Car seized for no insurance!!

BeenThroughItAll

So because you're crap at personal admin, your insurance was cancelled and your car got seized.
Jolly good, that's another uninsured car off the road, and a valuable lesson learned for you. It's going to cost you in the long run. Excellent.

pendragon_arther

And always check your statements.

dacouch

AdrianC wrote: »

As others have asked, why did the insurer ask to see the V5C in the first place, why would you have a 2014- and a 2015- issue V5C, and what difference are they suggesting is relevant?

When did you move, is your post being forwarded, and have you informed your insurer of your new address yet?

If this really is an error on your insurer's part, then you should be able to get the car back without any conviction, and they should cover any costs arising from the seizure.

Most likely due to the OP declaring ownership of the car since 2014 when he applied for the insurance. The Insurer have decided to check this either due to a random audit or because they've checked a database & realised it's wrong.

The standard way to check in this situation is to ask for a copy of the log book to see when ownership of the vehicle started.

So it sounds like he declared 2014 as ownership from, they checked on this via requesting the log book. OP sent in log book, LV discovered ownership since 2015 and they asked for an extra premium for the difference, which the OP did not pay.

LV then cancelled the policy due to non payment (I assume the cancellation notice went to his old address as he'd not informed the Insurers of the move).

Nodding_Donkey

This could become the new Saturday night entertainment. Car crushing extravaganzas held in your local town. Come and watch all the uninsured cars being crushed.

I'd pay to see that

worried_jim

enfield_freddy wrote: »

I wonder if there is something the OP is omitting from this thread, has the car been modified or even involved in a collision , or history of being a stolen vehicle?

Or that they are DM?

Piggywiggy

I insure with LV last year and they asked for copies of my driving license (card and paper part) and the V5 so they do request it.

marlot

Piggywiggy wrote: »

I insure with LV last year and they asked for copies of my driving license (card and paper part) and the V5 so they do request it.

They didn't ask for them from me - and I moved three cars to them from Aviva in May.


There must be something which triggers it. I wonder what?

Piggywiggy

marlot wrote: »

They didn't ask for them from me - and I moved three cars to them from Aviva in May.


There must be something which triggers it. I wonder what?

I had changed address about 2 months previous, had owned the car for a few years and had 5 years no claims so wonder if the address change can flag up on their system?

scooby088

Nodding_Donkey wrote: »

This could become the new Saturday night entertainment. Car crushing extravaganzas held in your local town. Come and watch all the uninsured cars being crushed.

I'd pay to see that

I can assure you that not all seized cars are crushed, many are sent to auction for resale.

BeenThroughItAll

scooby088 wrote: »

I can assure you that not all seized cars are crushed, many are sent to auction for resale.

If 'twas me in charge of things, uninsured drivers would have their vehicles crushed with them inside.