Quick Payout Loans

Gaz83

honetlooker wrote: »

My original post was regarding personal loan (unsecured loan)
Mortgage is entirely different, You can have mortgage with say RBS and have hsbc account. it simply doesn't matter and i rang coop today, they said they have stopped giving new loans out to non-account holders since 2013, so i presume you took out your Coop loan before or in 2013 then.

I took it out in January 2014.

honetlooker

i reckon you check their site again now. i was told they stopped in 2013, anyway the key thing is they've stopped it as the website clearly states, thanks for the comment however

Candyapple

Honet - I had a look at Tesco and they state they do a next day courier service to get the loan papers back to them including on Saturdays for £50 (taken off your loan repayment).

If you do go with Hitachi, let us know the outcome

honetlooker

Guys,
*Quick update*
Applied to Hitachi and accepted
7k loan over 2 years with 4.4%APR and will only cost just over 300 quid in interest.
have also signed the agreement online too. It says they will issue funds within 48hrs
This is too good to be true, will keep my phone in my left hand all day

honetlooker

Just a final update!!!
HITACHI PERSONAL FINANCE WERE A COMPLETE WASTE OF TIME
loan was accepted online and I signed the agreement
then hours later I received email stating that they do not have enough information to make a decision and asking me to ring Hitachi.
I was confused, rang Hitachi and the staff said 'oh yea we do not have enough info to make a decision' but why did they tell me I was accepted in the first place and even provided me with agreement to sign.
Anyway I was passed to another department, they asked loads of question which i answered and thought everything was fine.
minutes later I got another email saying i had to send my payslip, at this point i was getting frustrated but i sent the recent one and headed to HSBC in town centre with all my document. They opened a current account for me there and then and also got accepted for a £7k loan which was deposited into the new account instantly, though I had to wait for the card and internet banking details to arrive days later before accessing the funds.
I rang Hitachi to cancel the loan application and i was told it will be cancelled however this morning they sent me another email asking to send a copy of my ID then the loan decision would be referred to the underwriters.
This company is a complete joke; i rang again to reiterate my decision to cancel the application and also sent them a letter this afternoon.
Silly company wonder if all their reviews were written by staff
PLEASE AVOID.

Candyapple

Thanks for the second update honetlooker.

How strange that they did that!

At least you got your loan with HSBC, alls well that ends well

petmads

try satsuma i applied and got one within a couple of hours only thing is though you make weekly payments back to them over 12 months

DCFC79

petmads wrote: »

try satsuma i applied and got one within a couple of hours only thing is though you make weekly payments back to them over 12 months

You do realise the OP hasn't been back since September ?