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Mortgage free by 2021?!

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  • Ouch, Petal88! I'm always intrigued by those sorts of classes but then relieved when I don't have to go through the soreness. ;) I'm sporadically doing pushups/tricep dips/leg lifts but should focus more on strength training once this running thing is easy/old hat.

    I've sent an e-mail about the review so hopefully that will remind the relevant people. Not at all confident about a pay rise, but who knows... (edit: got a reply asking to schedule it for tomorrow, so at least that's possibly on the books now and can be over with already)
  • Petal88
    Petal88 Posts: 273 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    I must say - body pump classes are really good fun and do wonders for your fitness. I think once you've been a few times the soreness definitely decreases to something a bit more manageable than what I've got now :D


    Oh and bear in mind core + leg strength is imperative to your running, so you might benefit from starting exercises like that sooner rather than later.
    Mortgage Oct '20: £615k
    Mortgage Feb '24: 590k
    Debt Feb'24: £35,501.54
  • Yeah, that's why I'm doing the situps/leg presses. :) I'm on 6-week programs for everything but the leg presses, but I'm only doing them 1x/week rather than 3, so they'll likely take a while. There's a 6-week program for squats which I should probably add in as I can do those from home (rather than the leg press machine which is only at work).

    Also requested a book called Your Body Is Your Gym from the library, which is apparently full of bodyweight exercises. Will see if that has interesting stuff in it, I think it has a 10-week workout template?
  • Fingers crossed for a fantastic review :)
  • Thanks! It's been pushed back to next week :( but at least it's on the calendar now. And hey, maybe by next week I'll be over this lurgy and my brain will work again!
  • £10.77 OPed from DH buying books in USD that come off his allowance.

    Review happened, went about as expected. Feedback on salary will happen later in the year.
  • Cheques deposited last week finally cleared, so made the £168.64 OP today from budget tidying.

    Daily interest projection for March: £9.99 :j

    Also down to £951.91 extra to find throughout the year to reach sub-£130k in 2016.

    Today should be pay day for both of us, so February can close out and March OPs can begin. Come on direct deposits!
  • Still no sign of either paycheque. :mad:

    On the plus side, payout from 1poll arrived earlier than expected. As I haven't made March's £1,100 OP yet I'll count this £40 OP as a February one. That's now 4 days of interest, woo!

    Current mortgage balance: £152,539.80 :)

    I've started eyeing our final payments (current forecast: March 2021). The £40 OP today reduces March 2021's payment by £45.31. :D 2.6% per year isn't too bad as a return.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Going at a great rate of knots Hidden :T

    Good to see your interest falling under that £10 a month too, a nice boost :)

    Hope your pay arrives soon!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Thanks, should be able to get under £9/day by the end of the year. :)
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