Balance transfer to Amex chargecard (not a credit card)

mtm103

Hi all
Does anyone know if you can do a balance transfer from mbna (or any other credit card to be fair) to an Amex card that isn't a credit card (the ones you have to pay in full every month?). I thought I had got an email telling me my statement had generated so bought 4 flights, so could get the travel insurance, but now the cash will come out on 5 September, but I don't get paid (and get my bonus) til end of September! So considering doing a balance transfer but not sure if mbna will allow it.. any suggestions greatly received!

[Deleted User]

Why would you want to transfer a balance to the Amex if you will then have to pay it off in full? You may as well just pay the MBNA card in full and save the fee.

If you mean transferring FROM the Amex though, a lot of providers can't do this due to the usual 15 digit Amex number. You'd need to check.

mtm103

sorry maybe that is the way I explained it, but it from the mbna to the amex, ie transferring money from mbna to pay off the amex. I wondered if anyone had actually done this

[Deleted User]

You'd need to check with MBNA.

mtm103

Thanks, I was going to check with them, I just wanted to check first if anyone had done it

mtm103

or done it with any other credit card, between me and my husband, we have 5 (all with nil balances all offering balance transfers)

jpsartre

I've done a balance transfer from an AmEx Gold card to a Tesco credit card.

B19JON

I would have thought you can.
However, if not... then MBNA offer a money transfer at a slightly higher transfer fee.
So you could transfer the money into your bank account and pay the Amex of that way.

I'll be doing the same with my Amex & MBNA card next month.. so fingers crossed.

InsideInsurance

AmEx do give the option of moving a chargecard balance to an outstanding balance carrying interest to most card holder subject to credit check.

APR is 19.9% so not good but if its only for one month its probably better than a 3% BT fee

Candyapple

jpsartre wrote: »

I've done a balance transfer from an AmEx Gold card to a Tesco credit card.

Ditto.

I can confirm that Barclaycard doesn't allow it as their system doesn't recognise the 15 digits.

B19JON

Candyapple wrote: »

Ditto.

I can confirm that Barclaycard doesn't allow it as their system doesn't recognise the 15 digits.

Strange how Barclaycard issue a Amex card but cannot process a balance transfer :S