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Mortgage Rejected - Via Broker, what now?
Comments
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Click on their name and there is a link to the company website....0
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Are Halifax part of the Lloyds group?
As that's who my 'default' was with and would only imagine that they would reject anyway.0 -
Are Halifax part of the Lloyds group?
As that's who my 'default' was with and would only imagine that they would reject anyway.
That won't help Rob !!!I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
So why on earth would that idiot of a broker even suggest Halifax!!0
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Idiocy probably.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I'd have to agree!0
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You need to establish exactly why the case was declined.
Was it because of the default, or because it was not declared?
A default of this date (even within group) would not necessarily be a deal breaker with Halifax subject to the rest of the case.
There should still be options and sure there are 2 sides to every story, but as you understand the next move you make is crucial.
Best if luckI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
You need to establish exactly why the case was declined.
Was it because of the default, or because it was not declared?
A default of this date (even within group) would not necessarily be a deal breaker with Halifax subject to the rest of the case.
There should still be options and sure there are 2 sides to every story, but as you understand the next move you make is crucial.
Best if luck
It was declared to the broker but only way we'll know is to speak to them tomorrow, I've tried to speak to Halifax direct but can't speak to their broker line until tomorrow.
What would you suggest our next move be?
We're panicking slightly as the area we live and work in doesn't have very many mortgagable properties, let alone ones we like0 -
Another quickie, how badly will my partners file now be affected having had a search with myself and being declined?0
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