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smallholdingsister's strivings

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  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I feel your pain over the certificates. When I started my PGCE and had to prove I had an English O level it was easier to do a Literacy level 2, which work paid for and did in house, rather than go through the rigmarole of contacting my old school to see if they had kept my 30 year od records!

    Not possible to re sit in 6 weeks in your case obviously :(
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • Thanks for all replies.
    Squirrel so long as you don't reinvent yourself as Secret Spending Squirrel.

    Alex having them on your wall at least saves them getting lost.

    So I will pay £70 in stupid tax for that. Offset by £25 pay for a review of a science book I hadn't realised I was being paid for.

    I have stuck to the programme today. So far.
  • newgirly
    newgirly Posts: 9,364 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Good luck with all your new challenges shs :D
    MFW 67 - Finally mortgage free! 💙😁
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What a pain that is, to have to pay out for re-issues :( I don't have anything like that on the wall, but its all stacked with all my genealogy files, so at least I could lay hands on them if I needed to.

    Hope you find them at the last minute, and don't have to pay after all!
    2023: the year I get to buy a car
  • I will find them when the new ones arrive.
  • Yes, that happened with my driving licence.....
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • greent
    greent Posts: 10,798 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We've lost our bounce-back Alton Towers tickets :( They expire this weekend - I'm expecting to find them next week!:p


    Ah well... it's only money at the end of the day... it could be worse..... (OH was getting v stressy about them - I was quite chilled. If the children had really, really wanted to go back I would have just sucked it up and bought some more and chalked it up as one of life's lessons)


    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Oh no!
    Squirrel I fear my driving licence is keeping my certificates company.
  • newgirly
    newgirly Posts: 9,364 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I've just paid for a fast track birth certificate for dd at 3x the price as hers has gone. Turns out she only needed a bank statement for address id :mad: where does all this stuff vanish to? And why do I keep insurance policies from cars I've not owned for years, they are always easy to find, try finding a passport when you want it though :rotfl:

    Perhaps we should join the kondo thread ;)
    MFW 67 - Finally mortgage free! 💙😁
  • Great news on the new job and good luck with the reinvention too!
    "What we're talking about here is money and the freedom it gives you... freedom from worry and freedom from most forms of BS" MMM
    Mortgage 1: [STRIKE]£95,000[/STRIKE] £83,848.23 at 3.1%
    Mortgage 2 (BTL): £83, 489.15 at 4.8% (I.O.)
    Family loan: [STRIKE]£15,000[/STRIKE] £6,000
    Long term savings/investments: FundCirc £100 7.1%, Saver account at 5% £500
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