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Notice of Intended Prosecution vs Fixed Penalty Notice

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  • ChumLee
    ChumLee Posts: 749 Forumite
    !!!!!! wrote: »
    Why would they want the info if not to load your insurance the same as if you received an FPN?

    Which is exactly what they are doing thus defeating to a certain extent one of the raison d'etres of the SAC. The SAC is the education of the transgressor and therefore should be considered rehabilitated after completing the course.

    Rehabilitation is a poor a poor arguement. They ask about convictions in the last five years that only ever counted on your licence for three.
  • Paradigm
    Paradigm Posts: 3,656 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ChumLee wrote: »
    Call me cynical but Police Forces make money from it where as they don't from FPNs or Court fines.
    Why do you think the TRO was introduced? To take the disposal method away from a Police Officer and to generate maximum income for the Police Force.
    Do you not find it strange that you can now have three different courses within three years?


    I did kinda make the same point in my first post...
    Paradigm wrote: »
    as opposed to being money making schemes
    Always try to be at least half the person your dog thinks you are!
  • System
    System Posts: 178,352 Community Admin
    10,000 Posts Photogenic Name Dropper
    ChumLee wrote: »
    Call me cynical but Police Forces make money from it where as they don't from FPNs or Court fines.
    Why do you think the TRO was introduced? To take the disposal method away from a Police Officer and to generate maximum income for the Police Force.
    Do you not find it strange that you can now have three different courses within three years?
    Police Forces don't get the money from these, the course providers such as NADIP, TTC group etc do
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • ChumLee
    ChumLee Posts: 749 Forumite
    !!!!!! wrote: »
    Police Forces don't get the money from these, the course providers such as NADIP, TTC group etc do

    The don't get the money but a percentage same with the vehicle recovery scheme under 165 of the road traffic act.
  • Car_54
    Car_54 Posts: 8,868 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    !!!!!! wrote: »
    Why would they want the info if not to load your insurance the same as if you received an FPN?

    Which is exactly what they are doing thus defeating to a certain extent one of the raison d'etres of the SAC. The SAC is the education of the transgressor and therefore should be considered rehabilitated after completing the course.

    I haven't seen any evidence that Admiral group load their premiums.

    Some insurers ask whether you've taken IAM etc. courses. Maybe Admiral reduce their premiums if you've had an SAC!
  • ChumLee
    ChumLee Posts: 749 Forumite
    Car_54 wrote: »
    I haven't seen any evidence that Admiral group load their premiums.

    Some insurers ask whether you've taken IAM etc. courses. Maybe Admiral reduce their premiums if you've had an SAC!

    Waste of time for insurance purposes as their reductions rarely meet the cost of membership.
  • "Intended Prosecution for a speeding offence" If i remember correctly, this will fall under the "SP30/32 code" "speeding on a public road" (I presume)

    In my personal experience, this will have VERY little to no effect at all under the eyes of your insurer.
    It is deemed to be on the lower par of motoring convictions.
  • Car_54
    Car_54 Posts: 8,868 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    ChumLee wrote: »
    Waste of time for insurance purposes as their reductions rarely meet the cost of membership.

    Yes, but everyone seems to be assuming that attendance on an SAC is a negative. It might be a positive.
  • ChumLee
    ChumLee Posts: 749 Forumite
    "Intended Prosecution for a speeding offence" If i remember correctly, this will fall under the "SP30/32 code" "speeding on a public road" (I presume)

    In my personal experience, this will have VERY little to no effect at all under the eyes of your insurer.
    It is deemed to be on the lower par of motoring convictions.

    Those are conviction codes a nip would also be required for these codes.

    CD10, 20,30
    DD40
    MS10
    SP10,20,30,40,50
    TS10,20,30,40,50,60,70
  • System
    System Posts: 178,352 Community Admin
    10,000 Posts Photogenic Name Dropper
    edited 13 August 2015 at 9:49PM
    ChumLee wrote: »
    The don't get the money but a percentage same with the vehicle recovery scheme under 165 of the road traffic act.
    Which police force?

    The one where the offence was committed or the one where you take the SAC?

    In my case the police force where the offence was committed don't even use the course provider of the area that I took the course in so Northants police force got nothing out of me. I don't imagine the course providers will give themselves an accounting headache by trying to divvy out the fees to the correct forces
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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