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30 Things Twenty-Somethings Need To Stop Wasting Money On

135

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  • chucknorris
    chucknorris Posts: 10,795 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 25 August 2015 at 1:10PM
    I canceled Sky Sports, and if I want to watch it by subscribing to NOW usually for a weeks pass (if watching a Test match) for £10.99. I don't watch much football, so this saves me quite a lot.

    I think it was only saving £120/year to cancel it, I would probably want at least 12 weeks just for the cricket (for test, Twenty/20 and ODI matches), I also occasionally like to watch other sports too.
    Chuck Norris can kill two stones with one birdThe only time Chuck Norris was wrong was when he thought he had made a mistakeChuck Norris puts the "laughter" in "manslaughter".I've started running again, after several injuries had forced me to stop
  • ess0two
    ess0two Posts: 3,606 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I canceled Sky Sports, and if I want to watch it by subscribing to NOW usually for a weeks pass (if watching a Test match) for £10.99. I don't watch much football, so this saves me quite a lot.



    Get yourself an iptv box from ebay?


    Set it up and stream everything.
    Official MR B fan club,dont go............................
  • Pobby
    Pobby Posts: 5,438 Forumite
    Noting wrong with kale. Do have SKY, not for me but Mrs. Pobby. Always try to negotiate if I feel the need Eating out, not much. Over priced cocktails, a big no but maybe a few visits to the pub for overpriced cider and beer.

    Certainly Love Film and Netflix and I get my monies wort. Hi tech, well yes. Building a home recording studio. However, bought a Korgpa900 some 4 months old and saved a third so I like nearly new if I can`t buy it at trade.

    Mindful of food wastage. So pretty sorted if not 100%. certianly do wonder at some peoples expenditure. Still their bread to blow as they will.
  • mystic_trev
    mystic_trev Posts: 5,434 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Pobby wrote: »
    Noting wrong with kale. Do have SKY, not for me but Mrs. Pobby. Always try to negotiate if I feel the need Eating out, not much. Over priced cocktails, a big no but maybe a few visits to the pub for overpriced cider and beer.

    Certainly Love Film and Netflix and I get my monies wort. Hi tech, well yes. Building a home recording studio. However, bought a Korgpa900 some 4 months old and saved a third so I like nearly new if I can`t buy it at trade.

    Mindful of food wastage. So pretty sorted if not 100%. certianly do wonder at some peoples expenditure. Still their bread to blow as they will.

    Delighted to hear Pobby. It looks like you're certainly enjoying your retirement.
  • Pobby
    Pobby Posts: 5,438 Forumite
    Cheers trev. Yes, a bit on hold as the move to Reading is dependant on my health. Should be clearer in a month or so. Still can`t wait to get the studio built in the garden and thinking about some volly work and maybe a little business or perhaps a day or 2 of work. Like to keep busy.
  • ruggedtoast
    ruggedtoast Posts: 9,819 Forumite
    Darn it. Why didn;t I take out a 401k when I was a twenty something?
  • MPD
    MPD Posts: 261 Forumite
    Part of the Furniture 100 Posts
    I think the Sky thing depends on time of life.

    If I was in my 20s and saving for a deposit then no chance
    .
    At the stage before kids then maybe but I had the ill fated ITV digital and various guises of cable before NTL royally messed up.

    Right now with children reducing my disposable income Sky have no chance but in the future who knows...
    After years of disappointment with get-rich-quick schemes, I know I'm gonna get rich with this scheme...and quick! - Homer Simpson
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mayonnaise wrote: »
    Article is a few months old, but nevertheless still highly relevant, and it might help some people on this forum.



    Ain't that the truth...



    1. Daily lattes. - Hate coffee
    2. Unused gym memberships. -Don't use the gym
    3. Seamless. - Never heard of
    4. Kale. - Veg? I buy it a couple of times a month for my smoothies
    5. Credit card interest. - 0% works fine for me thanks
    6. Fast fashion. ? !!!!!! is fast fashion?
    7. Brand names. as in baked beans, or clothes? Primarni is fine
    8. Throwing away leftovers - as much as the next person - too much still IMO
    9. Pressed juice. - make my own
    10. Late fees. ?? I'm never late
    11. Uber. Never heard of until reading this thread. I use the cab of mum and dad, so free
    12. Eating out. - Much less than my 30 something friends
    13. Overdraft fees. - never
    14. Takeout lunch. sometimes
    15. Paying too much for smartpone data. - No I use WiFi, whats app and facetime - no data needed really
    16. The latest tech gadgets. -not overly excessive
    17. Not negotiating. - wrong. I negotiate 9/10 things.
    18. Overpriced cocktails - with a curly straw and an umbrella? yummy
    19. Missing out on tax deductions. no
    20. Dry cleaning - do my own washing thanks
    21. Fancy shampoo ??
    22. Bottled water - not often
    23. Organic food - guilty as charged
    24. ATM fees. - I'm not stupid, more likely to be the sad divorced old drunk guy in the pub paying these fees
    25. Baby carrots?? This seriously is a top 30 thing that we spend too much on?
    26. Not going to the dentist. - I'v been about 6 times this year for check ups, hygienist and teeth whitening
    27. Boutique exercise classes. - My bootcamp classes are cheap
    28. Delivery fees ?? Who pays for delivery anymore? Look online for free codes
    29. Not taking advantage of a 401K. - Is this a pension? Had 1 since I started work at 18
    30. DVR, Netflix, Hulu Prime. -£7 a month on Netflix for all the box sets and films. Saves me a fortune

    More at: http://stylecaster.com/ways-to-save-money-in-your-twenties/

    A bit questionable some of those. Certainly don't apply to just 20 somethings.
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • Aretnap
    Aretnap Posts: 5,883 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    "401(k)" is American for "pension".
  • My pet rabbits have kale but i don't.
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