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Had a mortgage too long - it's going, going, gone!

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  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Am the proverbial swan at the moment! To do list has been abandoned whilst I wade through priority stuff.

    Garden is blooming though and 5 minutes out there, cuppa in hand, is wonderfully relaxing. Worth every penny and those 5 months of weekends it took the DIYers last year :) Helps it's sunny and in the 20s today! Yesterday..well the garden needed the rain, right? ;)

    Done a deal with a school mum to swap some of my seed grown tomato plants for bedding that she's grown. Very MSE and proud :D

    Back to work stuff...being on here is an avoidance tactic today. :o
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    edited 12 May 2016 at 8:57PM
    Ali-OK wrote: »
    2 flights, Hidden :eek: No wonder you like to keep fit!

    Our elderly neighbours are in (relatively) great shape, which they attribute (in part) to living in a 3-storey house for 40 years.

    Would like to lose a storey when we move, though - I had hip surgery a couple of years ago and managing all those stairs on crutches was a challenge!
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We too have 2 flights and it's very annoying when I flop into bed only for Mrs SJ to point out I've forgotten to bring bottles up for baby SJ!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Watty1
    Watty1 Posts: 6,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Once lived in a house with 3 flights of stairs. Cats were definitely fit, vet used to remark on how well muscled they were especially as they were Persians who mainly lived indoors :rotfl:
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Watty1 wrote: »
    Once lived in a house with 3 flights of stairs. Cats were definitely fit, vet used to remark on how well muscled they were especially as they were Persians who mainly lived indoors :rotfl:

    Our fat cat lost about 1kg in 2 years of living in a flat - 6 months after we moved into our house she was down another 3kg.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    No cats here, but Springy keeping himself fit by chasing the birds and sadly caught a baby this morning :( Nest is in the fascia bit and been waiting on replacing/repairing as part of the extension.

    Birds got their own back by pecking alot of the tomato plants to oblivion :eek:

    Food shop done at £22.13.
    2 new ballcocks and valves for tanks in loft (DIYer fixed dripping overflow but both valves stuck fast) - £12.00
    Replacement bit for downstairs loo cistern - TBC, DIYer here with that tomorrow and we're sorting front garden and hedge trimming.

    P!necone survey in and done - £3.00 for the pot

    Amended tax return and accounts received - POA sorted :)

    Delivering last of the May birthday cards tomorrow evening.

    Haven't done my usual Friday night housey bits - too tired. Going to be a busy weekend by looks of things but not too spendy aside June birthdays and DS needing a glue stick for school.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Happy Hump Day :D

    Weekend was very busy and talk about coincidence, our cloakroom was out of use Saturday afternoon for 24 hrs..up those stairs it was! DIYer fixed one part but found a small leak too which needed another part and had to wait. Payment was a home-made chocolate cake. :)

    Front border sorted, not before spending at the plant nursery :eek: Town trip was less spendy with DS's minor stationery needs plus I picked up cushion inners to start replacing our flat as a pancake ones. 2 down, 6 to go! Washed all the cushion covers too and re-using those.

    To Do lists were an A4 page long - pretty much 50/50 work and home. Cracked on and got plenty done with some carried over.

    Tax return now submitted by new accountant. Have decided to take it back and do it myself moving forward, will save a fair whack.

    Architect and drawings are back in full swing :j but having sent an internal layout, the next drawing comes back with different dimensions making it impossible to work to! Think might be there with latest drawing, but a stud wall has moved 6 inches from yesterday's drawing. I'll ignore and get the builder to position it correctly :)

    Financials
    - bank accounts checked
    - FPL, LP and DOB Lotto all being checked - LP up at £5.20
    - £co has a 9 month wait for a confirmation of 1.05 cashback!
    - TCB payout of £12.62
    - P!necone payout of £6
    - Qmee up at 99p
    - Inbox £s up at £7.58

    DS's annual interest statements are in and he's done quite well there. I've got £120 still to pay for his school trip and £84 for next half term school transport. Opticians this weekend and foresee a change in lenses coming. Expensive!

    DS had his first controlled assessment towards a GCSE today and said it went OK - same old problem though, he's slow to write with his Aspergers and hyper-mobile joints (gets painful to write quite quickly) and so he rushed the last third to get the key points down but not explained those answers. The Paediatrician signed him off last year unless we need to see him (and can make appt direct). Upshot was school stopped providing support too and he isn't granted additional time for exams :(

    OP for June looking low with all these spends and work not where I want it to be. Won't be until 31st May due to the Bank Hols, so that 21p more to pay by default!

    Having been reading around diaries to keep up :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • beanielou
    beanielou Posts: 95,607 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Go back to school 7 push for the extra time.
    If it is easier for him to type rather than write he should be allowed to do this.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Thanks Beanie - am waiting on Deputy Head to phone me back on something else, so will pick it up then.

    School definitely won't allow computer use, they resist at every turn and told me straight, including someone with a much worse condition than DS. Am disappointed as the support had been great otherwise.

    I often think he goes under the radar as he's one of the quiet ones.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • beanielou
    beanielou Posts: 95,607 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am sure there are guidelines on this use of a laptop or use of a scribe that are laid down.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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