100% Mortgage needed asap!! Please help!

AdrianC

So, just to recap...

We've now got a mysterious fairy godmother offering to stand guarantee on an unrealistic mortgage to buy a dilapidated shed from the missing Kray?

seven-day-weekend

Haven't read the whole thread but will say that if you are being gifted a deposit, then you are not getting 100% loan-to-value- mortgage. It may be 100% of the money YOU need to provide, but all mortgages do that!

David301

AdrianC wrote: »

So, just to recap...

We've now got a mysterious fairy godmother offering to stand guarantee on an unrealistic mortgage to buy a dilapidated shed from the missing Kray?

Im wondering if we will see a thread will pop up from a lady asking what people think about being a guarantor for a "friend from work"

mrginge

I suspect the OP will be back to tell us that the LL wants to bury his dead dog in the garden next

AdrianC

David301 wrote: »

Im wondering if we will see a thread will pop up from a lady asking what people think about being a guarantor for a "friend from work"

TheBlueHorse

unfortunately for the original poster, the Landlord hung a picture up and that increased the value of the house to £300,000. I bought it with 99% LTV mortgage and I have so far cleaned the toilet, meaning the house is now worth £500,000.


Oh, just had an offer in for £750,000. Amazing. It's not even on the market.


Oh, the sale just went through and I have cleared funds in my account.


Thanks all. Good bit of business that.


Oh no, it's on the market for £15m now because the new Owners put a mat down near the front door. Why didn't I think of that!!?? Gutted.

David301

Maybe he cant back out

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darcy2009

I think we have already covered the point that the lady who has offered to be my guarantor cant as its family members only who can do that.
Apart from that not much else has happened, a broker is visiting tonight to go through everything and discuss our best option, which might be my wife applying on her own.

jjgold

darcy been watching too much homes under the hammer

darcy2009

jjgold
No Bargain Hunt is much better and I rarely watch TV so I do not get brain washed with majority of country watching political propaganda everyday.