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1 debt vs 100 days chapter 20

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  • Can I just a quick question about what people do with the payments?

    I have payment plans on a couple of my debts, one of which is the debt that I aim to pay off with challenge 21.

    However would it better to 'save' the over-payments until I can pay off the debt completely or would it better to pay off the debt as and when I get the money ?

    The debts concerned are either at zero or minimal interest rate and the reason for my question is that if I pay off the debt on an as and when basis then I'm concerned that the debt will be taken off the payment plan terms
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone!
    I didn't manage to set another thread on time, big sorry to you all.
    What's about starting one on 10.12.15? Round date.
    I'll set another challenge and we'll see , how many people sign in.
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    That would be fantastic Amara. The last challenge really kept me on track.

    Thanks for your hard work.:T
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • LoLo
    LoLo Posts: 545 Forumite
    Part of the Furniture 100 Posts
    That would be great. I'm in.
  • Completed challenge with 1165/1500 :)
    WSC 2015: #50 - £128/£1378 (2014 #16 - £1000)
    Save £12k in 2015: #188 - £500/3000 (2014 #25 - £4300)
    1 debt vs 100 days pt 21: #15 - £1100/£1200 by 19.3.16(pt 15 - £558, pt16 - £1100, pt17 - £1960, pt18 - £888, pt19 - £1062, pt20- £1165)
  • Well done everyone :T

    Not been on here for a couple of months as started degree so have been crazy busy but am pleased to say I cleared the debt in time.

    Looking forward to the next challenge :D
    NST#14/2
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