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I WILL get there!!

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  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    That's a shame abba, it can be so lucrative when you are eligible can't it? x
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    kirtsypoos wrote: »
    That's a shame abba, it can be so lucrative when you are eligible can't it? x


    I hate dragging the laptop out as it old and as soon as the cable falls out the laptop goes off.........will be putting my avon through tonight so I might nip on and complete the couple of surveys I have on there xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Hi Kirsty

    Am I the only one who gets no surveys on PA :( I keep having a look in there but there is still nothing and you are doing really well at it. Do you think I have done something wrong.

    I wish I could come help with your garden, I'm in need of a weeding fix lol. Mum keeps the garden pretty basic here so not too much weeding to do. I need to get stuck in to some, its like therapy for me lol.

    I'm in single figures now with my debt and hopefully I will have paid another £3k+ by the end of the year.

    Hope you are both keeping well.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I seem to get loads tink, but to be honest I check on my breaks during the day and I get more then, hardly ever any of an evening. Although I'm doing a £10 one at the moment which needs a survey every night before bed.

    I wish you could too :rotfl: I bloody hate gardening and the weeds are up to my waist and higher in places - I try to imagine that it's like walking through a field of wildflowers but in reality it's just a mess :o You're doing so well on the debt busting too - I love that you've got all payments planned out for the year - so satisfying to look at what the figure will be in just a few months.

    I've got a few bits ending on ebay tonight - only 1 with bids on at the moment though. I prefer BIN but thought I'd give auctions a go again - wish I hadn't!

    I've totted up my mortgage OPs so far - in 6 months I've Op'd by £1000 :D I'm thrilled with that, it doesn't seem like a lot when I'm doing it, but bits here and there are really making a difference. Still aiming to get OHs card under £1000 by the end of June - his DD comes out for £75 tomorrow and I'm keeping all my PA and ebay monies to one side for paying extra on this. We've also got a friends wedding in August and I'm hoping to cover their gift (they have asked for cash towards honeymoon) with survey sites - hopefully YG will have hit payout by then, it's soooo slow! I said last time I was done with it but soon got dragged back in. Payout twice a year is just not fun in my opinion but hey, it's still £100 a year I wouldn't normally have :)

    K x
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Sold some bits and pieces on the bay of e last night thanks to the £1 final value fees offer :D made a nice chunk so I've sent £101 to OHs BC and I've hit the June target!! It now stands at £999 and I'm planning the next target :o

    I've got a lot of parcelling up to do thanks to all auctions finishing in one night and all buyers paying straight away.

    I'm at an exhibition with work tomorrow and I can't say I'm looking forward to it - I'm not a massive fan of these things, I feel really awkward - I can wax lyrical about the company and about asbestos but I'm not a natural saleswoman :o I'll be pleased when it's over! The upside is I put one of our trainees forward for a trainee of the year award and he's been shortlisted! He will get a little trophy, certificate and a gift card. I'm really pleased as he is one of our best lads already and he's only been here a year :)

    Still no luck with YG surveys but PA is still going well - I've got £12 payable and £10 pending so hopefully another payout next week - I'm averaging 1 payout every 2 weeks, usually about £20 per payout so it's definitely more worth my time than swagbucks, YG or OW at the moment.
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Kirsty I love you for PA lol! Not even two weeks and at £28 made :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I see you been posting in the pay off your debt. Hope you are well :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I have Monz, have been rubbish at posting on here again - and I was doing so well!

    There's not all that much to report really so a bit quiet on the money front - there are DDs going to the NZ credit card but as we have the money in savings to cover, I don't feel like that's really paying off debt properly per se!

    I have sorted OHs 30th present, I'm taking him away for a few days. I won't say where on here as I know he knows I have a diary - he isn't as nosy as me but I still don't want him stumbling across it :o
    I'm happy with the deal I got and the place looks nice so all go for his birthday now :D

    My mom is having bowel surgery today so I'm glued to my phone until I know she is out and ok - she doesn't react well the aneasthetics so it's always a worry.

    I'm looking after the tiny niece on Wednesday as it's my moms day to have her and she isn't going to be in a fit state, it's not for a nice reason but I'm so pleased I'll get some time with the little terror :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Hope everything goes okay with your mum x
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thanks HI - she's out of theatre so one hurdle out of the way, just need her to come round properly and without doing an impression of the exorcist sickness as she normally does - we want her to come home ASAP and she usually ends up staying in because her BP isn't stable, oxygen sats drop and she's violently sick for hours x
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
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