Tuesday 11th August - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really important! :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link) New link!
  

If this list helps you today please click "Thanks".

allydowd

Morning DFW-Warriors,

Thanks for the starter, Ziggy.

I'm up bright and early again with a big list to get through.

Debt-Free Nillionaire Month Three:

* Do job-seeking.

* Try to spend free EE £20 e-voucher online if what I want isn't still out of stock, again.

* Check online banking. Hurrah! After a fight my closed credit card has finally disappeared off my online banking.

* Deep clean the second half of the sitting room using Stardrops and washable cloths and for the second sofa will use soap and an old t-shirt.

* OH will make dinner from stores.

* Harvest and freeze cabbage before the beasties eat all of it. OH will also harvest some potatoes and onions.

* Go for a run if I get time.

*Check out how to freeze savoy cabbage. We've harvested it but can't eat it all.

*Select a new black pen from upstairs. Do not buy a new one!

Keep fighting, Warriors.

ziggy2407

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today's little list:

Packed lunch for DH & DS - Done
Take son to footie camp - Done
Collect DH's prescription - Done
Washing (& line dry) - Done, just a few bits left
Ironing - Tomorrow
Bump listings/stuff for sale -
Pamper time -
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks - Done
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -

Have a great day, love to you all

C x

DawnW

Morning all

Thanks for the start Ziggy.

Dentist this morning :eek: No money saving there Went ok, and no more expensive than expected. I am thinking of changing practice though, because my 'old' dentist has now retired, and the hygienist I liked has moved on. It seems so chaotic there now. I am a private patient (difficult to get on a NHS list here) so I would have no problem moving. And a practice in this town, as opposed to a neighbouring one, would save a car journey....I will have to think a bit more about it I think!

Other than that:
Hoover first floor Not done
Strip off bed and wash linen. Hopefully dry it outside on the line if fine - otherwise on the airer. Done, although it needs to finish off overnight on the airer
Pick and wash lettuce and radishes from the garden Not done, as I had enough in the fridge for today
Freeze more French beans Not done this either
HM meals from stores. Steak again today, as I only used one from the pack between the two of us yesterday We will have salad with it, to make a change from French beans :rotfl: Done, and apart from the dentist, nothing spent
Make a cake for OH to take away on his annual fishing trip with his mates in progress
Sort out Euro coins that I have in a pot, so he can take those as well. I must remember to take any notes off him that he has left once he gets back, as he lost a load last time on his way to the post office to change them back into £ :mad: Done
Stick to diet Done
Do any surveys that are available Found a couple on onepoll
Some gardening if it doesn't rain Fed the tomatoes, cucumber, courgette, chilli, French beans, blueberry bush and dwarf quince tree

One more cup of coffee then I had better get ready to go to the dentists Wish me luck!

crazy_cat_lady

Good morning everyone,
I am hoping for a quiet day today, again. My insomnia is getting to the point where I have a permanent headache. Good job work is still quite far from my mind at the moment. Here's my list for today.
check banking
packed lunches for the boys
boys to footy training
go through veggies in the fridge and do something with them
post some eBay sales
transfer profit from PayPal to vet fund
15 mins housework and declutter
check for surveys, cash back and shopping apps
find latest statements from creditors and update balances with Stepchange
2 loads of washing
have a nap?????
Have a good day everyone

twiggy86

Morning all!

I suggest no one reads the following whilst eating breakfast! So black bin was due out last night/this morning, so put it out in the dark last night plus remembered kitchen bin was outside from a few days ago as OH said it smelt - realised he hadn't taken the rubbish out of it so whipped that in the black bin too. So this morning I go stick another bit of rubbish in the black bin to find it crawling in maggots!!! YUCK! Quickly check the kitchen bin (which thankfully is still outside) and yep there's maggots in there! I feel itchy and horrible and know I have to face cleaning them later as didn't have time (even if I'd have had the impetus) to clean them before I left for work! I'm hoping that the bin men won't refuse to take it! There is a point to me sharing this horror story not just to put people off their food - does anyone have any suggestions as to how best clean it and make sure its clean? I was going to take them out front first and hose down over the drain.

So today I have/will:-
* Check banks
* Check PayPal
* Take lunch to work (boiled some eggs that were OOD but did the water test and were fine to eat - so egg salad today)
* Earn more SBs
* Earn more on OnePoll
* Upload wombled receipt to COS for 5p
* Not go out at lunch to save petrol
* Go for a run rather than circuits to see how ankle is before wasting my money
* Dinner from stores
* Clean out microwave
* Thrust phone in OH's hand and make him phone sky!
* Clean out bins
* Wash hair and let dry naturally
* More crochet
* NSD?

Think that's everything for today. Hope you all have a good day.

maria3104

Hi All

No internet access at home still!

Defrosted one of the freezers on sunday, dogs still smiling from the freezer burnt bits. Have realised I have lots of food in store and an an official hoarder of food. Sad but true!

Mr T delivered £46 of food on saturday and I should still be under target GC amount of £250 which i am pleased with as it is a 5 week month, but am horrified at amount in store. I must manage this better. Eggs are also building up and need a serious amount of eating.

The weekend party went OK. I was very relieved to have it over, no unpleasantness, everyone was friendly, DH had a fabulous day, a friend made a stunning cake and all ended well. I also came under budget, 15 people feed and watered for under £20, but we did have turkey and pork from freezer. Like Christmas but warmer.

Hope everyone has a good NSD or as cheap as possible day.

Right back to work for me.

ps Twiggy, yes, I would hose outside, then swill with bleach, then water again and finally normal clean with whatever product you use and wipe dry. Good luck.

ziggy2407

twiggy86 wrote: »

Morning all!

I suggest no one reads the following whilst eating breakfast! So black bin was due out last night/this morning, so put it out in the dark last night plus remembered kitchen bin was outside from a few days ago as OH said it smelt - realised he hadn't taken the rubbish out of it so whipped that in the black bin too. So this morning I go stick another bit of rubbish in the black bin to find it crawling in maggots!!! YUCK! Quickly check the kitchen bin (which thankfully is still outside) and yep there's maggots in there! I feel itchy and horrible and know I have to face cleaning them later as didn't have time (even if I'd have had the impetus) to clean them before I left for work! I'm hoping that the bin men won't refuse to take it! There is a point to me sharing this horror story not just to put people off their food - does anyone have any suggestions as to how best clean it and make sure its clean? I was going to take them out front first and hose down over the drain.

Hosing it down sounds like a great idea, then plenty of boiling water - if the weather is warm where you are then why not use smaller bin bags (carriers) so you have to empty the bin daily

twiggy86

ziggy2407 wrote: »

Hosing it down sounds like a great idea, then plenty of boiling water - if the weather is warm where you are then why not use smaller bin bags (carriers) so you have to empty the bin daily

Thanks and thanks maria! Thing is I don't actually think it was the bin that smelt but the different dog food we had!

foxgloves

Twiggy - yes, I second what Maria & Ziggy have suggested for your bins. I know its horrible to find maggots, but the alternative can actually be worse. Years ago, I once went off for a week's holiday & forgot to empty my kitchen bin. When I got home, there was a distinct 'bin-smell' so I lifted the lid to go & empty it & wash it out & yuk, yuk, YUK, out came a swarm of flies!! They'd hatched while I'd been away & it took ages that summer to finally rid the house of them. I even had to buy a fly-spray & I am usually extremely against spraying chemicals around the house & garden. So yes, maggots are vile, but at least they are confined to one place at that stage. NOT a mistake I've made with my kitchen bin again, I hasten to add!