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My so called friend MR DEBT only has 36 months left to live

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Comments

  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
    edited 30 March 2016 at 11:36AM
    :wave: Hi all

    I have just cancelled my very long subscription with Virgin I phoned them to haggle but they were having none of it. Even having the audacity to tell me it is going up :mad: They wanted £133 per month :rotfl: Considering I have been with them for years. I politely told them where they can stick their TV/phone/broadband package.

    I followed the link from this site and then chatted to sky via the on line chat facility. I haggled and played the 'feel sorry for me,I'm poor' card and managed to secure an even better deal with Sky. The exact same package for over half of the monthly cost.

    Thus saving me £75.85 per month I cannot believe I was actually paying what I was :eek: This will teach me as I was paying bits to it weekly and not really noticing.

    DS and DD have agreed to contribute to this also from now on


    Big lesson learned
    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Well done 12 month. Great work.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
    Well done Bob you are well on your way now :T

    I've made an overpayment to CC today. Little and often, that's how I like it :p

    The sun is shining here and I have washing out :j
    The things I get excited about :rotfl:

    Will be checking food stores today as I know I have been overdoing it again. :mad: I seem to have drifted away from my weekly shopping list and tend to buy for just in case reasons.

    I mean if the street went into ration mode overnight I am sure I would have enough to keep us all going :o

    Will make time today to meal plan for the week ahead and check stores before hitting the supermarket. I think I only need bread and milk and NO just in case buys at all this weekend

    I hope the sun is shining where you all are too :)
    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
    10,000 Posts Combo Breaker
    Good morning, hello :hello:

    Well done on saving £75.85 - that's £910.20 a year :T
    As you have so much food stored I'll head your way if there's a Zombie Apocalypse zombi-smiley.gif?1292867706 :rotfl::D

    It's lovely and sunny here :):) Have a good day :):)
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
    Upsidedown_Bear wrote: »
    Good morning, hello :hello:

    Well done on saving £75.85 - that's £910.20 a year :T
    As you have so much food stored I'll head your way if there's a Zombie Apocalypse zombi-smiley.gif?1292867706 :rotfl::D

    It's lovely and sunny here :):) Have a good day :):)

    If the Zombie Apocalypse happens Bear, head on over ;)

    £910.20 a year :eek: OMG What I can do with that. It will knock some time off my DFD :T

    I aim to pay some extra every month off of my debt. The extra will come from what I have been paying Virgin. I have been paying it up until now and coping so I will not really miss it.

    I'm off to rummage through food stores. There will just a pair of legs sticking out of the chest freezer in a minute :rotfl:
    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
    10,000 Posts Combo Breaker
    12_month_challenge wrote: »
    I'm off to rummage through food stores. There will just a pair of legs sticking out of the chest freezer in a minute :rotfl
    x
    :eek:

    If you're not back in 30 minutes I'll alert the emergency services :p
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
    10,000 Posts Combo Breaker
    It's more than 30 minutes :eek:
    Help is on the way ;)

    ?u=http%3A%2F%2Fritasquest.files.wordpress.com%2F2012%2F01%2Ffireman.jpg&f=1
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
    edited 30 March 2016 at 7:14PM
    Upsidedown_Bear wrote: »
    It's more than 30 minutes :eek:
    Help is on the way ;)

    ?u=http%3A%2F%2Fritasquest.files.wordpress.com%2F2012%2F01%2Ffireman.jpg&f=1

    OMG phew. :eek:

    Quick I need help. Im still stuck, im still stuck :rotfl:

    Thats cheered me right up. Thanks Bear I cant stop looking :D
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
    The dark haired one on the far right will do nicely thankyou kindly :o
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
    Well I survived the fight with the freezer. Managed to get some very cheap collapsible, plastic box thingys from Argos.

    I emptied the freezer and have reorganised it. :) It was all just piled in there and no one [STRIKE]wanted to [/STRIKE]could be bothered to search for what was in there

    Meat in one box, veg in another, miscellaneous in another and so on. I can now find what's in there.

    Embarrassed to say I came across lots of meat that hasn't even been in there that long :o

    I discovered a large joint of Gammon, 2 joints of Beef. Sausages,bacon,chicken fillets,mince,burgers :o

    Just goes to show I am not being very :money:

    Suffice to say I will not be food shopping this weekend.

    My DD thinks I have an illness where food is concerned. Its as if I panic when we are running low on anything. She says "mum we are not going to starve to death"

    Note to self: Empty freezer before I buy any more food.
    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
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