Elderly parents living in poverty

patanne

Hopefully as the ongoing amount will be income it won't be a problem! I do hope so.

atush

Well, they do get the option of pocketing the cash. but I hope the OP can either talk them out of it, or not mention it lol.

As then they would have more money to not spend?

patanne

Of course, it could upset the dynamics of the relationship as the one deemed to have no income will now have a state pension (which could be larger than the spouses). I don't envy the OP being in the middle of that one!

greenglide

atush wrote: »

not claiming a SP in the misunderstanding they dont get one. Because under the current rules they do. And it has been deferred for almost 2 decades so will be over 2x the initial amt they could have claimed all that time ago.

A cat D pension from age 80 wouldn't give rise to two decades of arrears.

If the husband has been self employed and omitted to pay NI contributions he may have had no entitlement. Remember that when he reached 65 the rules were different the rules were different and there was a minimum qualifying period (similar to what comes back with nSP ). When the rules changed the change was not back dated.
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atush

I dont see a problem in that at all, esp in older people who are used to when being married that all income and outgoings are joint.

The new system of those keeping separate accts and paying bills separately is just silly to me. I realize that many now like to keep sep accts as they dont trust their partner with their cash. But I dont think I could marry and have kids with someone I didn't trust. But maybe that is just me.

atush

greenglide wrote: »

A cat D pension from age 80 wouldn't give rise to two decades of arrears.

If the husband has been self employed and omitted to pay NI contributions he may have had no entitlement. Remember that when he reached 65 the rules were different the rules were different and there was a minimum qualifying period (similar to what comes back with nSP ). When the rules changed the change was not back dated.
e

When did the you get 60% of your partner's pension come in if you have no provision or insufficient of your own? I thought he would qualify under that (which can be deferred)?

I have a provision over 16 years. but I would get more if I was retired now under my OH's contribution. But I will retire under the new system so cannot claim on his then. I thought the above parent could.

xylophone

Current State Pension rules.

http://www.nidirect.gov.uk/what-if-you-qualify-for-basic-state-pension-based-on-your-husbands-wifes-or-civil-partners-national-insurance-contribution-record

"If you are entitled to less than £66 a week basic State Pension based on your own National Insurance record, you could qualify for some basic State Pension based on your husband’s, wife’s or civil partner’s National Insurance record if:

you are a married woman and you and your husband have both reached State Pension age

you are a married man or civil partner, your wife or civil partner was born on or after 6 April 1950 and you have both reached State Pension age"

xylophone

More information here http://www.ageuk.org.uk/Documents/EN-GB/Factsheets/FS19_State_Pension_fcs.pdf?dtrk=true

It is not clear from the OP which parent is the older of the two?

greenglide

xylophone wrote: »

Current State Pension rules.

http://www.nidirect.gov.uk/what-if-you-qualify-for-basic-state-pension-based-on-your-husbands-wifes-or-civil-partners-national-insurance-contribution-record

"If you are entitled to less than £66 a week basic State Pension based on your own National Insurance record, you could qualify for some basic State Pension based on your husband’s, wife’s or civil partner’s National Insurance record if:

you are a married woman and you and your husband have both reached State Pension age

you are a married man or civil partner, your wife or civil partner was born on or after 6 April 1950 and you have both reached State Pension age"

And I had assumed it was the male who had no pension entitlement and both of them were born before 6th April 1950. This was before equality of sexes

atush

Gotcha.

but if he qualifies for a class D, and hasn't been claiming it, will he get his back contributions?