost birds to the fox before (and to human foxes too - are you sure yours was of the vulpine variety?)
Princess Pea, hope your OH continues to make a good recovery

Pup is ok (thanks for asking ) and currently killing the doorstop thingy. I am still being careful with his food, but so far so good.

List for today:
OH is home today, so find him some jobs / get him to help me with some heavy ones in the garden that I can't do on my own

Washing out on the line in a minute

Heating on, but only in the bathroom and airing cupboard

HM meals from stores

Make courgette, pea and pesto soup (from BBC Good Food site) for lunch

Make a chilli / bolognese or similar for dinner, to use up bendy veg from the fridge

Postal survey tasks / online surveys and FPL

Put a large lily in the front garden into a bigger pot (OH can help with this as it is already in quite a big, heavy pot!) This was a 50p car boot find, and now makes a spectacular show when in flower :T

Groom and exercise pup later. Try to work out if he is big and heavy enough to operate the cat flap (I have it fastened open atm, which is a bit draughty. He jumps through the hole ok, but not sure if he could do it with the flap closed)

Bundle up bean canes and put them away in garage loft (OH can climb up there too ) If we do this, then they will be fine for yet another year

Think about where to plant the kale and cabbage plants I bought at the weekend, in my miniscule and full veg plot :rotfl:

Right, off to put mince and bendy veg in the SC

Hope you all have a good day

PurpleFairy26

Morning All :hello:

thanks for starting us Bob, your making me a feel a teeny bit broody I hope the tiny small is being good for you
DNMS - I'm a landlord and I find it straightforward, I don't have a letting agency I do it myself. You can get shorthand tenancy agreements online that are mostly completed and you just fill in the blanks. Just make sure you have adequate insurance, do an inventory of anything you leave and register the deposit with one of the schemes and yes, obviously you will need to tell your mortgage provider as they have an interest in the property.


My list for today:

Meals from stores
One lot of washing already on line, another in machine at 30
Work from home, which is good as car went in for MOT yesterday and it failed on a tyre and they couldn't get it done in time so I don't have a car anyway (it's a works car so I don't need to worry about cost thankfully)
Need to investigate ordering my new work car, as mine is due for renewal, you can end up paying lots through tax an stuff so need to weigh up all the options. try and book a test drive in one today
PAD to CC
Last night I managed to (finally ) label nearly 100 items for saturday's sale, will try and do some more later or tonight
text mum to see if she can order me some meat in bulk from butcher
take boots to be heeled before winter to extend their life
use voucher form te$co orchard for free fish

Think that's about all, have a great day everyone

allydowd

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List checked 29 Sept 2015.