Friday 11th September - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really important!:money:

determined_new_ms

Morning ziggy :wave: thanks for starting the thread! How are you feeling now?

Well today is a home day for dgd :j (really missed her yesterday!) so I plan for us to go for a walk in the local woods (and see if there are any elderberries to pick ) go to the park on the way back, and then this afternoon I'm thinking of doing a massive floor painting session (lining paper on the ground outside and then hopefully it will be a hands and feet kinda painting )

We are off to Gulliver's Travels theme park tomorrow which I totally forgot about so need to get some bits for our packed lunch. Might ask oh to pick them up on his way home

Other things I need to do:

* post ebay items
* buy train tickets for dd and post them to her
* [STRIKE]take washing to ex-mil's[/STRIKE] no need wm is working! Problem is with the plug socket. A problem for another day....
* all meals from stores
* [STRIKE]onepoll - 10p to payout :T[/STRIKE] [/STRIKE]just reached payout :j and have requested the money :T
* really really start wine today :j
* call FU re dd
* [STRIKE]water plants in greenhouse[/STRIKE]

Ok not sure if I'll get anything else done today. Feel like I'm going to have my hands full!

Hope everyone has a great day xxx

crazy_cat_lady

Good morning all - thanks for starting us off Ziggy.
I can't believe I have finally made it to the weekend - things have eased up a little as the week has gone on but I am hoping for a bit of a lie in tomorrow and Sunday.
Plans for today:
NSD
Check banking and PAD
Mark 2 sets of books
Bring no work home
Stay calm
Load of washing in - get DH to hang it out for me
Bag of rubbish out
15 mins housework and declutter
Draft an appeal letter re the refusal to reissue the cheque
I will be back later...

ziggy2407

Good Morning All

Hi to DNMS and CCL – hope you both have a good day today, DNMS your day sounds fab – I loved days like that

Thank you all for your well wishes and support – I really do appreciate it.

Bob – so sorry you are having a rough time, hope better things are just around the corner

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Well, I'm feeling much better just achey when painkillers wear off. Today's little list:

Packed lunch for DH & DS - Done
Pick tomatoes -
Tidy Dining table (again) -
Bump listings/stuff for sale -
Continue purge on Emails -
Surveys -
Check Banks -
Transfer £150 (made from sales and £25 lottery win) into savings -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Read library book -
Pamper time -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Check Lucky Phone -

Have a great day, love to you all

C x

determined_new_ms

ziggy2407 wrote: »

Transfer £150 (made from sales and £25 lottery win) into savings -


C x

Nice ziggy! :j:T:j

DawnW

Morning all
Thanks for starting us off Ziggy.

List for today:
Wash kitchen floor (done)
Some of egg mountain for breakfast (done)
Shopping delivery shortly
Hoover round downstairs
Put away some sales stock which is currently all over the living room
Make up spare beds for grand daughters who are arriving after school today to stay the weekend. These two are a bit of a handful, so I don't expect to get much done once they are here!
Make a cake
Get some more tomatoes into the dehydrator
Any surveys that come my way
Train pup - we are doing 'sit' today. This will need repeating frequently, but brushing and combing he decided he liked yesterday, so no need for a training issue there. He only looked slightly less scruffy for a very short while after though :rotfl:
Take pup for his second vaccination later and enquire about timing for microchipping (not sure if he is still too small) and neutering (definitely too small)
Grit teeth when grand children play up at bedtime and don't go to sleep until about midnight and then are very tired tomorrow They are quite good at home, but VERY controlled, and bless them, they go a bit mad when away :eek:

OK, better get on!
Hope everyone has a good day

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link) New link!
  

If this list helps you today please click "Thanks".

allydowd

DawnW wrote: »

Take pup for his second vaccination later and enquire about timing for microchipping (not sure if he is still too small)

I think it's 4 weeks old and weighing at least a pound for micro-chipping. You have til April 2016 to get the dog done under the new law.

You know there are a few places micro-chip for free? Details here. (Link) (Link2)

allydowd

Morning DFW-ers, :wave:

I'm feeling very frazzled and can't write a whole list in advance. I'm going to just add to this as I do each thing.

I'm just tired and stressed. Yesterday my phone never stopped ringing; call after call from before dawn to after dusk. I'll be ok once I've relaxed over the weekend.


Nillionaire Month Four:

* Limited caffeinated drinks to one today. Any more won't help the adreneline coursing through my body.

* Turned alarm clock off at the wall til tonight. Electricity saving.

* Checked broadband allowance. It's ok, we've not over used.

* Look at i-say points balance. One more survey and I'm in for a voucher. Free entertainment or food.

* Walked to chemist to collect 'free' prescriptions. Had to wait ages while they found our items and managed to lock myself out of my Patient Access prescriptions App while the pharmacist was tracing our order. Still, got a free carrier bag and it was free exercise.

* Checked Finances. No sign of refund that will "definitely be in today". Hmmm. Will look again later.

* Called an organisation who need me to complete a vital online form that may bring us money to say that their computer won't allow me to put in my address. It says the property doesn't exist.

* Checked PayPal. They still haven't processed an outgoing refund. Nothing I can do other than wait. Customer services unhelpful.

* Bit of free fun on Twin Strangers. (Link)

* Ploughed through all my emails.

Have a good day all.

Moonbean

Today is my day off (yay!)

Today I will:
Orange = done
Purple = to do

1. Wash make-up brushes
   
2. Tidy desk
3. Dirty clothes in basket
4. tidy make-up desk
5. call tax office
6. take back new look jeans
7. create a blog
8. sort slats of my bed
9. create a savings plans
10. sort corner by wardrobe
11. change bed sheets
12. take all coins to bank
13. tidy side of bed
14. sort clothes out * (bonus)

Not expecting to do all
but if i'm on a roll then why not.

Good luck to everyone else today & happy friday!!

twiggy86

Morning all!

Had to be in work at 7.30 this morning but means I get to leave at 4! Nice bonus on a Friday!

Annoyingly I needed to get petrol this morning as didn't have time/couldn't be bothered yesterday meaning today is not a NSD when otherwise it could have maybe been one!

Bob - what does DOMS mean from your post yesterday? Sorry to hear about the insurance.

Today I have/will:
* Check banks
* Leave bank card for OH to pay money into my bank
* Take lunch to work
* Call gym re free pass and book onto circuits tomorrow
* Check FPL
* Earn more on One Poll
* Go for a walk at lunch
* Send chaser email re friend's baby shower
* Look into cakes/cupcakes for babyshower and work out anything else I need to sort
* Update work expenses
* Get car insurance quotes
* Scrub knees on gym trousers before washing
* Go for a run
* Dinner from stores
* Wash hair and let dry naturally
* Hang up/put away all clothes

Think that's everything for today. Hope you all have a good weekend.