30 Things Twenty-Somethings Need To Stop Wasting Money On

mayonnaise

Article is a few months old, but nevertheless still highly relevant, and it might help some people on this forum.

We’re all guilty of wasting money in one way or another. Millennials? Well, unchet’s just say our generation has an extra-special knack for blowing through our hard-earned cash.

Ain't that the truth...

Here, a list of 30 things twenty-somethings should think twice about before spending their money on. We aren’t saying you shouldn’t ever splurge—that’s no fun—but we are suggesting you give your spending habits a proper analysis in order to see where you could cut back that wouldn’t end up impacting your quality of living.

1. Daily lattes.
2. Unused gym memberships.
3. Seamless.
4. Kale.
5. Credit card interest.
6. Fast fashion.
7. Brand names.
8. Throwing away leftovers.
9. Pressed juice.
10. Late fees.
11. Uber.
12. Eating out.
13. Overdraft fees.
14. Takeout lunch.
15. Paying too much for smartpone data.
16. The latest tech gadgets.
17. Not negotiating.
18. Overpriced cocktails.
19. Missing out on tax deductions.
20. Dry cleaning.
21. Fancy shampoo.
22. Bottled water.
23. Organic food.
24. ATM fees.
25. Baby carrots.
26. Not going to the dentist.
27. Boutique exercise classes.
28. Delivery fees.
29. Not taking advantage of a 401K.
30. DVR, Netflix, Hulu Prime.

More at: http://stylecaster.com/ways-to-save-money-in-your-twenties/

chucknorris

mayonnaise wrote: »

Article is a few months old, but nevertheless still highly relevant, and it might help some people on this forum.



Ain't that the truth...



1. Daily lattes.
2. Unused gym memberships.
3. Seamless.
4. Kale.
5. Credit card interest.
6. Fast fashion.
7. Brand names.
8. Throwing away leftovers.
9. Pressed juice.
10. Late fees.
11. Uber.
12. Eating out.
13. Overdraft fees.
14. Takeout lunch.
15. Paying too much for smartpone data.
16. The latest tech gadgets.
17. Not negotiating.
18. Overpriced cocktails.
19. Missing out on tax deductions.
20. Dry cleaning.

More at: http://stylecaster.com/ways-to-save-money-in-your-twenties/

I agree with most of it, but not eating out, we don't do it that often (about 3-6 times a month), and I'm guilty on my swim membership, I've been a bit slow getting back into it after breaking my wrist.

I don't know what the following are:

Seamless
Kale
Uber

lee111s

The only things I spend my money on which are in that list are;


Eating out
Brand names
Latest gadgets
Cocktails - (Overpriced is a matter of opinion)


I don't consider any of them a waste of my hard earned

CLAPTON

chucknorris wrote: »

I agree with most of it, but not eating out, we don't do it that often (about 3-6 times a month), and I'm guilty on my swim membership, I've been a bit slow getting back into it after breaking my wrist.

I don't know what the following are:

Seamless
Kale
Uber

seamless is a food delivery service

UBER is a taxi service : has caused riots and has been banned in many countries as it undercuts normal taxi services (in London it's about half the price of a normal taxi)

kale is ... no idea unless in means the vegetable (very fashionable nowdays

Jason74

I think "patronising nonsense" is probably the best description of that article. One person. Who's rubbish with money making the assumption that others are likewise,and it getting published as it fits a lazy stereotype.

chucknorris

CLAPTON wrote: »

seamless is a food delivery service

UBER is a taxi service : has caused riots and has been banned in many countries as it undercuts normal taxi services (in London it's about half the price of a normal taxi)

kale is ... no idea unless in means the vegetable (very fashionable nowdays

Thanks, I don't tend to use taxis or get food delivered, although we do occasionally get a chinese takeaway.

Graham_Devon

mayonnaise wrote: »

Ain't that the truth... not really, no



1. Daily lattes.
2. Unused gym memberships.
3. Seamless. What is this?
4. Kale. What is this? The veg?!
5. Credit card interest.
6. Fast fashion.
7. Brand names.
8. Throwing away leftovers.
9. Pressed juice.
10. Late fees.
11. Uber.
12. Eating out.
13. Overdraft fees.
14. Takeout lunch.
15. Paying too much for smartpone data.
16. The latest tech gadgets.
17. Not negotiating.
18. Overpriced cocktails.
19. Missing out on tax deductions.
20. Dry cleaning.

More at: http://stylecaster.com/ways-to-save-money-in-your-twenties/

I'd say that list applies to everyone - it doesn't really appear to be limited to a typical 20 something purchase?

It's also odd that stuff like "lattes" is picked up on. I see far more consumption of those cans of Monster, Red Bull and Pepsi than I do lattes and cocktails. It seems lattes is a random item picked through pure laziness.

It's also odd that Uber is picked out. People only use Uber if they need a taxi. Uber is a cheaper way of getting a taxi. So it appears the alternative to "wasting" money on Uber would be to spend more on a black cab. I like the idea of supporting the black cab business, but this was about saving money.

The other point to this is that if people (not just twenty somethings) did stop all this, the very same people would be saying we need to spend as the economy is going down the pan.

CLAPTON

Graham_Devon wrote: »

I'd say that list applies to everyone - it doesn't really appear to be limited to a typical 20 something purchase?

It's also odd that stuff like "lattes" is picked up on. I see far more consumption of those cans of Monster, Red Bull and Pepsi than I do lattes and cocktails. It seems lattes is a random item picked through pure laziness.

It's also odd that Uber is picked out. People only use Uber if they need a taxi. Uber is a cheaper way of getting a taxi. So it appears the alternative to "wasting" money on Uber would be to spend more on a black cab. I like the idea of supporting the black cab business, but this was about saving money.

The other point to this is that if people (not just twenty somethings) did stop all this, the very same people would be saying we need to spend as the economy is going down the pan.

last time we used UBER in London it was an alternative to using public transport : dearer but a lot more convenient:

mayonnaise

chucknorris wrote: »

I don't know what the following are:
Kale

Kale is a member of the cabbage family.



It's supposed to be healthy and nutritious.
One wonders how our generation survived without it...

Graham_Devon

And we are supposed to take this list seriously?

I buy kale (I call it curly kale!). It's lovely with lashings of gravy and some pepper.

At least I know now where I'm going wrong. As I'm not in my 20's am I OK to continue buying it? Or should I be buying some kind of freeze dried powder veg to become worthy?

stator

If old people stopped buying wether's originals we could cut the state pension by half.