Monday 31st August what small DFWthings will you be doing today?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really important! :j

I hope no one minds me starting us off, I couldn't see a thread. Hopefully you're all having a lovely lie in

What a grim day here in the Midlands. Persisting it down with rain oh well, less opportunity for spends as we won't go far today :T

My (not very big) list :
Food from stores and meal plan
Make waffles for breakfast
Continue to strip wallpaper from lounge - good rainy day task
Quick tidy round before 4 day working week
Make some lunch for work tomorrow
Soak oats overnight for Bircher muesli
Washing machine on overnight if weather looks better tomorrow
Go for a run, even though it's raining - must make sure I do this, can't be a fair weather runner else I won't be doing much come winter

Enjoy your day everyone

Bobarella

Morning All

Thanks for the start Jono!

So I've woken to torrential rain. This is not good news. Need to leave by 8 am and I just know I will be soaked to the bone the moment I leave for work. Torrential rain also means I will have no passing trade whatsoever so will have to rely on people coming by car. Bank holidays can always be either great or dreadful for the resaon that people go away and a lot will stay away right till the last minute. Sigh.

Still I can't change the weather or my planned opening hours so pray I will evolve gills on my cycle in instead

A poster I have gotten to know fairly well via one of the chslenges I do has finally declared herself debt free today after shifting 40k of debt. Now if that isn't good news I don't know what is. Keep hitting the repayments guys and we will get there too!

Bye for now.

Bob

DawnW

Morning Jonno, Bob, and everyone who comes along later
Pouring with rain here too Bob - typical bank holiday weather Hopefully it will clear up later.

List for today:
Aiming for a NSD, conscious of the weekly spend challenge now :eek: Hmm did an online shop (instead of going tomorrow). The money won't be debited from my card till tomorrow -does that count?
Make a loaf in the BM Done
Meals from stores Done
Make mushroom soup with mushrooms that haven't been used. I googled for a recipe without cream, more diet friendly That will do for lunch, and I have some chilli to finish up for dinner, with a jacket potato and some salad. The soup was ok (just as well as there is lots left) but not as nice as the creamed one
Pick tomatoes if it dries up (not good to pick them wet unless you want to use them straight away, and I already have a HUGE bowlful in the kitchen. It hasn't dried up OH did pick some more French beans in the rain though :rotfl:
Make roasted tomato sauce for the freezer with the ripest of these, just bung them in the oven with a couple of cloves of garlic, a drizzle of olive oil and some salt and pepper, when done sieve to remove pips and skins (I have a mouli legumes which makes short work of this ) Done
Do a meal plan Done
Make a shopping list for tomorrow, aiming to buy only those things I need for the meal plan, and I probably have most of it! Did this, then ordered it online

Hmm sounds like a cooking day today - perhaps I will make a cake as well! Didn't do this - I will put it on my list for tomorrow I think!

determined_new_ms

Morning jonno & Bob! Thanks for starting us off jonno :A Hope the wallpaper stripping is a speedy process! I'm such a sucker for marketing as anything I see anyone else doing I want to do! So when I read you're stripping wallpaper I immediately thought we could do the same in our bedroom even though I have loads to do today already!

Bob hope you don't get too wet on your way to work and lots of people are wanting to get out of the house today x

Small things for the day:

* contact db. We're supposed to be going there for a bbq today but it's forecast to rain all day....
* if going pick up some cream on way
* If we don't go will be a day at home & will also eat the food we were planning on taking
* list some bits on fleabay
* finish job application. Absolutely must do today!
* B/L from stores
* Get dgd's pack lunch & bag ready for CM tomorrow
* would like to do some sewing if we stay at home all day. Haven't got my sewing machine out for leisure since dgd came to live with us 15 months ago :eek:
* stick to diet and possibly do some exercise (will depend on if we're going out or staying in)
* going to visit a friend for a coffee this morning

Ok that's enough! Happy BH you guys, hope it's sunny somewhere! x

determined_new_ms

Hi Dawn :wave:

katy_ann

Morning all! Pouring with rain here too and I'm working today aswell! Today's list:

- work overtime 10-4 (double pay woohoo!)
- see mum after work
- all meals from stores
- check online banking
- do MySurvey
- do Swagbucks

Think that's about all! Have a great day all!

lego_mum

Good morning all, Thanks Jonno for the start, I hope that the wall paper stripping goes well.
Bob, two happy boys here this morning, thanks again Hope you don't get too wet & that you have a good days trade.
KatyAnn, Hope your working day goes quickly
dnms, Enjoy your coffee & catch up with your friend.
Dawn, your roasted tomato sauce sounds lovely.
Ally, Hope that you've had another good nights sleep.

Its not raining here at the minute and I can see a little blue sky
We don't have much planned for today as we have my niece this morning whilst my sister is at work My parents are coming over for lunch again So lots of veg I need to get prepped in a bit.
Small things today to include
:beer:Checking fpl
:beer:Checking luckyphone
:beer:Do some swagbucks
:beer:General tidy round
:beer:Make dh's lunch for work tomorrow

Sure there'll be more but i'm going to sit & have a cuppa and watch a bit of tele with the kids first.
Have a good day all.

ziggy2407

Good Morning All

Jonno - Thanks for starting us off today

Hi to Bob, Dawn, DNMS, katy_ann and all who pop along later

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Well raining here too - typical Bank Holiday :rotfl: Today's little list:

Aqua aerobics - Done
Fingers crossed buyers turn up (today will be £60 made for DS) - Nope, didn't turn up so have relisted
Return "key" to caravan storage (am also hoping we will get some cash back too as am sure we had to pay a deposit for key) - Done, £25 back
Pop to Pets @ Home and get fishtank stuff - Done (& scanned receipt to COS)
Clean fish tank -
Ironing -
Relax with hubster and son - Done
Filing & Shredding - Done some
List more bits for sale/freegle (£55 made yesterday) - Done
Bump listings/stuff for sale - Done
Continue purge on Emails - WIP
Surveys -
Check Banks - Done
Enter a few comps - Done a few
All meals from cupboards/fridge/freezer - Done
Read library book -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win - Done, still not me lol

Have a great day, love to you all

C x

maria3104

Hi All

Horrendouse internet here, none all weekend, and been trying on and off since 6 am to post.

Which is daft as I have nothing exciting to report. Wanted to say, hurrah to Dawn W on getting a pup and have a good day Bob.

So far whole BH weekend has been NSD. Bizarre, but lots happening at home and just not going anywhere. Internet has just crashed again!!!

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link) New link!
  

If this list helps you today please click "Thanks".

allydowd

Morning DFW-ers,

Thanks for the starter Jonno.

I had another good night's sleep so now it's on with Operation Happiness and Sanity.


Nillionaire Month Three:

* Checked Finances online. OK

* Check broadband allowance. OK

* Just one caffeinated drink today. Will finish up fruit flavoured tea granules and drink tap water instead. Won't use any milk.

* Turned alarm clock off at the wall til tonight. OK

* Shed-load of Job-seeking tasks. Half way through.

* Listen to free BBC podcasts a second time before deleting them. (Link) Done

* Watch DVDs from cupboard.

* Bake some homemade bread.


Thought for the day:

"Smooth seas do not make good sailors."


Have a good day and a good Bank Hol if you're down south.