insurance....car park/private parking

dommc92

and everyone owns one where they are,therefore its not a public car park

Quentin

You need to have your argument with your insurer, pointless arguing here!


Your OP says they want to void your claim - have they actually said that? Is your insurance still continuing?

dommc92

never wanted an arguement here was simply looking for some advice
the underwriters of the insurance want images of where i park to decide what they class it as
it was my understanding that when you take out insurance you answer all questions "to the best of your ability" and i believe its private?

neilmcl

Does you property deeds specify the car parking space?

dommc92

yes says 2 parking spaces

rs65

dommc92 wrote: »

the underwriters of the insurance want images of where i park to decide what they class it as

Have they mentioned voiding the claim or the policy?

dacouch

dommc92 wrote: »

never wanted an arguement here was simply looking for some advice
the underwriters of the insurance want images of where i park to decide what they class it as
it was my understanding that when you take out insurance you answer all questions "to the best of your ability" and i believe its private?

Your best bet is to answer the questions they're currently asking you truthfully.

They will investigate the matter and report back to you.

I doubt they will void the policy but are more likely to change the premium to the correct amount you should have paid.

If they do void the policy (I doubt they will), come back and ask for further advice.

Until they've made a decision, anything else is just speculation.

dommc92

thank you for the response.Checked and it is the same price premium for public car park as it is private(strange i know)

will report back after they get back to me hopefully tommorow

dacouch

If you want something to read and put your mind at rest https://www.abi.org.uk/Insurance-and-savings/Tools-and-resources/How-to-buy-insurance/What-the-Consumer-Insurance-Act-means-for-customers

dommc92

thank you for the link,very interesting.shal sleep happily tonight