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smallholdingsister's strivings

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Comments

  • smallholdingsister
    smallholdingsister Posts: 4,018 Forumite
    You won't regret it, Cath!
    Ha Elephant! What is it about tack rooms that stuff seems to breed?!
  • EatingTheElephant
    EatingTheElephant Posts: 1,373 Forumite
    It sure does! Always seems so dusty too!
  • smallholdingsister
    smallholdingsister Posts: 4,018 Forumite
    And spidery!

    We have just remortgaged and dropped our payments by £70 a month. We have 11 years to go and have paid off 100k (not ALL over payments!).
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Holiday sounds fab SHS and well done on the remortgage :)

    Janey x
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • pavlovs_dog
    pavlovs_dog Posts: 10,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    smallholdingsister wrote: »
    We have just remortgaged and dropped our payments by £70 a month. We have 11 years to go and have paid off 100k (not ALL over payments!).


    Onwards and downwards :D

    Do you have a plan for the saved money or will you OP it?
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    Onwards and downwards - I am definitely going to steal that Pavlov!!!!!!!!!!
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • smallholdingsister
    smallholdingsister Posts: 4,018 Forumite
    I think I will ask them to maintain the current payments so we have a built in overpayment.
  • smallholdingsister
    smallholdingsister Posts: 4,018 Forumite
    [COLOR="rgb(75, 0, 130)"]Janey and Rasputin HELLO![/COLOR]
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Onwards and downwards :):):)
    2023: the year I get to buy a car
  • greent
    greent Posts: 10,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fab stuff, shs :)

    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
This discussion has been closed.
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