Money Moral Dilemma: Is it OK to borrow from my kid's piggy bank?

HappyMJ

Taking money from the money box...

Needing the change is not a reason. You should replace the change with a £5 note no matter how much change you need (under a fiver of course).

meknowalot-51

When we borrow something it's always the case that we've asked permission first,failing to do that is theft.Just because it's loose change doesn't make it right,your a thief.Your child will probably think that taking without asking is acceptable especially as it's parent,main influence on right and wrong,has done exactly that.The thing that i'd be more concerned about is what other moral guidence and values have you planted in their heads.Then to top it off your still not totally sure if what you've done is wrong.

wondermouse

LOADS of IOUs? Are you having a laugh? When were you planning on paying them back?

Kernow666

love these made up moral things
if they are for some strange reason real then some of these people need to get a life

anyways my answer is

its the parents money until the kid is 18 they cant argue
dem da facts of life

TBagpuss

You should be modelling appropriate behaviour for your child. Borrowing from the piggy bank is OK if (i) You ask first, and accept her answer and (ii) you repay the borrowed money promptly.

As others have said - would you be OK with it if the riles were reversed, and your child was 'borrowing' money from your purse without asking first, and without repaying it?

CharlotteBarnes

If you want to instill good morals in your children, you really should be leading by example. I'm sure you would have something to say if your child took money from you without asking.

As you are likely the one who gave the child their piggy bank money in the first place, I can understand the thinking behind taking it as long as you intend to replace it, but I think, as the adult, it's down to you to set an example and ask before taking.

System

Teach by example. If they know your dipping in and out of their piggy bank they are going to think that borrowing is the norm.

Fujiko

Are you so short of money that you have to borrow it from your child, in which case when did you anticipate paying it back? You shouldn't expect your child to get you out of your problem.

Your excuse about needing change really doesn't stand up. Why did you need it so desperately? What was the payment that couldn't' be made using a bank note? Don't you ever change a note and get change from that? Isn't it time you got yourself organised? You are setting a very poor example for your child. Replace all the money immediately and don't do it again!

aquarius02

Definitely not! This is stealing, and you have been doing it regularly without paying any of it back. How would you like it if you opened your purse and found that your child had taken your money?

kathrynha

I only ever once borrowed money from my daughter without permission, but it was an emergency.


My first month back after maternity leave work forgot to pay me, so I needed to put some money in my account to cover the mortgage quickly, and my daughters bank account was the most accessible place to get that amount of money from.
It went back in with extra to more than cover the lost interest as soon as work paid me.
Obviously I didn't ask her, but she was only a year old.


These days I wouldn't do it without asking, but I bet she would charge me interest.


I do occasionally swap a notes for coins from her piggy bank when I need change though, but she doesn't mind as she prefers notes.