Monday 28th September - What small DFW things will you do today?

determined_new_ms

hen we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really important! :money:

Morning guys :wave: I've been up since 5 (as needed to submit report for ms assignment yesterday) so thought I'd start us off

Whoop whoop today I go off to Ibiza :j Am picking up bff & dropping dgd off with oh at 4 :T so darn excited!

Bought a pair of tan knee high winter boots off of fleabay yesterday using the £30 voucher ebay gave me. So a pair of leather winter boots cost me £15.99 :T

Things to do today before jetting off:
*[STRIKE] check banking[/STRIKE]
* [STRIKE]submitted ms assignment[/STRIKE]
* [STRIKE]update GC over the last few days[/STRIKE]
* [STRIKE]Iron a few bits of clothing[/STRIKE]
* put everything in the suitcase
* take dgd to the park this morning
* Nip into town and return an item and collect euros
* all meals from stores
* [STRIKE]Freeze spag bol made yesterday in 2 containers[/STRIKE]
* [STRIKE]tidied kitchen, washed up, cleared dishwasher, wiped sides down[/STRIKE]
* make dinner for oh & dgd
* make packed lunch for bff & I for plane
*[STRIKE] email bff and ask her to print off stuff for parking[/STRIKE]
* water plants in greenhouse and pick any ripe tomatoes
* hula hoop

Other than that just try to contain my excitement! Have a great week guys x

bsclp118

Ohhh enjoy the holiday Determined! :-) I hope it's nice and sunny for you!

I've had a pretty dull, but very money saving weekend. I spent £1 on some chocolate and that has been it. I did loads of cooking and baking yesterday to use up some supplies. I've frozen everything so should keep me going for a while!

My to do list for today is:

- finish this paid experiment. At last!!!! (I go collect my money on wenesday)

- take lunch to work and take dinner out of freezer to defrost

- do some surveys and enter some competitions

- check my budget ahead of pay day on wenesday.

- prepare some things for sending that I've sold on eBay.

- Stick to one short shower. I have had 3 baths over the weekend which can't be good for the fuel bill I just love my bubble baths though....

Bobarella

Have a wonderful time Determined!

determined_new_ms

Bobarella wrote: »

Have a wonderful time Determined!

There's a very good chance you'll have Bobbette by the time I come back Bob! x

crazy_cat_lady

Have a fantastic time DNMS - I am a little jealous of you as I prepare for another week of early mornings and work. DH is definitely ill again so I'm trying not to stress too much about that, and let him sort himself out. I'm up, kids are up and that will be my major achievement of today...
But here's my list
check banking - 2 days until payday!
Aim for NSD
all food from stores
go to my friend's exercise class after work
full teaching day
mark a set of books
15 mins housework and declutter
try very hard not to get stressed (this is easier said than done)

ziggy2407

Good Morning Everyone

DNMS - Thanks for starting us off today and have a great time!
Bob - How's your son today?, hope he feels better soon
CCL - Big hugs, seems you are going through a tough time at the min, hope you feel better soon

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Quiet day planned as the big garage tidy up seems to have taken it out of me. Today's little list:

Washing & Line dry -
Fingers crossed Ebayer turns up (another £10 for pot) -
Deep clean bathroom -
Filing & Shredding -
Stew in SC -
Bump listings for sale (freegle/facebook) -
Continue purge on Emails -
Surveys -
Check Banks -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Read library book -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Check Lucky Phone -

Have a great day, love to you all

C x

Pippilongstocking

Thanks for starting us off DNMS and happy holiday - hello one and all, sorry didn't get on over weekend son was home from UNI yay! But it was a bit of a spendy weekend.

List for today

Parcel (s) ready to post
Walk dogs
Feed chooks and dugs x 2 (done one, 3 eggs too)
Washing and air dry
Work 6 hours garden
Work 1 hour womble (done half hour)
Chop some free wood
HM meals for us and meal plan
Fridge audit and freeze anything likely to not be used quickly
15 mins fly lady - living room hoover today
Speak to kids via fb or skype
Clean out stove in kitchen really needs it
Cut grass later if dry
Change DS bed as he's unlikely to be back for a while
Invoice womble land with expenses (postage and mileage)
[COLOR="rgb(255, 0, 255)"]Check banks for garden money [/COLOR](weekly)
If money in move to kids uni account
Arrange to pick up free wood from chum and DH mum as soon as car is empty
Check car money account and see if enough for service and MOT

should be enough for today.

Have a good one if I don't get back on.

DawnW

Morning all
Enjoy your holiday DNMS
Take care CCL
BSCPL - your £40 sounds well earned!

List for today:
Find homes for 2 boxes of shop stock plus some bigger items :eek: (really *just* a matter of dragging it up 2 flights of stairs and crawling in the loft / eaves cupboard with it) Done

Pack and bring back rest of stock from 'old' unit, using the boxes I will (hopefully) have emptied, to avoid buying more storage Done, it took ages, I DID have to buy 2 more storage boxes and loads more bubble wrap, and now I have more boxes etc to drag up to the loft. Still. at least it is finished now :T

Take large bag of old but still serviceable coats to CS (too big for me, and replaced with 1 new coat bought for a bargain price yesterday :T) Done

Take an item to the post office for postal survey Done

Any online surveys that are available Done

FPL - SOMEBODY must win it, right? Done, not me :rotfl:

Hoover middle floor and wash bathroom floor (hoping OH will do this!) OH did it :T

Dusting on middle floor, and clean bath, basin and loo (OH definitely won't do this) Not done this yet

Make potato, spinach and chickpea curry for supper, to use up MORE leftovers (leaves from chard - I cooked the stems the other day. I hope the will work as spinach (they look similar but slightly tougher). I hadn't grown chard before this year - it is really pretty, but underwhelming to eat) Done

OH to smoke some of the trout he brought back from his last fishing trip, for lunches for a couple of days Done

Try and rejig freezers to make room for more tomato sauce :eek: Not done this

Sort next batch of tomatoes (coming to the end now, a relief in a way, but we are really lucky to have so much of this almost free, luxury quality food) Or this

Made the most of the lovely sunshine by spending time in the garden painting an item of furniture for sale. Still need to wax it tomorrow. OH made me feel like a murderer of tatty bits of old furniture as he thinks that wood should not be painted, and even worse in this case because it is actually an antique, though very scratched and scruffy :rotfl: However, somebody will buy it now

Seems a lot :eek: but I am sure I have forgotten lots of things!

Hope everyone has as good a day as possible

MinnieMousesMummy

Good morning everyone, It looks like it might turn into another sunny day here today.

DNMS – Thanks for starting the thread this morning, Hope you have a great holiday.

So far I have sent ds1 to school and got the little ones ready for the childminder and dh is currently out dropping them off.

My plan for today:
Check online banking
Pay cheque into the bank
Submit s&s info, as forgot to do this yesterday
Feed the animals
Get a quick shower
Clean house for friend
Listen to voicemails and follow up on anything important
Print off paperwork for ms assignment
Get hamster food whilst in town - They only had the expensive brand so I will try again when next in town as its not urgent.
Go to uni
Complete ms assignment
All meals from stores
HH tidying the kitchen
Get rid of 50 emails
Do a budget for October
Check FPL
Check luckyphone
Swagbucks
Do daily on JPJ, whilst avoiding temptation to spend
Attend online event for uni tonight

I think that is everything that I need to get completed today, Hope everyone has a good Monday x

chocolatelover93

Morning everyone
Thank you DNMS for starting

Not had a chance to read through the weekends/todays threads but will do when I get a chance hope everyone is ok and doing well. Just coming on to do a quick list for today

Here's what I've done/going to do today:
- Breakfast from stores
- Plug new fridge in when I get home
- Pick up rest of bits from old house
- Meet woman buying old clothes
- Keep lunch to a min of £4 today
- Get broadband for new house sorted
- Get car insureance sorted
- Unpack some more
- Get some food shopping
- Load of washing on line to dry
- Water at work
- FPL

Have a good day everyone

lego_mum

Morning all & thanks for the start DNMS (Have a fab time!)

Dh is home as he's not well, so will see how much I get done!

:starmod: Check banks/update spreadsheet done
:starmod: Check Fpl done
:starmod: Check luckyphone done and won 50;p
:starmod: Delete junk from emails
:starmod: All meals from stores done
:starmod: Swagbucks
:starmod: Keep an eye out for surveys one done
:starmod: Hoover carpets done
:starmod: Rm survey done and picked up 1p in the carpark at the postoffice
:starmod: Check tcb/quidco
:starmod: Clean & tidy fridge (make sure we don’t waste anything)
:starmod: Watch catchup tv whilst ironing
:starmod: Tidy at least one cupboard done
:starmod: Use something out of the food use up box done
:starmod: Check 02 priorities
:starmod: Gather together items for the cs added 2 games to the bag
:starmod: Walk at least 7000 steps to get bounts points done by 11am
:starmod: Go to the gym for a class (saving £15 that I would have spent on a pt session) Planning on 5 this week done
:starmod: Print off free pizza voucher
:starmod: Fill water bottle at the gym done
:starmod: Wash a load at 30 degrees done
:starmod: Hang washing on the line done
:starmod: Walk the boys to & from the bus stop done
:starmod: Possibly pick more blackberries whilst waiting for the kids at karate