My MF Mission 2015

hiddenshadow

Nice! Just think how thankful Future You will be for those 17 months.

lippy1923

Is it just me or does it sound even better when you say it in months!

hiddenshadow

Indeed - I always try and use months for the "good" stuff (time I won't be paying a mortgage) and years for the "bad" stuff (time I have left to pay off the mortgage!). After this Christmas we should only have 5 more where we have a mortgage payment to make. Actually, scratch that, 4, as our final payment will be made on December 1!

lippy1923

Had to read that twice Hiddenshadow! First read and I thought you meant you only had 5 more payments in total... as in you will be MF next year

But still that's exciting news. The time will fly.

hiddenshadow

lippy1923 wrote: »

Had to read that twice Hiddenshadow! First read and I thought you meant you only had 5 more payments in total... as in you will be MF next year

But still that's exciting news. The time will fly.

Haha, I wish! Still, 5 more Christmases spent in debt isn't too bad.

lippy1923

No, not bad at all. Wish I could say the same.

For me to do that I would need to make my £20k OP and pay off £20k a year for the next 5 years!!!!!

Luckyinlife

lippy1923 wrote: »

For me to do that I would need to make my £20k OP and pay off £20k a year for the next 5 years!!!!!

Is this possiable 20k a year wow :T

lippy1923

I don't think so Lucky. Our household income is only about £45k as it is. Once the nursery fees are taken that leaves us with not very much lol

shangaijimmy

Bit late to join in, but that's a great countdown! I'll aim for 8 more (including this Christmas so we can call it 7)!

lippy1923

I know it's not very accurate, but I love having a little nose on zoopla at current house prices. Looked today and they recon our little 2 bed house is now worth £275K!!!!

It has no way gone up £75k in value, in the last 5 years. We haven't done anything to it.

If that's true, we would no longer be able to afford to buy our own property. Definitely a motivator to make some serious OP/savings towards a dream home sometime in the future.