Quick Payout Loans

honetlooker

I'm in desperate need of a quick loan. Have a joint RBS account but recently split from partner.
Been scouring the internet for hours. I need a lender that will pay out with 24-48 hrs as i need the money next week. Do you know of any lender that can pay out quick, don't mind faxing my passport,Driving licence etc
If i went to the bank it will usually take at least 5 working days for them to process my application and i can't increase the overdraft on the joint RBS(soon to be closed) as it needed the consent of both parties.
Any serious advice please
thanks in advance

tomtontom

Are you able to repay the loan in a timely fashion, are you in employment? Have you asked your employer if you can have an advance?

Candyapple

How much money do you need?

What's your annual salary?

What's your partner's credit history like?

Are you on the electoral roll?

What debts do you have?

If you have cards, what is the total of your credit limits across the board?

Any missed/late payments, defaults or CCJs?

honetlooker

thanks for the comment.
I have a job and my job won't agree to advance payment after i only just got paid 7 days ago. Also i would like to avoid discussing my current financial crisis with my employer.

DCFC79

honetlooker wrote: »

I'm in desperate need of a quick loan. Have a joint RBS account but recently split from partner.
Been scouring the internet for hours. I need a lender that will pay out with 24-48 hrs as i need the money next week. Do you know of any lender that can pay out quick, don't mind faxing my passport,Driving licence etc
If i went to the bank it will usually take at least 5 working days for them to process my application and i can't increase the overdraft on the joint RBS(soon to be closed) as it needed the consent of both parties.
Any serious advice please
thanks in advance

You will get serious advice here but it will be honest advice.
I was going to say pay day loans but I'm not sure how long they take and I'm sure there are other options.

Why do you need the money ?

honetlooker

How much money do you need? Need £6500

annual salary? 32k

I current don't have a partner and we both have good credit i think

Yes i'm on electoral register here for 12 yrs

Only debt is my car finance with 16 months to end the agreement

Canceled my CC last xmas as wasn't using it

No default no ccj.

It's hard to find instant decision loan with quick payout

honetlooker

I'm sure it doesn't matter what you need the money for as it's a personal loan.

tomtontom

Instant/ payday style lenders will not lend that amount. It is a large amount to need so urgently.

Candyapple

I was asking about your ex-partner's credit history since you are still linked financially with them and if you apply for something now, they will also take his credit history into account, hence why I was asking if they had a good/poor credit history.

Yours seems to be in decent shape. Most loan companies and even banks when you apply online offer funds within 24-48 hours. Take your pick, Halifax, Barclays, Sainsburys, Tesco etc.

Edit: Actually I just had a quick look and it appears that most of them will accept/decline straightaway but you have to wait until they send you the paperwork which can take up to 5 days and then once signed and sent back they will send the funds via faster payment on the same day.

If you need the funds by next week, if you applied today, you might get lucky and receive the papers to sign next week Tues/Wed, in which case if you send them back you might get the money in your account by Friday next week.

honetlooker

yes i gather too

honetlooker

Most banks will only give loans to existing customers. Halifax, barclays, natwest, Tsb,coop etc
and have to open an account first which itself will take a week or longer.
I came across a company called Hitachi. Not sure if they are serious lender or some time waster and want to prevent having searches on my file if they are just time waster