Had a mortgage too long - it's going, going, gone!

A_Frayed_Knot

Just catching up with your diary. Sorry to hear you have health problems, but glad you are slightly on the mend.

Great financials, and that you can now enjoy your garden. This time, next year, you'll be talking about your completed extension

Take at easy for now and hope your feeling better very soon.

beanielou

Hope that you are plodding on Ali.

Ali-OK

Am definitely plodding Beanie Neck improvements are sporadic, but I'm avoiding Naproxen in the mornings where I'm driving - work is very busy this month but I'm limiting how much I do in a day at the moment. Combo of heat pad and wheat bag and some exercises I found on the net all seem to help temporarily.

Pre-paid prescription card arrived and chemist has refunded the £33.60 prescription costs, so £4.50 saved.

Another P!necone survey in and done - £9 from there recently.

Emptied the poorly paying ISA including interest of £6.40.

T3sco current account bumpf arrived, so that should be open soon and ISA money will get moved into there.

£31 from change bucket banked.

FPL & LP still being checked
Qmee off the blocks again with 22p
Inbox £s up at £5.58

Food shop done tonight at Ald! with a spend of £35.87. A very well stocked fridge freezer and cupboards. Batch cooked chicken curry and bolognaise too.

Took advantage of online offers (20% off) and have added to both my work and casual wardrobe.

Such gorgeous weather the last couple of days it's been a real treat to sit in the garden and relax with a cuppa after work. Tulips now out, berberis (purple brush bush) in flower and the smell of neighbours freshly cut grass

AFK - would be lovely to think the extension will be done by next year - potentially the shell will be, but no further news from the architect as yet.

I need to catch up on lots of dairies too but working Saturday and at the Homes & Renovating Show on Sunday. I don't think the word 'rest' is in my vocab

Hope everyone is having a good week

in_need_of_direction

Hey mrs, your body is already starting to complain. If you won't listen to us, listen to it and slow down a bit.

Ali-OK

I hear you INOD and have avoided using the laptop so much. Getting there slowly. Physio acknowledgement letter arrived as well as a breast screening appointment as part of the trial to widen the age group being checked. Talk about feeling old!!

In financial news, GeoLotto-turned-Booty Pirates website is closing down and I've £3.18 in the pot on it's way to me. Used to play the freebie game.

Inbox £s up at £5.66

Nothing else to report at the moment

debtfreeoneday

Take it easy you!

beanielou

Hope yo/u have a relaxing weekend

Ali-OK

Evening Diary

After working on Saturday, batch of cottage pies made - one for dinner, 2 more for the freezer.

Didn't get to the show on Sunday as DIY mate unwell - it's on in London in September so will aim for free tickets again then and go if we can. Instead, pottered at home and caught up with most of the housey jobs, trip to the tip from garage sort out and batch cooked chilli, then an evening out of tea and cake for another family birthday

Neck clicked quite loudly over the weekend and seemed to put itself back into place, so have 90 degree movement and no crunching, just some tightness/little bit of pain on one side. :j Trouble is the sleeping - on side and am awake half the night as pain worsens, on my back and wake myself up moving onto my side. So tired all the time with it

Financials:
Bank accounts checked and made movements of small £s and pence to round down the low paying saving account and also the current account through which the mortgage interest payment has to go. Letter from latter one reducing overdraft from £950 to £600, never used it so no worries there.

T£sco 3% account open, pin number arrived, no sign of the debit card yet. Have sent a test TT of £4.41 before moving the ISA money that's arrived in my Ll0yds account.

Another P!necone survey in and done tonight for £3
Inbox £s up a tad at £5.89
Qmee - up a tad to 33p

Latest Noddle free credit report in and checked.

Enjoy reading local newspaper finally...after wondering if it'd been delivered yesterday morning, Springy turned up with it in his mouth tonight :rotfl: Must have hidden it under my bed, along with a bit of post and junk mail I found on checking!

Hope everyone is having a good start to the week

Ali-OK

Few financial updates today:

- mortgage interest gone out, saved 37p by using the odd in the account it goes through, that's now tidy to a round number

- reviewed electricity and decided to switch, via TCB for some long overdue cashback (@ £18) and will save £2-3 a month going forward.

- Tesco 3% card arrived and activated. Will only use if I shop with them (very rare) but decent for savings up to £3k. Money on the move there soon.

- Food shop done, £24.94 for that, but added a hydrangea plant so nearer £30.

Inbox £s ticks over at £6.01
Qmee still at 33p

Work has been busy with a visual migraine per day. Neck improving but feels like its lodged itself in the shoulders/upper back again..back to where I was last year it seems. Lets hope not. I've pencilled in an Admin day for tomorrow as I'm working on client site again most of Saturday.

Have chased up architect, 2 weeks since she came out. Think that's a fair timeline to expect some progress on it.

Parents eve shortly. DS has gone straight into town from school with a bunch of friends to eat - even got a text to tell me what he's spending my money on and there might be some change :rotfl:.

Lastly, tidied up computer last night and deleted some mortgage spreadsheets I've been using since 2014 :eek: Guess I could live with 2-3 rather than the 5 I had :rotfl:. Not happy with my laptop...it should have told me how important those files were :rotfl:

Roll on Friday

Ali-OK

4 sleeps to MOP day, it has rolled around quickly. I'd anticipated a £900 capital payment and have increased it slightly to £915.

I missed the accidentally deleted spreadsheets and they're now set back up!

Money In:
£3.18 from Booty Pirates closing down received
More cashback tracked - £12.92 for a £2 spend at L0ttoland via TCB for 2 Euromillions tickets (BOGOF) and only went and won £6.70, which I withdrew to the CC I paid with - profit of £4.70

£20 in £1 coins banked. Now got £20 in £2 coins too. Am using the terramundi for 10p's.

Money Out:
£7.50 in Wilko's today (stocks of tissues, dog treats, skincare bits, kitchen roll)
£3.70 on birthday cards for May
£5.60 on 2 t-shirts in Primarni. Need to be careful as that was a casual shop browse which is starting to creep in.
£35.28 fuel fill up - created by the new office commute, so am organising diary better to avoid unnecessary days there
£60 going to school with DS tomorrow, another payment towards his Field Trip.

Architect intends to start working on correcting measurements on the drawings this week. Even I'm losing interest now.

Savings are looking a tad tight next month. And Sky is going up £2 a month :eek: Time to phone for a deal there or get rid, but guess I'll need an aerial of sorts if that goes?

Inbox £s - £6.28
Qmee - up at 44p

Hope everyone's had a good weekend