Notice of Intended Prosecution vs Fixed Penalty Notice

ChumLee

!!!!!! wrote: »

Which police force?

The one where the offence was committed or the one where you take the SAC?

In my case the police force where the offence was committed don't even use the course provider of the area that I took the course in so Northants police force got nothing out of me. I don't imagine the course providers will give themselves an accounting headache by trying to divvy out the fees to the correct forces

The one who catches the criminal.

Johno100

!!!!!! wrote: »

Police Forces don't get the money from these, the course providers such as NADIP, TTC group etc do

My understanding is that these courses run at a surplus i.e. the cost of running the courses is considerably less than the fee charged to the participants. The surplus then goes to the local Road Safety Partnership and is used for amongst other things subsidising the costs of running the speed cameras.

Car_54 wrote: »

I haven't seen any evidence that Admiral group load their premiums.

Some insurers ask whether you've taken IAM etc. courses. Maybe Admiral reduce their premiums if you've had an SAC!

You don't believe that for a second do you.:rotfl:

Anyway this quote from an Admiral representative may be what you are looking for.

“We pride ourselves on very accurately pricing the risk of every driver. Going on a speed awareness course, in our view, doesn’t alter the fact that you were caught speeding. We are perfectly entitled to price this into the risk.”

http://www.telegraph.co.uk/finance/personalfinance/insurance/motorinsurance/11197781/I-took-a-speed-awareness-course-and-my-car-insurance-doubled.html

stephenoldham

Gloomendoom wrote: »

Can you attend a speed awareness course if you haven't been speeding?

Yes you can. My understanding is that attending a speed awareness course does not necessarily involve admitting that you were speeding. Even if you did not accept that you were speeding you could quite properly accept the offer of the course as an easy resolution to the case. Challenging the allegation of speeding could involve an expensive risky court process. £150 and an afternoon with free cups of tea is often an easy way out. Of course, the only disadvantage is that you can;t do the course again in the next 3 years.

Hintza

neilmcl wrote: »

Of course they have a right to ask, they can ask for any information (within reason) that may effect your risk.

That is fine you tell them if you want.

The whole point of these driver awareness courses was to use a carrot instead of a stick and that they were not declarable to your insurer. Some insurers have decided to try and cash in on that and it only works if you tell them.

Anyway moot point for me since we don't have driver awareness courses up here.