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My 2015-2020 timeline diary.........
Comments
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Thanks monz.
Dxxx0 -
:dance: Congrats on both Dolly0
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Thanks lovely.
Dxxx0 -
Okay so done some maths & the funds forecast for October is not looking good at all :eek:
I always start our budget on or near the 25 of the month so I am going to stick with that date as that is what I am used to
So next month I have worked out that DH will only get paid twice in that time period due to a weeks lying time.
So to try & make sure that we don't starve or have to spend on the CC's next month I have had to reduce the repayments this month.
I have worked out that we will be charged interest of 105.16 this month & the minimum payments are 190.97 so add these both together & there are the debt repayments for the CC this month. Total of 296.13, this is hardly anything at all but it has to be until we get back on our feet.
This means that we will have 596.04 carried forward from this month to next to help cover the reduction in wages & the missing week!
Hard work this juggling finances to it is!
Dxxx0 -
:j Brilliant news on Very, I bet it's a great feeling to be rid of it!Egg Loan - [strike]£4921.84[/strike] £0!! :j Barclaycard - £3866.47 Legal + Trade - [strike]£2700.96[/strike] £0!! :j Triton - [strike]£1730.89[/strike] £0!! :j Next - [STRIKE]£776.15[/STRIKE] £126.88 Littlewoods - [strike]£217.16[/strike] £0!! :j Housemate - [strike]£1300[/strike] £0!! :j Capital One - [STRIKE]£1652.51[/STRIKE] £1,081.58 Vanquis - [strike]£2337.75[/strike] £375.58
A Payment A Day - £379.02 to Egg.0 -
Misty_Blue wrote: »:j Brilliant new on Very, I bet it's a great feeling to be rid of it!
It really is! Seems like a great idea at the time but never again.
Dxxx0 -
Well done Dolly. So pleased for you to have the very paid off. Thats a great achievement. And the weight loss to boot. Great week for you. . xx2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
Deleted_User wrote: »It really is! Seems like a great idea at the time but never again.
Dxxx
My thought exactly, it seems like a solution at the time but NEVER again.
Good on you, Dolly Rocker.
If you know you have enough, you're rich.
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Thats still a lot Dolly! Do not be too hard on yourself xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Okay so had some good news.
DH new work is actually monthly pay! He starts 5 September so will get paid for practically a full month :j
Don't need to worry about keeping all that cash.
Will keep 100.00 aside as we will have an extra week to wait as payday for us will not change to last day in the month.
So happy.
Dxxx0
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