Can anybody help please

McKneff

Don't be daft, once a debt is statute barred it stays that way.....

Gaz83

Anthorn wrote: »

It's a ploy to get you to admit the debt in writing and so invalidate the statute barring. Just ignore it. If it's been over 6 years since the default it won't be on your credit history so you can't check it. However I would advise checking on your credit history for CCJs.

Ignore this drivel, OP.

Anthorn

glentoran99 wrote: »

that's nonsense, a debt cannot become un statute barred

What do you mean by "un statute barred"? When a debt becomes statute barred nothing actually happens. You don't get a letter nor a certificate nor even a telegram from the queen lol.

As previously posted, the debt still exists and can still be pursued. The only difference is that it cannot be enforced in a court of law unless it's admitted in writing or a payment is made. The point is not that it's statute barred but that in the last six years the debt was not admitted in writing nor a payment made.


This came up years ago when it was realised that sending the form letter advising that a debt is statute barred is actually admitting the debt. At that time the publishers of the form letters came up with additions to the letters to the effect that "this letter is not an admission of the debt" or even "it's not really me writing this letter".

Anthorn

Gaz83 wrote: »

Ignore this drivel, OP.

So in saying it's drivel you are denying two things both of which are pretty much common knowledge:


(1) If you admit a statute barred debt in writing it is no longer statute barred.


(2) Debts fall off the credit history 6 years from the default date.


Who is it posting the drivel then?

glentoran99

Anthorn wrote: »

What do you mean by "un statute barred"? When a debt becomes statute barred nothing actually happens. You don't get a letter nor a certificate nor even a telegram from the queen lol.

As previously posted, the debt still exists and can still be pursued. The only difference is that it cannot be enforced in a court of law unless it's admitted in writing or a payment is made. The point is not that it's statute barred but that in the last six years the debt was not admitted in writing nor a payment made.


This came up years ago when it was realised that sending the form letter advising that a debt is statute barred is actually admitting the debt. At that time the publishers of the form letters came up with additions to the letters to the effect that "this letter is not an admission of the debt" or even "it's not really me writing this letter".

Whether the debt is admitted or not after 6 years it still cant "invalidate the statute barring"


Once a debt becomes statute barred nothing can make it legally enforceable again,


Its nothing to do with "the last 6 years"


its a period of a continual 6 years were the debt isn't acknowledged


Even if I started paying a statute barred debt its still statute barred and I could stop at anytime and they could do nothing about it

glentoran99

Anthorn wrote: »

So in saying it's drivel you are denying two things both of which are pretty much common knowledge:


(1) If you admit a statute barred debt in writing it is no longer statute barred.


(2) Debts fall off the credit history 6 years from the default date.


Who is it posting the drivel then?

You


Because after 6 years even if you agree you owed the money it can no longer be legally enforced. Once its statute barred its stays that way and nothing can change that

Anthorn

glentoran99 wrote: »

You


Because after 6 years even if you agree you owed the money it can no longer be legally enforced. Once its statute barred its stays that way and nothing can change that

No.


It all hinges on the last 6 years. If a debt is 10 years old, 20 years, 5000 years, if you have admitted the debt in writing in the last 6 years it is not statute barred.


My last reply to your posts. Bye bye

glentoran99

Anthorn wrote: »

No.


It all hinges on the last 6 years. If a debt is 10 years old, 20 years, 5000 years, if you have admitted the debt in writing in the last 6 years it is not statute barred.


My last reply to your posts. Bye bye

You are totally and utterly wrong, Its a foundation of the legal system, 6 years to take action


look it up, the limitation act 1980

An action to recover any sum recoverable by virtue of any enactment shall not be brought after the expiration of six years from the date on which the cause of action accrued.

once that 6 year marker is passed it cannot be reset


no mention of "the last 6 years"

cajef

Anthorn wrote: »

It all hinges on the last 6 years. If a debt is 10 years old, 20 years, 5000 years, if you have admitted the debt in writing in the last 6 years it is not statute barred.

What a load of rubbish, after six years it becomes statue barred and does not become enforceable again if admitted after that period.

Anthorn

cajef wrote: »

What a load of rubbish, after six years it becomes statue barred and does not become enforceable again if admitted after that period.

I find that very interesting. Can you please provide a link to that information so I can follow it up. Many thanks.