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My 2015-2020 timeline diary.........
Comments
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Just got my mum a Nokia Lumia 530 for Christmas for absolutely nothing!
26.00 paypal credit from surveys & 23.99 of nectar points :money:
Eeeeeeeek!
Dxxx0 -
I am so tired!
Dxxx0 -
Right I have woken up, yippee!
I was thinking this morning that I am worn out because I worked both my days off this week for OT but then I thought about it & I am always the same level of tired in the morning :rotfl:
It's freezing in this office, brrrrrrrrrrrrrr
Nowt to report on the debt front, just eagerly waiting on payday. DH had 7.5hrs OT so that will be a bit extra that he can have to spend on Christmas as he is not as organised as me & I don't want him spending my budget like he usually does!
After the new year any OT we get will go straight to the debts.
Dxxx0 -
Deleted_User wrote: »Just got my mum a Nokia Lumia 530 for Christmas for absolutely nothing!
26.00 paypal credit from surveys & 23.99 of nectar points :money:
Eeeeeeeek!
Dxxx
What a bargain! I have not bought one Christmas present yet
I am hoping OH will volunteer when he retires in 8 days time. Well done!! I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£6000
365 day 1p Challenge 2026 £667.95/£220
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php0 -
Get him armed with a list & some bags for life
Dxxx0 -
Have you nearly finished your Xmas shopping? You did really well with that phone!!!
I am like ES, I haven't even started.:happylove0 -
Still have a few to buy in.
Will get it finished next month.
I know, still can't believe it.
Dxxx0 -
Wow you are working so hard. Its actually really suprising how close christmas is now, I am really looking forward to it but also, i am really looking forward to it being 2017, not sure if you are the same or if all your progress this year (and closing the very) has made you happy in the "now time".
I think what you have achieved and your updates are so helpful to read, at the moment I am struggling a bit (temporarily) and following all of your diary just helps so much.
Looking forward to all your updates and what the next plans are. xxx2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
Just trying to stay focused PSL.
It's not always easy but we all have our moments.
Might take a bit longer than we had planned but we will get there.
For sure 2017 I am going to be debt free, have some savings & be at my goal weight.
Dxxx0 -
Deleted_User wrote: »Get him armed with a list & some bags for life
Dxxx
That is the plan. I am a bit scared what he will come back with though.
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£6000
365 day 1p Challenge 2026 £667.95/£220
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php0
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
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