My MF Mission 2015

shangaijimmy

Still ahead of me...I cant catch you...

Fantastic progress, I'm delighted for you keep it going.

lippy1923

Christmas time has come and gone. Enjoyed a day with the family and lots of presents for my boy. House looks like an overstocked toyshop now.
Have some Christmas money but not sure I will put it into my savings as this is supposed to be "treat" money.

Taking into account some possible big expenses next year (Car, Bathroom etc) I'm aiming for modest totals.

Goals for 2019 -
- Continue with £500pm OP - £6k in total
- Aim to save at least £500pm - £6k in total
- Find a good new mortgage deal and switch
- Finish my degree

Overall targets for end of 2019 - £65k Mortgage and £35k savings. Happy new year!

lippy1923

Jan Update-

£500 OP sent to the mortgage
£250 added to Reg Saver
1 more brick coloured in
1 more month knocked off the term of the mortgage

Results-

Daily mortgage interest- £3.12
Total mortgage OP - £28,000
Total savings - £30,250
Total mortgage term reduction - 5yr 1mth

shangaijimmy

Great start to the year.

Firegirl

Well done!!!!! That’s amazing for this time of year!

lippy1923

£500 OP sent to the mortgage (In the 74k bracket now)
£250 added to Reg Saver
£500 added to ISA
1 more brick coloured in
1 more month knocked off the term of the mortgage

Results-

Total mortgage OP - £28,500
Total savings - £31,050
Total mortgage term reduction - 5yr 2mth

lippy1923

£500 OP sent to the mortgage (in the 73k bracket now)
£250 added to 5% Reg saver
£2000 added to ISA (some of this is expenses so needs to move back to pay off credit card in the future)
1 brick coloured in
1 month knocked off the term of the mortgage


Results-
Total mortgage OP - £29,000
Total savings £33,300
Total mortgage term reduction- 5yr 3 mth

lippy1923

£500 OP sent to the mortgage (in the 72k bracket now)
£250 added to 5% Reg saver
£550 added to ISA
1 brick coloured in
1 month knocked off the term of the mortgage


Results-
Total mortgage OP - £29,500
Total savings £34,100
Total mortgage term reduction- 5yr 4 mth

shangaijimmy

Fantastic progress in here...just as expected!

lippy1923

£500 OP sent to the mortgage (in the 71k bracket now)
£250 added to 5% Reg saver
£650 added to ISA
1 brick coloured in
1 month knocked off the term of the mortgage


Results-
Total mortgage OP - £30,000
Total savings £35,000
Total mortgage term reduction- 5yr 5 mth