Monday 5th October - What small DFW things will you do today?

crazy_cat_lady

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending! :money:

crazy_cat_lady

Morning all
I feel a bit _pale_ this morning. It's been another long night... Never mind.
Full and busy day at work today so not much chance for anything else.
check banking and PAD
let dh do the housework
full day of teaching plus a meeting after school
book marking
check fpl and lucky phone
chase up my complaint with BT
I can't think of anything else...
I see I've cross posted with legomum. Sorry - perhaps someone could merge the threads?
Have a good day

lego_mum

Morning CCL & thanks for the start.

Morning to all who follow.

I’m on track with where I want to be mse wise but I need to focus my attention on getting myself fit & healthy. So I’m reviewing my lists and moving health & fitness to the top and making that my priority.

Health & Fitness plans (lose this weight once and for all, no fad diets ever again!)
:starmod: Walk the boys to & from the bus stop
:starmod: Gym class – aiming for 5 a week (works out to less then 80p/class!)
:starmod: Fill water bottle at the gym
:starmod: [STRIKE]Shower/dry hair at the gym, save my water & electricity! [/STRIKE]no was too busy and I wasn't in the mood to change in front of a load of skinny minnies! will have it after breakfast
:starmod: Walk at least 7000 steps to get bounts points
:starmod: Eat for health mostly although I did eat a meringue!
:starmod: Drink water through the day
:starmod: Monitor fitness goals etc using my fitbit daily & adjust when needed hit todays targets

Daily jobs:
:starmod: Wash a load at 30 degrees load 2 in
:starmod: [STRIKE]Hang washing on the line if dry[/STRIKE]
:starmod: Check banks/update spreadsheet
:starmod: Delete junk from emails
:starmod: Clean & tidy fridge (make sure we don’t waste anything) chopped 7 green peppers into the freezer
:starmod: Use something out of the food use up box pasta sauce gone
:starmod: Plan today’s meals from stores - leftovers it is
:starmod: Breakfast for kids - 1 ys yog with a handful of oats & a large banana to share
:starmod: Make families lunches for tomorrow

Tidy home = Tidy mind
:starmod: Hoover carpets
:starmod: Clean the kitchen using minimal products
:starmod: Tidy at least one cupboard stationary cupboard done
:starmod: Gather together items for the cs added a travel mug to the pile
:starmod: Work out how to change light bulb on dh’s fancy reading lamp

Money making schemes
:starmod: Inbox pounds 5 searches
:starmod: Swagbucks
:starmod: Check Fpl
:starmod: Check luckyphone won 50 points and seen that another 2 people have used my referral giving me 2 x5 points - 470 points so far worth £4.70
:starmod: Check for surveys
:starmod: Rm survey

Freebies/vouchers/offers
:starmod: Check 02 priorities
:starmod: Check tcb/quidco
:starmod: Check cos/shopit

Extras
:starmod: Cut open shampoo bottle as there is at least a weeks worth left in the bottom
:starmod: Laminate a sheet for the kids karate - this is mse as it will save me having to replace it when it gets screwed up
:starmod: Make new spreadsheet to organise gift cards we've bought from DH's work
:starmod: Get rid of chunk of ice out of the fridge :mad:
:starmod: Make a crustless quiche that's lunch sorted then
:starmod: Make date cake

lego_mum

crazy_cat_lady wrote: »

Morning all
I feel a bit _pale_ this morning. It's been another long night... Never mind.
Full and busy day at work today so not much chance for anything else.
check banking and PAD
let dh do the housework
full day of teaching plus a meeting after school
book marking
check fpl and lucky phone
chase up my complaint with BT
I can't think of anything else...
I see I've cross posted with legomum. Sorry - perhaps someone could merge the threads?
Have a good day

Morning CCl - great minds think a like eh! I've edited my post asking for it to be deleted
You have so much going on, please be kind to yourself and take it easy if you get chance.

DawnW

Morning CCL and Legomum :hello:
And everyone who comes along later :hello:

List for today:
Quick shower and wash hair (done)
Porridge, stewed apple and yogurt for breakfast (done)
Fold up clean washing on airer as pup has already pulled down some items (I have rescued them!) Done
Check banks Done
Bit of paperwork for business Done
Collect item from post office - I think it must be a postal survey item as I am not expecting anything :huh: It was actually 2 postal survey items and one has bits missing I currently have postal survey stuff everywhere :eek:
Get OH to help me take a large item to sales unit Done
Tidy and restock any gaps while there No gaps unfortunately
Meals from stores - HM fishcakes for supper today Done
Sort out bread situation now OH is back (I tend not to eat it) OK for today
Audit fridge items again to avoid danger of food waste :eek: Oops not done this yet!
Make up quiche using up some fridge items and eggs from my chickens (I made the pastry shell yesterday to use up scraps of pastry) Or this
Check on listed ebay item - I have bids already :T Done, must look again
Buy some coffee - not much left, and I couldn't cope if I ran out :eek: Done
Do any surveys that come up A couple for onepoll

Received £4 from Pinecone
Sent for a free sample of Aeriel tablets via Supersavvyme
Checked FPL
Groomed puppy and took him to free training /socialisation class at the vets

Rather a lazy day today Must be the awful weather!

I am sure there is more, but will check back later to update

Hope everyone has a good day (and take care CCL)

foxgloves

Morning Campers,
What a dark, dank, soggy day! Yesterday, we sat without coats in gorgeous sunshine to eat our picnic. No dry days forecast here until Thursday, so that will give me a chance to prioritise indoor jobs. I'm intending to make this week count, with lots of different tasks, including money savng. This is today's list of the money saving bits:
*Laundry washed overnight on cheap tariff. All on heated airer but am not switching it on until bedtime as the night time tariff costs half the day time rate, so always worth waiting. Washer loaded for another Economy 7 wash tonight.
*Make piccalilli using the veg mixture I prepped & brined yesterday. Recycled jars from my stash, as always.
*Weigh out remaining small onions & put aside suffiicient for pickling. The ones I did last autumn lasted all year & a couple of people seemed to enjoy receiving a jar in their festive foodie hampers.
*Do triage of the pears. Despite our old pear tree not being as laden with pears as the past few years, we are still inundated. Will turn some of them into pear & cinnamon compote for topping my porridge & put some aside for jam.....probably pear & blackberry.
*Defrost soup & rolls for tomorrow's packed lunch.
*Make a list of ingredients required for Christmas baking, as I've started adding a couple of items to shopping lists between now & December to avoid a big budget-busting shop.
*No heating on. We did run the towel radiator overnight but it went off first thing, before the tariffs changed, & it retains heat for quite a while.
*Checked ebay listings - 3 watchers but I'm not too sure any of this last lot of items will sell. Still, I've said that before & been proved wrong, so I'll wait it out & re-list if necessary. Love decluttering.
*Checked online banking & skimmed £4-49 for a PAD into Car Fund.
*Finish library book, check library shelf & start a bag for returning items later this week.
*Knit some more jumper. It's not growing as quickly as I'd like......my fault entirely as not doing sufficient knitting! It keeps falling off the end of my list.
The rain is absolutely lashing down now. Cat glued to the sofa on his blanket.
Hope everyone manages a good start to the week. If not, just mentally re-start the week on Tuesday.
Dawn - Totally agree about the coffee. Running out of coffee would be classed as a medical emergency in our house.
OK, time to dive into my jar stash ready to make lovely things,
Take care all,
f x

determined_new_ms

Morning guys thanks to ccl for starting the thread.

Awww the lovely weekend is over and with it the lovely weather we had down here! Grey and overcast today with the weather forecast predicting rain

Small things to do today:

* check banking & do some fund shuffling to get straight
* photo & list a few things on fleabay
* all meals from stores
* dinner from meal plan
* decide on activity for dgd today. dd is coming for contact. Might go to the soft play for a couple of hours
* either do some work in the garden but if it's raining I will fill some holes/patches were plaster needs repairing
* email ms company about a couple of ms assignments for this week
* water tomato plants and pick ripe toms :j
* onepoll/surveys

Ok that's all I need to do today :T Happy Monday everyone x

twiggy86

Morning all!

Haven't read this weekends post yet so I hope you are all ok. I am shattered today as the dog was coughing all night like he had something stuck in his throat! Tried getting him to drink which he wouldn't so put him some food down at 3am which he loved but didn't solve the problem! Seems ok now though, so hopefully whatever was irritating him has gone.

Lodger is back from his travels but has decided to only stay at weekends as he has work elsewhere so will travel between. So less money from him but also less expense (gas, water etc) and more time having the house to just me, OH and the pooch!

It was my friends baby shower yesterday so I gave her the blanket. Tbh she didn't really react that much until someone told her I'd made it as clearly it was so well made (!) she thought it was shop bought! I've asked her to send me a pic as I don't actually have one so I'll post it on here if I can figure out how!

Today I have/will:-
* Check banks
* Quick tidy up
* Take lunch to work
* Text lodger and ask to take some bits out of freezer as forgot this morning
* Check energy statement as now only get them quarterly - £112 in credit so need to work out if I can get some refunded or may actually leave it in there to cover the winter
* Check wombled Asda receipts to see if worth anything using the price guarantee
* Catch up on weekends thread
* Update spreadsheet to reflect spends over weekend
* Write shopping list
* Go shopping on lunch break
* Dinner from stores
* Put all clothes away
* Tidy living room
* Package up 2 items which sold on eBay to post tomorrow
* Continue reading book I've got stuck into!

Think that's everything I can think of for now. Hope you all have a good day.

carrielovesfanta

Hey guys,


Quick post before the onslaught of work begins.


Thanks to crazy_cat_lady for starting us off


ziggy, ally, ccl and any others who are having a tough time at the moment - big hugs all round


OH's nan still hanging in there. I just hope she can pull through! She's been getting SVT but they gave her some drugs to bring her heart rate back down and she's been battling pneumonia! Can't kill a scouse nan


Some weather here! Actually I quite like the windy weather. It's kind of exciting and invigorating. A bit of a spendy weekend I'm afraid but the necessary evils of train tickets etc. Also bought some bits for my friend who is having a baby in the new year. I downloaded a pattern for the most WONDERFUL crochet baby blanket. Used a bit of money in my paypal account that came from an ebay sale. Unfortunately the yarn will cost a fortune


EDIT: TWIGGY - what yarn did you use for the blanket please? Also keen for any other yarn recommendations from the knitters/crocheters here


Today's bits:

• Charge phone in work - done
• Check online banking and reconcile spreadsheet - done
• Send OH money from the weekend
• Work hard (hopefully no overtime though)
• Speak to HR about hours. Going to possibly angle for a contract change. Feeling very brave!
• Wash mountain of green tomatoes in the kitchen ready for making chutney
• B/L/D from stores
• Ask OH to tidy the house a bit as he's at home all week
• Clean the oven before the oven man comes to fix it (hopefully this week!)
• Sure there's some more bits... just gotta think
• Apply for new savings account - done
• Arrange oven getting fixed

Have a good one all


clf x

twiggy86

Hi CLF. Sorry I can't help as my mum ordered the wool for me and being a knitting/crocheting novice I just used it and didn't pay much attention to the wool. Hopefully someone else can be a bit more helpful than me!

MinnieMousesMummy

Good morning everyone, I couldn’t get to sleep last night and I have woken up full of the cold so I think I will be having a quiet day.

CCL – Thanks for starting the thread this morning.

My plan for today:
Check banking (still waiting on 1 invoice being paid)
Pay phone bill
Get a quick shower
Check voicemails and deal with anything urgent
Check FPL
Check luckyphone
Do washing for holiday let job
Do ironing for holiday let job
Check onepoll
Do some studying
Delete 50 emails (this will be a daily job, as over 4000 inbox atm)
Wait in for windscreen company, as I have a chip (hopefully it will be a free repair)
All meals from stores
Swagbucks
Do daily on JPJ, whilst avoiding the temptation to spend

I think that is enough to be working on today, Hope everyone has a good Monday x